← All comparisons

State comparison

Louisiana vs Colorado: which state is better to live in?

Louisiana costs a median household about $2,100 a year less in state and local taxes than Colorado, mostly because property tax on a median home runs $1,140 a year against $2,616 in Colorado.

Louisiana

Moderate tax burden · COL index 91

Wins 7 categories

VS

Colorado

Moderate tax burden · COL index 110

Wins 8 categories

Taxes: Louisiana vs Colorado

Louisiana has a graduated income tax topping out at 3%, which works out to 3.0% on a median income of $74,580, or $2,237 a year. Colorado has a flat 4.4% income tax, which works out to 4.4% on a median income of $74,580, or $3,282 a year. Louisiana wins on income tax at 2026 rates.

Property tax is 0.53% of home value a year in Louisiana and 0.48% in Colorado (Tax Foundation, 2023); on each state's median home that is $1,140 against $2,616, so Colorado has the lower rate.

Combined state and local sales tax averages 9.56% in Louisiana and 7.76% in Colorado; Colorado is lower.

Add it up for a household earning $74,580 (the 2022 national median) and owning the median home: $5,516 a year in Louisiana, $7,634 in Colorado. Louisiana is cheaper on total state and local tax.

Housing and cost of living

Louisiana's cost of living index is 91 and Colorado's is 110, where 100 is the national average; Louisiana is about 21% cheaper day to day.

The median home costs $215K in Louisiana and $545K in Colorado (Zillow, 2024), a $330K gap in Louisiana's favor. A two-bedroom rents for about $1,100 a month in Louisiana and $1,850 in Colorado.

Home insurance averages $3,000 a year in Louisiana and $2,800 in Colorado, so Colorado is cheaper to insure.

Safety

Violent crime runs 587 incidents per 100,000 residents in Louisiana and 453 in Colorado (FBI Crime Data Explorer, 2023); Colorado is the safer state by that measure, with a rate 30% lower. Property crime is 2,426 per 100,000 in Louisiana against 2,859 in Colorado, again favoring Louisiana.

Health

Life expectancy is 73 years in Louisiana and 78.8 in Colorado (County Health Rankings, 2024), a 5.8-year edge for Colorado. The Commonwealth Fund's 2023 scorecard ranks Louisiana's health system 45th of 50 and Colorado's 9th, so Colorado scores better on care.

8.5% of Louisiana residents have no health insurance against 7.4% in Colorado, which favors Colorado. Both states expanded Medicaid.

Schools

Education Week's 2023 Quality Counts report ranks Louisiana's K-12 schools 47th in the country and Colorado's 9th, 38 places apart in Colorado's favor. Louisiana runs a school-choice voucher program; Colorado does not.

Laws and politics

In the 2024 presidential election Louisiana went to Trump by 20 points and Colorado went to Harris by 11 points.

Louisiana has permitless carry and a Giffords gun-law grade of F; Colorado has shall-issue carry permits and a grade of A-, so Colorado regulates guns more tightly and Louisiana is the friendlier state for gun owners.

Abortion is banned with narrow exceptions in Louisiana and protected by state law in Colorado, and marijuana is medical only in Louisiana and legal for adults in Colorado as of 2026. The minimum wage is $7.25 an hour in Louisiana and $14.42 in Colorado.

Climate and risk

Natural disaster risk is very high in Louisiana (hurricane, flood, tornado) and high in Colorado (wildfire, blizzard, tornado), so Colorado is the lower-risk state. Annual average air quality index is 36 in Louisiana and 50 in Colorado (under 50 is good), favoring Louisiana.

Tax figures use a household earning the national median income and owning each state's median home, at tax year 2026 rates, last checked against state sources on 2026-09-14. The table below has every number.

Louisiana
Colorado

Taxes

3%
Income Tax (top rate)
4.4%
0.53%/yr
Property Tax Rate
0.48%/yr
9.56%
Sales Tax (avg)
7.76%
No
Taxes Social Security
Yes
No
Estate Tax
No
As income
Capital Gains Tax
As income

Housing & Cost of Living

91
COL Index (100=avg)
110
$215K
Median Home Price
$545K
$1,100/mo
Median Rent (2BR/mo)
$1,850/mo
$3K/yr
Home Insurance (avg/yr)
$3K/yr

Crime & Safety

587
Violent Crime / 100K
453
2,426
Property Crime / 100K
2,859
225
Sex Offenders / 100K
337
76
Homeless / 100K
314

Healthcare

#45 of 50
Healthcare Quality Rank
#9 of 50
73 yrs
Life Expectancy
78.8 yrs
8.5%
Uninsured Rate
7.4%
Yes
Medicaid Expansion
Yes

Education

#47 of 50
K-12 Quality Rank
#9 of 50
Yes
School Choice / Vouchers
No

Childcare

$830/mo
Avg Infant Care / mo
$1,600/mo

Utilities & Daily Costs

$100/mo
Avg Energy Bill / mo
$130/mo
$430/mo
Avg Groceries / mo
$530/mo
#46 of 50
Road Quality Rank
#30 of 50

Social Policy

F
Gun Laws Grade
A-
R+20.0
2024 Presidential Margin
D+11.0

Category wins

7

Louisiana

8

Colorado

Run the full slider tool to score these states against your specific income, home value, retirement, and lifestyle priorities.

Score For My Profile →

Questions people ask

Is Louisiana or Colorado better to live in?

It depends on what you weigh most. Louisiana on taxes ($5,516 a year for a median household against $7,634); Louisiana on everyday costs (index 91 against 110); Colorado on safety (453 violent crimes per 100,000 against 587); Colorado on schools (ranked 9th against 47th).

Which is cheaper, Louisiana or Colorado?

Louisiana is cheaper day to day: cost of living index 91 against 110. The median home is $215K in Louisiana and $545K in Colorado (2024). On state and local taxes Louisiana saves a median household about $2,100 a year.

Does Louisiana or Colorado have lower taxes?

Louisiana. A household earning $74,580 pays about $5,516 a year in Louisiana ($2,237 income tax, $1,140 property tax on the median home and $2,139 in sales tax) and $7,634 in Colorado ($3,282 income tax, $2,616 property tax on the median home and $1,736 in sales tax), at 2026 rates.

Which is safer, Louisiana or Colorado?

Colorado, on the FBI's 2023 figures. Violent crime is 587 per 100,000 residents in Louisiana and 453 in Colorado; property crime is 2,426 against 2,859.

Which has better schools, Louisiana or Colorado?

Colorado. Education Week's 2023 Quality Counts report ranks Louisiana 47th of 50 for K-12 and Colorado 9th. Louisiana also offers school-choice vouchers.

Is Louisiana or Colorado better for retirees?

Louisiana is friendlier to retirees on paper. Louisiana does not tax Social Security, partly exempts pensions and has no estate or inheritance tax; Colorado taxes Social Security, partly exempts pensions and has no estate or inheritance tax. Property tax on a median home is $1,140 a year in Louisiana and $2,616 in Colorado.

Full Louisiana Profile →Full Colorado Profile →

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable