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Hawaii

Moderate tax burden · COL index 196

Wins 7 categories

VS

New Jersey

High tax burden · COL index 121

Wins 9 categories

Cost of living in Hawaii (index 196) runs 62% higher than New Jersey (index 121). Property taxes are meaningfully different: New Jersey averages 2.13% annually vs Hawaii's 0.27%. The median home in Hawaii costs $840K vs $500K in New Jersey.

Hawaii
New Jersey

Taxes

11%
Income Tax (top rate)
10.75%
0.27%/yr
Property Tax Rate
2.13%/yr
4.44%
Sales Tax (avg)
6.6%
Yes
Social Security Tax
Yes
No
Estate Tax
Yes
7.25%
Capital Gains Tax
As income

Housing & Cost of Living

196
COL Index (100=avg)
121
$840K
Median Home Price
$500K
$2,500/mo
Median Rent (2BR/mo)
$2,200/mo
$500/yr
Home Insurance (avg/yr)
$1K/yr

Crime & Safety

281
Violent Crime / 100K
213
2,480
Property Crime / 100K
1,368

Healthcare

#11 of 50
Healthcare Quality Rank
#19 of 50
80.7 yrs
Life Expectancy
79 yrs
4.8%
Uninsured Rate
6.8%
Yes
Medicaid Expansion
Yes

Education

#25 of 50
K-12 Quality Rank
#2 of 50
No
School Choice / Vouchers
No

Childcare

$1,850/mo
Avg Infant Care / mo
$1,800/mo

Utilities & Daily Costs

$250/mo
Avg Energy Bill / mo
$155/mo
$900/mo
Avg Groceries / mo
$640/mo
#45 of 50
Road Quality Rank
#44 of 50

Social Policy

A
Gun Laws Grade
A
D+26.0
2024 Presidential Margin
D+6.0

Category wins

7

Hawaii

9

New Jersey

Run the full slider tool to score these states against your specific income, home value, retirement, and lifestyle priorities.

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People Also Ask

Is $5000 a month enough to live in Hawaii?

Is New Jersey cheaper than Hawaii?

New Jersey is 1.6% cheaper than Hawaii. Expenses including groceries, restaurants, housing, and entertainment and sports are lower in New Jersey.

Is $100,000 enough to live in Hawaii?

Is $8000 a month enough to live in Hawaii?

Full Hawaii Profile →Full New Jersey Profile →

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable