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Florida

Low tax burden · COL index 103

Wins 7 categories

VS

Maryland

High tax burden · COL index 116

Wins 6 categories

Florida has no state income tax. Maryland's top rate is 5.75%. Cost of living in Maryland (index 116) runs 13% higher than Florida (index 103). Politically, Florida voted Republican in 2024 (R+13.0) while Maryland went Democratic (D+24.0).

Florida
Maryland

Taxes

None
Income Tax (top rate)
5.75%
0.77%/yr
Property Tax Rate
0.97%/yr
7.02%
Sales Tax (avg)
6%
Yes
Social Security Tax
Yes
Yes
Estate Tax
No
None
Capital Gains Tax
As income

Housing & Cost of Living

103
COL Index (100=avg)
116
$415K
Median Home Price
$420K
$1,900/mo
Median Rent (2BR/mo)
$1,950/mo
$4K/yr
Home Insurance (avg/yr)
$2K/yr

Crime & Safety

387
Violent Crime / 100K
468
1,882
Property Crime / 100K
1,734

Healthcare

#40 of 50
Healthcare Quality Rank
#12 of 50
77.3 yrs
Life Expectancy
77.4 yrs
13.2%
Uninsured Rate
6.5%
No
Medicaid Expansion
Yes

Education

#19 of 50
K-12 Quality Rank
#4 of 50
Yes
School Choice / Vouchers
No

Childcare

$1,000/mo
Avg Infant Care / mo
$1,850/mo

Utilities & Daily Costs

$155/mo
Avg Energy Bill / mo
$145/mo
$510/mo
Avg Groceries / mo
$580/mo
#26 of 50
Road Quality Rank
#33 of 50

Social Policy

F
Gun Laws Grade
A
R+13.0
2024 Presidential Margin
D+24.0

Category wins

7

Florida

6

Maryland

Run the full slider tool to score these states against your specific income, home value, retirement, and lifestyle priorities.

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People Also Ask

Would you rather live in Florida or Maryland?

Climate: Florida has a much warmer climate. Florida's average winter temperatures are milder than Maryland's cold winters. Cost of Living: The cost of living in Maryland is slightly higher than Florida. The cost of living index in Maryland is 35% higher than the national average.

Why are residents leaving Maryland?

Maryland is losing residents to lower-cost states at a high rate. While families pack their bags, citing crushing taxes and costs, state and local leaders are doubling down on their current policies.

How much is $100,000 salary after taxes in Maryland?

What is the 183 day rule in Maryland?

In Maryland, if you spend 183 days or more in the state, you're considered a resident and must file a state tax return. If you spend less time in Maryland, your tax obligations may differ.

Full Florida Profile →Full Maryland Profile →

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable