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State comparison

California vs Washington: which state is better to live in?

Washington costs a median household about $4,100 a year less in state and local taxes than California, mostly because it has no income tax.

California

Moderate tax burden · COL index 142

Wins 3 categories

VS

Washington

Moderate tax burden · COL index 117

Wins 13 categories

Taxes: California vs Washington

California has a graduated income tax topping out at 13.3%, which works out to 4.5% on a median income of $74,580, or $3,375 a year. Washington has no state income tax. Washington wins on income tax at 2026 rates.

Property tax is 0.71% of home value a year in California and 0.84% in Washington (Tax Foundation, 2023); on each state's median home that is $5,609 against $4,788, so California has the lower rate.

Combined state and local sales tax averages 8.82% in California and 9.38% in Washington; California is lower.

Add it up for a household earning $74,580 (the 2022 national median) and owning the median home: $10,957 a year in California, $6,887 in Washington. Washington is cheaper on total state and local tax.

Housing and cost of living

California's cost of living index is 142 and Washington's is 117, where 100 is the national average; Washington is about 21% cheaper day to day.

The median home costs $790K in California and $570K in Washington (Zillow, 2024), a $220K gap in Washington's favor. A two-bedroom rents for about $2,300 a month in California and $2,000 in Washington.

Home insurance averages $2,100 a year in California and $900 in Washington, so Washington is cheaper to insure.

Safety

Violent crime runs 499 incidents per 100,000 residents in California and 347 in Washington (FBI Crime Data Explorer, 2023); Washington is the safer state by that measure, with a rate 44% lower. Property crime is 2,027 per 100,000 in California against 3,187 in Washington, again favoring California.

Health

Life expectancy is 79.2 years in California and 79.3 in Washington (County Health Rankings, 2024), a 0.1-year edge for Washington. The Commonwealth Fund's 2023 scorecard ranks California's health system 13th of 50 and Washington's 10th, so Washington scores better on care.

6.8% of California residents have no health insurance against 6.5% in Washington, which favors Washington. Both states expanded Medicaid.

Schools

Education Week's 2023 Quality Counts report ranks California's K-12 schools 20th in the country and Washington's 7th, 13 places apart in Washington's favor. Neither state runs a school-choice voucher program.

Laws and politics

In the 2024 presidential election California went to Harris by 20 points and Washington went to Harris by 16 points.

California has may-issue carry permits and a Giffords gun-law grade of A; Washington has shall-issue carry permits and a grade of A.

Abortion is protected by state law in both states, and marijuana is legal for adults in both as of 2026. The minimum wage is $16.00 an hour in California and $16.28 in Washington.

Climate and risk

Natural disaster risk is very high in California (wildfire, earthquake, drought) and high in Washington (wildfire, earthquake, flood), so Washington is the lower-risk state. Annual average air quality index is 62 in California and 40 in Washington (under 50 is good), favoring Washington.

Tax figures use a household earning the national median income and owning each state's median home, at tax year 2026 rates, last checked against state sources on 2026-09-14. The table below has every number.

California
Washington

Taxes

13.3%
Income Tax (top rate)
None
0.71%/yr
Property Tax Rate
0.84%/yr
8.82%
Sales Tax (avg)
9.38%
No
Taxes Social Security
No
No
Estate Tax
Yes
As income
Capital Gains Tax
7%

Housing & Cost of Living

142
COL Index (100=avg)
117
$790K
Median Home Price
$570K
$2,300/mo
Median Rent (2BR/mo)
$2,000/mo
$2K/yr
Home Insurance (avg/yr)
$900/yr

Crime & Safety

499
Violent Crime / 100K
347
2,027
Property Crime / 100K
3,187
155
Sex Offenders / 100K
230
475
Homeless / 100K
397

Healthcare

#13 of 50
Healthcare Quality Rank
#10 of 50
79.2 yrs
Life Expectancy
79.3 yrs
6.8%
Uninsured Rate
6.5%
Yes
Medicaid Expansion
Yes

Education

#20 of 50
K-12 Quality Rank
#7 of 50
No
School Choice / Vouchers
No

Childcare

$2,200/mo
Avg Infant Care / mo
$2,100/mo

Utilities & Daily Costs

$175/mo
Avg Energy Bill / mo
$95/mo
$620/mo
Avg Groceries / mo
$590/mo
#49 of 50
Road Quality Rank
#39 of 50

Social Policy

A
Gun Laws Grade
A
D+20.0
2024 Presidential Margin
D+16.0

Category wins

3

California

13

Washington

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Questions people ask

Is California or Washington better to live in?

Washington wins more of the measures that decide a move. Washington on taxes ($6,887 a year for a median household against $10,957); Washington on everyday costs (index 117 against 142); Washington on safety (347 violent crimes per 100,000 against 499); Washington on schools (ranked 7th against 20th).

Which is cheaper, California or Washington?

Washington is cheaper day to day: cost of living index 117 against 142. The median home is $790K in California and $570K in Washington (2024). On state and local taxes Washington saves a median household about $4,100 a year.

Does California or Washington have lower taxes?

Washington. A household earning $74,580 pays about $10,957 a year in California ($3,375 income tax, $5,609 property tax on the median home and $1,973 in sales tax) and $6,887 in Washington ($0 income tax, $4,788 property tax on the median home and $2,099 in sales tax), at 2026 rates.

Which is safer, California or Washington?

Washington, on the FBI's 2023 figures. Violent crime is 499 per 100,000 residents in California and 347 in Washington; property crime is 2,027 against 3,187.

Which has better schools, California or Washington?

Washington. Education Week's 2023 Quality Counts report ranks California 20th of 50 for K-12 and Washington 7th.

Is California or Washington better for retirees?

Washington is friendlier to retirees on paper. California does not tax Social Security, taxes pensions as income and has no estate or inheritance tax; Washington does not tax Social Security, exempts pensions and has an estate tax. Property tax on a median home is $5,609 a year in California and $4,788 in Washington.

Full California Profile →Full Washington Profile →

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

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Social Security

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Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

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Compared to state median 2BR rent

Don't care$10K/mo

Job Market

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State unemployment and job growth

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Airport Access

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Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

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Annual sunny days per state

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Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

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Congregations per 100K residents

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Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

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State cannabis legality

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% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

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% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

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Violent crime rate per 100K (FBI)

Don't careVery safe

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K-12 rank (Education Week)

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Healthcare Access

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Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

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Cost of living proxy for childcare affordability

Don't careMust be affordable