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State comparison

Arizona vs Georgia: which state is better to live in?

Arizona costs a median household about $2,200 a year less in state and local taxes than Georgia, mostly because its income tax takes 2.5% of a median income against 5.0% in Georgia, though everyday prices run higher there (cost of living index 102 against 91).

Arizona

Moderate tax burden · COL index 102

Wins 7 categories

VS

Georgia

Moderate tax burden · COL index 91

Wins 5 categories

Taxes: Arizona vs Georgia

Arizona has a flat 2.5% income tax, which works out to 2.5% on a median income of $74,580, or $1,865 a year. Georgia has a flat 5.49% income tax, which works out to 5.0% on a median income of $74,580, or $3,722 a year. Arizona wins on income tax at 2026 rates.

Property tax is 0.51% of home value a year in Arizona and 0.81% in Georgia (Tax Foundation, 2023); on each state's median home that is $2,142 against $2,754, so Arizona has the lower rate.

Combined state and local sales tax averages 8.37% in Arizona and 7.35% in Georgia; Georgia is lower.

Add it up for a household earning $74,580 (the 2022 national median) and owning the median home: $5,879 a year in Arizona, $8,120 in Georgia. Arizona is cheaper on total state and local tax.

Housing and cost of living

Arizona's cost of living index is 102 and Georgia's is 91, where 100 is the national average; Georgia is about 12% cheaper day to day.

The median home costs $420K in Arizona and $340K in Georgia (Zillow, 2024), a $80K gap in Georgia's favor. A two-bedroom rents for about $1,600 a month in Arizona and $1,600 in Georgia.

Home insurance averages $1,850 a year in Arizona and $2,200 in Georgia, so Arizona is cheaper to insure.

Safety

Violent crime runs 474 incidents per 100,000 residents in Arizona and 499 in Georgia (FBI Crime Data Explorer, 2023); Arizona is the safer state by that measure, with a rate 5% lower. Property crime is 2,624 per 100,000 in Arizona against 2,212 in Georgia, again favoring Georgia.

Health

Life expectancy is 76.3 years in Arizona and 75.2 in Georgia (County Health Rankings, 2024), a 1.1-year edge for Arizona. The Commonwealth Fund's 2023 scorecard ranks Arizona's health system 34th of 50 and Georgia's 37th, so Arizona scores better on care.

10.8% of Arizona residents have no health insurance against 14.1% in Georgia, which favors Arizona. Arizona expanded Medicaid and Georgia did not.

Schools

Education Week's 2023 Quality Counts report ranks Arizona's K-12 schools 45th in the country and Georgia's 32nd, 13 places apart in Georgia's favor. Both states run school-choice voucher programs.

Laws and politics

In the 2024 presidential election Arizona went to Trump by 5 points and Georgia was a swing state decided by 2 points.

Arizona has permitless carry and a Giffords gun-law grade of F; Georgia has permitless carry and a grade of F.

Abortion is banned with narrow exceptions in both states, and marijuana is legal for adults in Arizona and medical only in Georgia as of 2026. The minimum wage is $14.35 an hour in Arizona and $7.25 in Georgia.

Climate and risk

Natural disaster risk is moderate in Arizona (wildfire, extreme-heat, drought) and high in Georgia (hurricane, tornado, flood), so Arizona is the lower-risk state. Annual average air quality index is 46 in Arizona and 36 in Georgia (under 50 is good), favoring Georgia.

Tax figures use a household earning the national median income and owning each state's median home, at tax year 2026 rates, last checked against state sources on 2026-09-14. The table below has every number.

Arizona
Georgia

Taxes

2.5%
Income Tax (top rate)
5.49%
0.51%/yr
Property Tax Rate
0.81%/yr
8.37%
Sales Tax (avg)
7.35%
No
Taxes Social Security
No
No
Estate Tax
No
As income
Capital Gains Tax
As income

Housing & Cost of Living

102
COL Index (100=avg)
91
$420K
Median Home Price
$340K
$1,600/mo
Median Rent (2BR/mo)
$1,600/mo
$2K/yr
Home Insurance (avg/yr)
$2K/yr

Crime & Safety

474
Violent Crime / 100K
499
2,624
Property Crime / 100K
2,212
144
Sex Offenders / 100K
233
194
Homeless / 100K
110

Healthcare

#34 of 50
Healthcare Quality Rank
#37 of 50
76.3 yrs
Life Expectancy
75.2 yrs
10.8%
Uninsured Rate
14.1%
Yes
Medicaid Expansion
No

Education

#45 of 50
K-12 Quality Rank
#32 of 50
Yes
School Choice / Vouchers
Yes

Childcare

$1,150/mo
Avg Infant Care / mo
$1,050/mo

Utilities & Daily Costs

$145/mo
Avg Energy Bill / mo
$145/mo
$490/mo
Avg Groceries / mo
$450/mo
#28 of 50
Road Quality Rank
#12 of 50

Social Policy

F
Gun Laws Grade
F
R+5.0
2024 Presidential Margin
R+2.0

Category wins

7

Arizona

5

Georgia

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Questions people ask

Is Arizona or Georgia better to live in?

It depends on what you weigh most. Arizona on taxes ($5,879 a year for a median household against $8,120); Georgia on everyday costs (index 91 against 102); Arizona on safety (474 violent crimes per 100,000 against 499); Georgia on schools (ranked 32nd against 45th).

Which is cheaper, Arizona or Georgia?

Georgia is cheaper day to day: cost of living index 91 against 102. The median home is $420K in Arizona and $340K in Georgia (2024). On state and local taxes Arizona saves a median household about $2,200 a year.

Does Arizona or Georgia have lower taxes?

Arizona. A household earning $74,580 pays about $5,879 a year in Arizona ($1,865 income tax, $2,142 property tax on the median home and $1,873 in sales tax) and $8,120 in Georgia ($3,722 income tax, $2,754 property tax on the median home and $1,644 in sales tax), at 2026 rates.

Which is safer, Arizona or Georgia?

Arizona, on the FBI's 2023 figures. Violent crime is 474 per 100,000 residents in Arizona and 499 in Georgia; property crime is 2,624 against 2,212.

Which has better schools, Arizona or Georgia?

Georgia. Education Week's 2023 Quality Counts report ranks Arizona 45th of 50 for K-12 and Georgia 32nd.

Is Arizona or Georgia better for retirees?

Both treat retirement income about the same. Arizona does not tax Social Security, partly exempts pensions and has no estate or inheritance tax; Georgia does not tax Social Security, partly exempts pensions and has no estate or inheritance tax. Property tax on a median home is $2,142 a year in Arizona and $2,754 in Georgia.

Full Arizona Profile →Full Georgia Profile →

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Gun Control2A Freedom

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Cost of living proxy for childcare affordability

Don't careMust be affordable