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Arizona

R+5  ·  Moderate tax burden  ·  COL index 102

A

2.5%

Income Tax

474

Violent Crime / 100K

76.3

Life Expectancy

$420K

Median Home

$1,150

Childcare / Mo

State Profile

49/100
255075100TAXES74SAFETY47HEALTH33SCHOOLS10AFFORDABLE75LONGEVITY52

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Taxes

Income Tax

Flat 2.5% since 2023

2.5% flat

Property Tax

~$2,142/yr on median home

0.51% / yr

Sales Tax

8.37% avg

Social Security

Exempt

Pension / IRA

Partial

Estate Tax

None

Inheritance Tax

None

Capital Gains

Taxed as income

Housing & Cost of Living

Cost of Living Index

National avg = 100

102

Median Home Price

$420,000

Median Rent (2BR)

$1,600/mo

Home Insurance

Near national avg (~$1,900/yr)

$1,850/yr

Flood Insurance

$450/yr

Homestead Exemption

Home equity protected from creditors

$250,000

Asset Protection

Moderate

Crime & Safety

Violent Crime Rate

Near national avg

474 / 100K

Property Crime Rate

Near national avg

2,624 / 100K

Traffic Fatality Rate

13.4 / 100K

Healthcare

State Healthcare Rank

#34 of 50

Life Expectancy

76.3 yrs

Medicaid Expansion

Expanded

Uninsured Rate

10.8%

Education

K-12 Quality Rank

Bottom 10 nationally

#45 of 50

School Choice / Vouchers

Available

Childcare

Avg Infant Care (Full-Time)

$1,150/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$145/mo

Avg Monthly Groceries

2-person household, moderate spending

$490/mo

Road Quality Rank

#28 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

155+ routes

Major Hub Airport

Top-25 US airport by passengers

Yes

Culture & Lifestyle

Urban Population

Highly urban — big city feel

90% urban

Restaurant Density

470/100K

Religious Congregations

155/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

5 teams

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

8 venues

Craft Breweries

2.7/100K residents — Solid scene

195 breweries

Craft Distilleries

45 distilleries

Live Music

Phoenix and Tucson indie scenes; McDowell Mountain Music Festival

Strong

Transportation

Car Insurance (Avg Annual)

$1,890

Traffic Fatality Rate

13.4 / 100K

Broadband Access

83% of households

Social & Legal

Abortion Access

15-week ban effective 2022; 1864 near-total ban blocked

Banned

LGBTQ+ Protections

Moderate

Marijuana

Recreational

Minimum Wage

$14.35/hr

Right to Work

Yes

Sports Betting

Legal

Casino Gambling

Tribal casinos

Online Gambling

Illegal

State Lottery

Sports betting launched 2021. Tribal casinos only — no commercial casinos. Strong horse racing tradition.

Yes

Age of Consent

18

Sex Education

No state sex ed mandate

Abstinence-plus

Nude Beaches & Naturist Clubs

Shangri La Ranch (New River) · Mira Vista Resort (Tucson)

Clubs only

Environment & Climate

Air Quality (Annual AQI)

Near national avg

46

Natural Disaster Risk

Moderate

Primary Hazards

wildfireextreme-heatdrought

Politics & Gun Laws

2024 Presidential Vote

R+5

Gun Laws

Gun ControlF
2A LibertyA+

Carry Permit

No permit required

Purchase Permit Required

No

Gambling

Legal

Jobs & Economy

Job Market

+2.8% job growth · 3.7% unemployment

Strong

Top Industries

HealthcareRetailFinance

Tech Jobs

#18 of 50

Healthcare Jobs

#30 of 50

Remote Work

20% of workers

Median Household Income

$73,451

Business Climate

Corporate Income Tax

4.9%

LLC Formation Fee

$50 one-time

LLC Annual Fee

None

Business Climate Rank

#14 of 50

Daily Life

Gas Price (Regular)

Below avg (-0.06 vs national avg)

$3.24/gal

Consumer Fireworks

Legal statewide; some cities restrict during drought/fire danger

Legal

Weather & Natural Risks

Winter Severity

Avg January high: 65°F

Very Mild

Summer Heat

Extreme summer heat

105°F avg July

Annual Rainfall

13" / yr

Tornado Risk

Very Low

Hurricane Risk

Very Low

Wildfire Risk

High

Flood Risk

Low

Natural Hazards

50HIGH danger
Bark scorpion capital of North AmericaTarantula migration seasonRattlesnake density HIGHWildfire extreme risk

Venomous Snakes

High

Spider Hazard

Brown Recluse Zone

Scorpions

Extreme

Hurricane Risk

Minimal

Tornado Risk

Low

Wildfire Risk

Extreme

Earthquake Risk

Moderate

Armadillo Leprosy Risk

Low

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

10.2% of state population are veterans

84/100

Property Tax Exemption

Disabled vets: property tax reduction

Partial

Military Retirement Pay

Tax Exempt

Active Duty Pay

Tax Exempt

VA Facilities Access

Good

Notable Benefits

Military retired pay fully exempt from income tax

Explore Arizona counties

Income, housing, poverty, healthcare — ranked by county

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Housing, taxes, childcare, insurance — all estimated.

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Compare Similar States

AZ vs FL

Arizona vs Florida

COL 102 vs 103 · 2.5% vs No income tax

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AZ vs NV

Arizona vs Nevada

COL 102 vs 101 · 2.5% vs No income tax

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AZ vs UT

Arizona vs Utah

COL 102 vs 101 · 2.5% vs 4.65% income tax

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AZ vs WY

Arizona vs Wyoming

COL 102 vs 101 · 2.5% vs No income tax

Full comparison →

Trending in Arizona

Arizona Governor Primary Election Results - The New York Times

The New York Times · Jul 25

Arizona Republicans pick nominees Tuesday for governor and other top offices - PBS

PBS · Jul 21

The decision after the decision: Who will be Arizona’s first lieutenant governor? - Arizona Capitol Times

Arizona Capitol Times · Jul 22

Trump ally Andy Biggs wins Republican nomination for Arizona governor - Al Jazeera

Al Jazeera · Jul 22

Rep. Andy Biggs wins GOP primary for Arizona governor - Politico

Politico · Jul 22

What Residents Say

How's the cost of living in Phoenix. : r/SameGrassButGreener

Income and property tax rates are great. 2.5% income and low property tax which beats Texas. Grocery wise I'm not entirely sure. Doesn't seem ......

reddit.com ↗

Cost of living here increases here : r/phoenix

I pay under $800 for my mortgage … property taxes has increased the payment over the years....

reddit.com ↗

Is the cost of living higher in Chicago or Phoenix?

?...

reddit.com ↗

Is it better to live in CA, AZ, or TX? : r/relocating

Cost of living is considerably lower than CA, and it's a tax-free state, (tho your property taxes will bring you to tears.)...

reddit.com ↗

Phoenix area vs Seattle Area? : r/SameGrassButGreener

Generally, taxes are low. My house was recently tax assessed around 8-900k I think and my annual property tax is around 5-6k. 36-42k annually ......

reddit.com ↗

How is everyone here surviving with salaries so ...

I do not understand how the jobs pay like 70% of Arizona, and the cost of living is like 120% of Arizona. I'm not necessarily looking at Portland, but ......

reddit.com ↗

Florida or Arizona for Retirement in 2 years

In AZ, taxes are 2.5%, cost of living isn't too high, gas is lower ... Moving to a tax state means a $8k-$10k hit every year. We'd like ......

reddit.com ↗

AZ resident here...with cost of living and home buying ...

Small apartments can range anywhere from $600 to $1000. about $800-$990 and up for apartments. mill levy is usually 2.4 - 2.8%. Mesa areas are ......

reddit.com ↗

Canadian Family potentially relocating to Arizona - pros/cons

State taxes are very reasonable compared to other states in the US. Property taxes are pretty low overall but will be higher in Scottsdale/ ......

reddit.com ↗

California to Phoenix: How has your experience been?

I'm curious about how people who've moved from California to Phoenix have adjusted. For those who made the move, how has it been for you financially?...

reddit.com ↗

Stay Current

Get notified when Arizona tax laws, gun laws, or social policy changes.

Arizona Guides

relocation

Arizona vs. New Mexico: Sun Belt Cost of Living

Arizona and New Mexico sit next to each other on the map but tell very different financial stories.

relocation

Moving to Arizona: Heat, Low Taxes, and Growth

Arizona's 2.5% flat income tax and no estate tax make it one of the most tax-friendly states in the

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable