Gilpin
Colorado

What stands out

Against every county in America, Gilpin County is unusual in three ways: the property tax rate is among the lowest in America (0.27%), the average temperature is in the bottom 2% of American counties (41°F), and the median household income is in the top 5% of American counties ($95,902). Within Colorado it ranks 6th of 64 counties for the property tax rate, counting from the bottom.

Where you are

You live in Gilpin County, Colorado. 5,856 people live here with you, so most faces are familiar. The population grew 0.7% last year, and more Americans moved in than out (net +5).

Colorado's flat income tax is 4.4%, and the TABOR amendment refunds revenue above a spending cap back to taxpayers in strong years. Front Range home prices roughly doubled between 2013 and 2023. The state taxes Social Security for residents under 65 but exempts it fully at 65 and over. Wildfire and hail drive homeowner insurance costs along the mountains and plains respectively.

Money

The typical household here brings in $95,902 a year, higher than 95% of American counties. Employers pay an average wage of $67,931. Unemployment runs 2.7%, lower than 74% of American counties. 12% of workers work from home.

Colorado takes 4.4% of that median income in state income tax, about $4,220 a year.

Home

The median home costs $551K, pricier than 95% of American counties, about 4.0 years of the median household's income. A two-bedroom rents for around $1,458 a month. Property tax is 0.27% of home value, roughly $1,238 a year on that median home, lower than almost every county in America. 79% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 93% of American counties. Drug overdoses killed 21 people per 100,000 in 2024.

A child born here can expect to live 80.8 years, longer than 95% of American counties. There are 7 active physicians in the county, about 12.0 per 10,000 people. 5.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.43 where 3.0 is national grade level, higher than 95% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 9 points. 84% of eligible voters turned out. Under Colorado law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 41°F, highs near 53 and lows near 30, colder than 98% of American counties. About 20 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 14 out of 100, safer than 86% of American counties; the county has had 8 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 98 Mbps down, slower than 88% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people, 1 brewery.