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Clear Creek
Colorado

9K

Population

$87K

Median Income

$566K

Median Home

D+13

Politics

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What stands out

If you had to describe Clear Creek County in numbers, start here: the average temperature is among the coldest in America (39°F), life expectancy is among the longest in America (82.8 years), and high-school completion is among the highest in America (97%). Within Colorado it ranks 8th of 64 counties for the average temperature, counting from the bottom.

Where you are

You live in Clear Creek County, Colorado. 9,403 people live here with you, so most faces are familiar. The population shrank 2.4% last year, and more Americans moved out than in (net -206).

Colorado's flat income tax is 4.4%, and the TABOR amendment refunds revenue above a spending cap back to taxpayers in strong years. Front Range home prices roughly doubled between 2013 and 2023. The state taxes Social Security for residents under 65 but exempts it fully at 65 and over. Wildfire and hail drive homeowner insurance costs along the mountains and plains respectively.

Money

The typical household here brings in $87,169 a year, higher than 92% of American counties. Employers pay an average wage of $65,645. Unemployment runs 2.9%, lower than 68% of American counties. 21% of workers work from home.

Colorado takes 4.4% of that median income in state income tax, about $3,835 a year.

Home

The median home costs $566K, pricier than 95% of American counties, about 4.1 years of the median household's income. A two-bedroom rents for around $1,189 a month. Property tax is 0.39% of home value, roughly $1,952 a year on that median home, lower than 95% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 93% of American counties. Drug overdoses killed 23 people per 100,000 in 2024.

A child born here can expect to live 82.8 years, longer than almost every county in America. There is 1 active physician in the county, about 1.1 per 10,000 people. 8.1% of people under 65 have no health insurance.

School

Local students test at grade level 2.85 where 3.0 is national grade level, lower than 74% of American counties. 97% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 13 points. 83% of eligible voters turned out. Under Colorado law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 39°F, highs near 50 and lows near 28, colder than almost every county in America. About 22 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 38 out of 100, safer than 62% of American counties; the county has had 9 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 88 Mbps down, slower than 91% of American counties. There are 0 airports in the county, counting general aviation. For a night or a weekend out: 1.9 full-service restaurants per 1,000 people, 3 breweries, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$87K
This county
national avg ~$75K
Poverty Rate7.4%
This county
national avg ~11.5%
Unemployment Rate2.9%
This county
national avg ~3.8%
GDP per Capita$84,252
Federal Spending per Capita$7,471
Median Individual Earnings$52K
This county
national avg $45K
Professional/Management Workers47.1%
Average Adjusted Gross Income$108K
Avg Credit Score698
Work From Home %20.9%
This county
national avg 17.0%
Population Under 1811.8%
This county
national avg 22.0%
Single-Person Households36.1%
This county
national avg 28.0%
Banks & Finance Firms5
Income (20th Percentile)$43K
Income (80th Percentile)$180K
Income (95th Percentile)$250K
Bachelor's Degree or Higher55.0%
This county
national avg 34.3%
Less Than High School3.4%
This county
national avg 11.0%
Knowledge Economy GDP %7.4%
Dependency Ratio0.49
Medicare Spending / Person$1,708
SS Benefits / Person$4,153
Education Wage Premium1.56x
Median Earnings (Bachelor's)$68K
Median Earnings (Graduate)$70K
Median Earnings (HS Diploma)$45K
Public Assistance Recipients1.8%
Average Annual Wage$66K
Professional Services Concentration0.50x national
This county
1.0 = national average share
Federal Government Jobs Located Here31
Federal Share of Jobs Located Here0.9%
Residents Who Work for the Federal Government3.3%
Federal Civilian Share of Earnings1.4%
Federal Contract Dollars Performed Here (FY2025)$1M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars68%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$566K
This county
$545K state avg
$303K national
Market Rent (ZORI)$2020/mo
This county
$1850/mo state avg
$1400/mo national
Property Tax Rate0.39%
This county
0.48% state avg
1.10% national

Annual tax on median home: $1,952

Affordability & Supply

HUD Fair Market Rent (2BR)$2,089/mo
Home Price Change (1 yr)-4.5%−+9.5% since 2024
Home Value to Income Ratio4.1x income
Severely Cost-Burdened Households8.8%
Homeownership Rate80.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
21.4%
Active Listings
95
New Listings / Month
28

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
17 days
Months of Supply (Redfin)— High inventory — buyers market
7.3 mo
Sold Above List (Redfin)
12.5%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
97.4%

Source: Redfin · Updated monthly

Health

Life Expectancy82.8 yrs
This county
national avg ~78.5 years
Food Insecurity8.4%
This county
national avg ~11%
Food Environment Index8.8 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score15
Dental Care Shortage Score0
Healthcare Shortage Score10.7
Healthcare Offices9
Obesity Rate (BRFSS)23.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)9.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)12.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)13.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)24.2%
This county
national avg 32.0%
Active Physicians1
ER Visits per 1,000 Medicare Patients364 / 1,000
Medicare Cost per Beneficiary$10,881
Uninsured (under 65)8.1%
This county
national avg ~10%
Adults with Depression22.7%

Education

Math Test Scores2.79 grade level
Reading Test Scores2.91 grade level
HS Diploma Holders1,187
Bachelor's Degree Holders2,202
HS Completion Rate96.6%
This county
national avg ~85%
Private Schools4

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate31.3 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities5
Social Vulnerability (CDC SVI)14th pct
Drug Overdose Deaths (2024)22.7 / 100K
Suicide Rate32.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale7.0
January Sunshine1.88
January Temperature-0.50
Average Temp39°F+4.9% since 2022
Avg High Temp50°F+2.9% since 2022
Avg Low Temp28°F+8.3% since 2022
Median AQIAQI 49
Good Air Days204 days/yr
Unhealthy Air Days8 days/yr
Annual Precipitation22.4 in/yr-20% since 2022
Avg Storm Events0.8 storms/yr
Avg Annual Storm Damage$0
Ozone Days359 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.22
Heating Degree Days9,549 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days0 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)10,394 HDD/yr
Cooling Degree Days (1901–2000 Baseline)0 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.0
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)38 / 100
Community Resilience (FEMA)45 / 100
Federal Disaster Declarations9 since 1953
Fine Particulate Pollution (PM2.5)5.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)25 properties
FAA-Registered Airports4 total
Airports (excl. heliports)0 airports

Brewery Scene

Total Breweries3 breweries
Microbreweries2 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed88 Mbps
This county
national avg ~120 Mbps
Upload Speed13 Mbps
Fixed Internet (Q1 2026)172 Mbps
Mobile Internet (Q1 2026)212 Mbps
Mobile Upload (Q1 2026)21 Mbps
Mobile Latency (Q1 2026)30 ms
Households with 100Mbps+95.5%
This county
national avg 75.0%
Cellular-Only Internet7.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)33 Mbps

EV Infrastructure

EV Charging Stations15 stations
DC Fast Chargers32 chargers
Level 2 EV Chargers11

Commute & Transit

Remote Workers1,119 workers
Public Transit Commuters41 workers
Walk to Work (workers)429 workers
Extreme Commutes (90+ min)47 workers
Walk to Work8.0%

Families & Childcare

Childcare Cost Burden26.1%
This county
national median ~27% of household income
Childcare Centers31.1 per 10K residents

Civic & Community

Voter Turnout83.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.200
Nonprofit Organizations58
Veterans Share5.7%
This county
national avg 7.0%
Married Adults52.0%
Never-Married Adults27.7%
Divorced Adults14.5%
Asian Population0.8%
Native American Population1.0%
Membership Associations3.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.88 per 1K residents
Hotels & Lodging15
Recreation Businesses14
Professional Services Firms46
Veterinary Practices6
Real Estate Firms19
Museums3
Debt Burden
Avg Mortgage Balance$111K
Avg Student Loan Balance$13K
Avg Credit Card Balance$5K
Loan Delinquency Rate37.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.31%

Politics

D+13

2024 Presidential · Colorado was D+11 statewide

vs Colorado State

Income tax
4.4%Same (state law)
Property tax
0.39%0.48% state avg
Politics
D+13D+11
COL Index
110state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -206

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.94x avg income)

Economic Mobility

50%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Clear Creek County

Median home value: $566K

View on Zillow →View on Realtor.com →

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Full Colorado profile

Taxes, cost of living, crime, schools, gun laws and more.

View Colorado →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable