← Map/← California/Counties/Tuolumne

Tuolumne
California

55K

Population

$70K

Median Income

$393K

Median Home

R+25

Politics

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What stands out

If you had to describe Tuolumne County in numbers, start here: the uninsured rate is in the bottom 3% of American counties (4.8%), the overdose death rate is in the top 4% of American counties (44 per 100,000), and the home price against local income is in the top 7% of American counties (4.1 years of income). Within California it ranks 8th of 58 counties for the uninsured rate, counting from the bottom.

Where you are

You live in Tuolumne County, California. 54,993 people live here with you. The population shrank 0.7% last year, and more Americans moved out than in (net -50).

California's 13.3% top income-tax rate applies only to income above roughly $1 million, and Proposition 13 caps property-tax growth at 2% a year for as long as you own the home, so long-time owners pay far less than new buyers on identical houses. Wildfire risk now drives insurance availability in much of the state, and several major carriers have stopped writing new homeowner policies.

Money

The typical household here brings in $70,432 a year, higher than 75% of American counties. Employers pay an average wage of $58,725. Unemployment runs 4.5%, higher than 80% of American counties. 11% of workers work from home; for the rest the average commute is 26 minutes each way.

California takes 4.3% of that median income in state income tax, about $3,019 a year.

Home

The median home costs $392K, pricier than 85% of American counties, about 4.1 years of the median household's income. A two-bedroom rents for around $1,181 a month. Property tax is 0.68% of home value, roughly $2,570 a year on that median home, lower than 68% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 3.6 per 1,000 residents, lower than 65% of American counties. Drug overdoses killed 44 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 77.0 years, longer than 64% of American counties. There are 119 active physicians in the county, about 21.6 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 4.8% of people under 65 have no health insurance.

School

Local students test at grade level 2.74 where 3.0 is national grade level, lower than 85% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 25 points. 68% of eligible voters turned out. Under California law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 52°F, highs near 64 and lows near 40, colder than 65% of American counties. About 39 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 86 out of 100, riskier than 86% of American counties; the county has had 22 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 185 Mbps down, slower than 57% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 1.0 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$70K
This county
national avg ~$75K
Poverty Rate13.5%
This county
national avg ~11.5%
Unemployment Rate4.5%
This county
national avg ~3.8%
GDP per Capita$61,734
Federal Spending per Capita$602
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers37.1%
Average Adjusted Gross Income$74K
Avg Credit Score697
Work From Home %11.0%
This county
national avg 17.0%
Population Under 1817.0%
This county
national avg 22.0%
Single-Person Households34.1%
This county
national avg 28.0%
Banks & Finance Firms23
Income (20th Percentile)$30K
Income (80th Percentile)$134K
Income (95th Percentile)$238K
Bachelor's Degree or Higher24.4%
This county
national avg 34.3%
Less Than High School7.5%
This county
national avg 11.0%
Knowledge Economy GDP %8.0%
Dependency Ratio0.79
Medicare Spending / Person$4,282
SS Benefits / Person$5,672
Education Wage Premium1.85x
Median Earnings (Bachelor's)$47K
Median Earnings (Graduate)$72K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients2.1%
Average Annual Wage$59K
Professional Services Concentration0.45x national
This county
1.0 = national average share
Federal Government Jobs Located Here323
Federal Share of Jobs Located Here1.8%
Residents Who Work for the Federal Government3.9%
Federal Civilian Share of Earnings3.0%
Federal Contract Dollars Performed Here (FY2025)$19M
Contract Dollars Relative to Local Wages0.02x wages
Largest Award's Share of Contract Dollars29%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$393K
This county
$790K state avg
$303K national
Median Sale Price$375K
This county
$303K national
Market Rent (ZORI)$1129/mo
This county
$2300/mo state avg
$1400/mo national
Property Tax Rate0.68%
This county
0.71% state avg
1.10% national

Annual tax on median home: $2,570

Affordability & Supply

HUD Fair Market Rent (2BR)$1,589/mo
Home Price Change (1 yr)+0.0%−+1.3% since 2024
Home Value to Income Ratio4.1x income
Severely Cost-Burdened Households15.1%
Homeownership Rate74.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
12.5%
Active Listings
81
New Listings / Month
18

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
40 days
Months of Supply (Redfin)— High inventory — buyers market
7.5 mo
Sold Above List (Redfin)
9.1%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
97.4%

Source: Redfin · Updated monthly

Health

Life Expectancy77.0 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity11.0%
This county
national avg ~11%
Food Environment Index7.9 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score22
Healthcare Shortage Score19.3
Healthcare Offices123
Obesity Rate (BRFSS)29.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)20.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)28.8%
This county
national avg 32.0%
Active Physicians119
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients769 / 1,000
Medicare Cost per Beneficiary$10,859
Uninsured (under 65)4.8%
This county
national avg ~10%
Adults with Depression25.5%

Education

Math Test Scores2.66 grade level
Reading Test Scores2.81 grade level
HS Diploma Holders8,464
Bachelor's Degree Holders6,941
HS Completion Rate92.5%
This county
national avg ~85%
Private Schools11

Safety

Violent Crime Rate3.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate15.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.1 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate23.7 / 100K
This county
national avg ~21/100K
Traffic Fatalities19
Social Vulnerability (CDC SVI)63th pct
Drug Overdose Deaths (2024)44.3 / 100K
Suicide Rate19.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale7.1
January Sunshine1.01
January Temperature0.91
Average Temp52°F+1.4% since 2022
Avg High Temp64°F+0.5% since 2022
Avg Low Temp40°F+2.3% since 2022
Median AQIAQI 43
Good Air Days237 days/yr
Unhealthy Air Days2 days/yr
Annual Precipitation39.1 in/yr+33% since 2022
Avg Storm Events4.8 storms/yr
Avg Annual Storm Damage$8M
Ozone Days290 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.88
Heating Degree Days5,134 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days360 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,870 HDD/yr
Cooling Degree Days (1901–2000 Baseline)283 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year2.8
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)86 / 100
Community Resilience (FEMA)48 / 100
Federal Disaster Declarations22 since 1953
Fine Particulate Pollution (PM2.5)16.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)35 properties
FAA-Registered Airports6 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed185 Mbps
This county
national avg ~120 Mbps
Upload Speed20 Mbps
Fixed Internet (Q1 2026)229 Mbps
Mobile Internet (Q1 2026)131 Mbps
Mobile Upload (Q1 2026)13 Mbps
Mobile Latency (Q1 2026)39 ms
Households with 100Mbps+99.4%
This county
national avg 75.0%
Cellular-Only Internet9.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)38 Mbps

EV Infrastructure

EV Charging Stations26 stations
DC Fast Chargers28 chargers
Level 2 EV Chargers52

Commute & Transit

Remote Workers2,202 workers
Public Transit Commuters62 workers
Walk to Work (workers)742 workers
Extreme Commutes (90+ min)1,414 workers
Avg Commute Time26.3 min
This county
national avg ~27 min
Bike Commuters0.1%
Walk to Work3.7%

Families & Childcare

Childcare Cost Burden30.7%
This county
national median ~27% of household income
Childcare Centers9.7 per 10K residents
Childcare Facilities6

Civic & Community

Voter Turnout68.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.416
Nonprofit Organizations393
Veterans Share11.4%
This county
national avg 7.0%
Married Adults49.4%
Never-Married Adults27.5%
Divorced Adults16.1%
Religious Organizations32
Asian Population1.5%
Native American Population1.6%
Membership Associations7.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.03 per 1K residents
Colleges & Universities1
Nursing & Care Facilities12
Grocery Stores20
Arts & Entertainment Venues5
Hotels & Lodging40
Recreation Businesses21
Professional Services Firms96
Veterinary Practices9
Real Estate Firms65
Debt Burden
Avg Mortgage Balance$103K
Avg Student Loan Balance$8K
Avg Credit Card Balance$5K
Loan Delinquency Rate36.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.08%

Politics

R+25

2024 Presidential · California was D+20 statewide

vs California State

Income tax
13.3%Same (state law)
Property tax
0.68%0.71% state avg
Politics
R+25D+20
COL Index
142state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -50

More people leaving than arriving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.10x avg income)

Economic Mobility

45%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Tuolumne County

Median home value: $392K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable