← Map/California/Counties/Santa Cruz

Santa Cruz
California

269K

Population

$104K

Median Income

$1157K

Median Home

D+53

Politics

Economy

Median Household Income$104K
This county
national avg ~$75K
Poverty Rate12.5%
This county
national avg ~11.5%
Unemployment Rate4.8%
This county
national avg ~3.8%
GDP per Capita$75,800
Federal Spending per Capita$930
Median Individual Earnings$50K
This county
national avg $45K
Professional/Management Workers46.7%
Average Adjusted Gross Income$116K
Avg Credit Score705
Work From Home %16.3%
This county
national avg 17.0%
Population Under 1818.7%
This county
national avg 22.0%
Single-Person Households24.6%
This county
national avg 28.0%
Banks & Finance Firms105
Income (20th Percentile)$41K
Income (80th Percentile)$215K
Income (95th Percentile)$250K
Bachelor's Degree or Higher31.9%
This county
national avg 35.0%
Less Than High School11.3%
This county
national avg 11.0%
Knowledge Economy GDP %13.7%
Dependency Ratio0.92
Medicare Spending / Person$3,049
SS Benefits / Person$3,719
Education Wage Premium2.40x
Median Earnings (Bachelor's)$77K
Median Earnings (Graduate)$96K
Median Earnings (HS Diploma)$40K
Public Assistance Recipients2.7%
Average Annual Wage$68K
Professional Services Concentration0.62x national
This county
1.0 = national average share

Housing

Median Home Value$1158K
This county
$790K state avg
$303K national
Median Sale Price$1115K
This county
$303K national
Market Rent (ZORI)$3504/mo
This county
$2300/mo state avg
$1400/mo national
Property Tax Rate0.63%
This county
0.71% state avg
1.10% national

Annual tax on median home: $6,011

Affordability & Supply

HUD Fair Market Rent (2BR)$4,214/mo
Home Price Change (1 yr)+0.3%
Home Value to Income Ratio7.5x income
Severely Cost-Burdened Households19.0%
Homeownership Rate60.0%
This county
national avg ~65%

Market Activity

Sale-to-List RatioBuyers market — homes selling below list
99.0%
Listings with Price CutsLow — market moving fast
20.5%
Sold Above List Price
29.5%
Median Days to Close
25 days
Active Listings
502
New Listings / Month
194

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Fast market
18 days
Months of Supply (Redfin)Low inventory — sellers market
2.8 mo
Sold Above List (Redfin)
33.1%

Sale-to-List Cross-Reference

Zillow 99.0%  ·  Redfin 99.9%

Source: Redfin · Updated monthly

Health

Life Expectancy82.1 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.0%
This county
national avg ~11%
Food Environment Index8.4 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score21
Dental Care Shortage Score25
Healthcare Shortage Score20.7
Healthcare Offices603
Obesity Rate (BRFSS)26.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)10.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)20.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)27.7%
This county
national avg 32.0%
Active Physicians776
Nursing Home Rating3.7 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients477 / 1,000
Medicare Cost per Beneficiary$10,102
Uninsured (under 65)6.1%
This county
national avg ~10%
Adults with Depression23.3%

Education

Math Test Scores2.62 grade level
Reading Test Scores2.73 grade level
HS Diploma Holders24,161
Bachelor's Degree Holders14,949
HS Completion Rate88.7%
This county
national avg ~85%
Private Schools179

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate6.1 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.2 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate24.3 / 100K
This county
national avg ~21/100K
Traffic Fatalities25
Social Vulnerability (CDC SVI)61th pct
Drug Overdose Deaths (2024)34.8 / 100K
Suicide Rate12.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale8.5
January Sunshine0.59
January Temperature1.32
Average Temp58°F
Avg High Temp69°F
Avg Low Temp48°F
Median AQIAQI 36
Good Air Days300 days/yr
Unhealthy Air Days1 days/yr
Annual Precipitation28.3 in/yr
Avg Storm Events11.0 storms/yr
Avg Annual Storm Damage$0K
Ozone Days176 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.76
Heating Degree Days2,780 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days208 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,501 HDD/yr
Cooling Degree Days (1901–2000 Baseline)103 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year5.0
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year3.4
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)98 / 100
Community Resilience (FEMA)72 / 100
Federal Disaster Declarations34 since 1953
Fine Particulate Pollution (PM2.5)11.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)46 properties
FAA-Registered Airports7 total
Airports (excl. heliports)4 airports

Brewery Scene

Total Breweries13 breweries
Microbreweries6 microbreweries
Brewpubs5 brewpubs

Internet & Remote Work

Download Speed233 Mbps
This county
national avg ~120 Mbps
Upload Speed45 Mbps
Fixed Internet (Q1 2026)318 Mbps
Mobile Internet (Q1 2026)259 Mbps
Mobile Upload (Q1 2026)25 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+99.9%
This county
national avg 75.0%
Cellular-Only Internet9.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)76 Mbps

EV Infrastructure

EV Charging Stations95 stations
DC Fast Chargers108 chargers
Level 2 EV Chargers207

Commute & Transit

Remote Workers21,075 workers
Public Transit Commuters2,332 workers
Walk to Work5,928 workers
Extreme Commutes (90+ min)3,207 workers
Avg Commute Time22.3 min
This county
national avg ~27 min
Bike Commuters2.0%
Walk to Work4.6%

Families & Childcare

Childcare Cost Burden30.3%
This county
national median ~27% of household income
Childcare Centers10.0 per 10K residents
Childcare Facilities133

Civic & Community

Voter Turnout74.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.277
Nonprofit Organizations1,192
Veterans Share4.2%
This county
national avg 7.0%
Married Adults46.2%
Never-Married Adults39.1%
Divorced Adults10.4%
Religious Organizations102
Asian Population4.9%
Native American Population0.9%
Membership Associations7.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.95 per 1K residents
Colleges & Universities4
Nursing & Care Facilities60
Grocery Stores88
Arts & Entertainment Venues69
Hotels & Lodging93
Recreation Businesses82
Professional Services Firms921
Veterinary Practices76
Real Estate Firms395
Museums11
Debt Burden
Avg Mortgage Balance$114K
Avg Student Loan Balance$8K
Avg Credit Card Balance$5K
Loan Delinquency Rate31.9%
This county
national avg 4.0%

Innovation

Inventor Rate0.55%

Politics

D+53

2024 Presidential · California was D+20 statewide

vs California State

Income tax
13.3%Same (state law)
Property tax
0.63%0.71% state avg
Politics
D+53D+20
COL Index
County data142 (state)

Population & Migration

Net Domestic Migration 2023

-3K

More people leaving than arriving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.18x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Santa Cruz County

Median home value: $1.2M

View on Zillow →View on Realtor.com →

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Local News — Santa Cruz

Santa Cruz Sentinel · 1 day ago

Sick sea lions washing up in southern Santa Cruz, Monterey counties

Over the past week, a wave of California sea lions and some fur seals have turned up on Monterey and

The Inertia · 1 day ago

Surfer and Environmentalist Shaun Burns on What’s Being Done to Save Steamer Lane

Shaun Burns is one of Santa Cruz, California's most well-respected surfers. And he's fighting the go

Legacy | Obituary · 1 day ago

Lester Stephen Slade Obituary (2026) - Santa Cruz, CA - Santa Cruz Memorial Funeral Home - Mission Chapel

Lester Slade Obituary On Tuesday, May 26, 2026, Stephen Slade, beloved father, husband, writer, pass

The Mercury News · 2 days ago

Former Primus manager now booking concerts in East Bay, Napa, Santa Cruz

David Lefkowitz, senior VP of talent for Blue Note Entertainment Group, books gigs at Quarry Amphith

Reuters Connect · 1 day ago

Licensable video: US: Santa Cruz Lifeguard Battles Powerful Waves To Rescue 10 Year Old Boy (WITHOUT CREDIT)

Santa Cruz, United States - July 25, 2026 Seabright State Beach, Santa Cruz, California – Santa Cruz

ABC7 Bay Area · 2 weeks ago

Heroic Santa Cruz teen lifeguard who saved child recognized by Trump at White House

President Donald Trump met with Ryder Williams on Monday, a 16-year-old lifeguard who was seen rescu

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

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State unemployment and job growth

Don't careHot market

Airport Access

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Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

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Annual sunny days per state

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Restaurants per 100K residents

Don't careWorld-class

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Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

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Pro sports teams and major venues

Don't careMust have pro teams

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Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

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K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

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Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable