← Map/← California/Counties/San Mateo

San Mateo
California

754K

Population

$150K

Median Income

$1606K

Median Home

D+48

Politics

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What stands out

What stands out about San Mateo County: the median household income is among the highest in America ($149,907), the median home price is among the priciest in America ($1.6M), and the typical two-bedroom rent is among the highest in America ($3,110 a month). Within California it ranks 2nd of 58 counties for the median household income.

Where you are

You live in San Mateo County, California. 754,250 people live here with you. The population shrank 0.3% last year.

California's 13.3% top income-tax rate applies only to income above roughly $1 million, and Proposition 13 caps property-tax growth at 2% a year for as long as you own the home, so long-time owners pay far less than new buyers on identical houses. Wildfire risk now drives insurance availability in much of the state, and several major carriers have stopped writing new homeowner policies.

Money

The typical household here brings in $149,907 a year, higher than almost every county in America. Employers pay an average wage of $196,441. Unemployment runs 2.4%, lower than 86% of American counties. 19% of workers work from home; for the rest the average commute is 23 minutes each way.

California takes 6.9% of that median income in state income tax, about $10,380 a year.

Home

The median home costs $1.6M, pricier than almost every county in America, about 8.2 years of the median household's income. A two-bedroom rents for around $3,110 a month. Property tax is 0.60% of home value, roughly $8,637 a year on that median home, lower than 77% of American counties. 60% of households own rather than rent.

Safety and health

Violent crime here is 2.6 per 1,000 residents, lower than almost every county in America. Drug overdoses killed 11 people per 100,000 in 2024.

A child born here can expect to live 84.5 years, longer than almost every county in America. There are 4,105 active physicians in the county, about 54.4 per 10,000 people. Medicare rates the local hospitals 3.8 of 5 stars. 4.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.19 where 3.0 is national grade level, higher than 73% of American counties. 91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 48 points, among the most lopsided counties in the country. 74% of eligible voters turned out. Under California law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 57°F, highs near 66 and lows near 49, warmer than 58% of American counties. About 23 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 99 out of 100, riskier than almost every county in America; the county has had 24 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 291 Mbps down, faster than 93% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 1.1 full-service restaurants per 1,000 people, 11 breweries, 10 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$150K
This county
national avg ~$75K
Poverty Rate7.2%
This county
national avg ~11.5%
Unemployment Rate2.4%
This county
national avg ~3.8%
GDP per Capita$268,842
Federal Spending per Capita$1,730
Median Individual Earnings$74K
This county
national avg $45K
Professional/Management Workers53.7%
Average Adjusted Gross Income$233K
Avg Credit Score712
Work From Home %19.0%
This county
national avg 17.0%
Population Under 1819.9%
This county
national avg 22.0%
Single-Person Households23.2%
This county
national avg 28.0%
Banks & Finance Firms391
Income (20th Percentile)$60K
Income (80th Percentile)$250K
Income (95th Percentile)$250K
Bachelor's Degree or Higher52.9%
This county
national avg 34.3%
Less Than High School9.4%
This county
national avg 11.0%
Knowledge Economy GDP %61.0%
Dependency Ratio0.58
Medicare Spending / Person$2,510
SS Benefits / Person$3,519
Education Wage Premium3.31x
Median Earnings (Bachelor's)$96K
Median Earnings (Graduate)$146K
Median Earnings (HS Diploma)$44K
Public Assistance Recipients2.3%
Average Annual Wage$196K
Professional Services Concentration1.61x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,412
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government1.8%
Federal Civilian Share of Earnings0.4%
Federal Contract Dollars Performed Here (FY2025)$170M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars97%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$1606K
This county
$790K state avg
$303K national
Median Sale Price$1529K
This county
$303K national
Market Rent (ZORI)$3626/mo
This county
$2300/mo state avg
$1400/mo national
Property Tax Rate0.60%
This county
0.71% state avg
1.10% national

Annual tax on median home: $8,637

Affordability & Supply

HUD Fair Market Rent (2BR)$3,604/mo
Home Price Change (1 yr)-0.6%−+2.6% since 2024
Home Value to Income Ratio8.2x income
Severely Cost-Burdened Households17.3%
Homeownership Rate59.5%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Sellers market — homes selling above list
105.5%
Listings with Price Cuts— Low — market moving fast
13.6%
Sold Above List Price
63.0%
Median Days to Close
22 days
Active Listings
1,039
New Listings / Month
529

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
14 days
Months of Supply (Redfin)— Low inventory — sellers market
1.6 mo
Sold Above List (Redfin)— Competitive — many homes bid up
62.5%

Sale-to-List Cross-Reference

Zillow 105.5%  ·  Redfin 105.6%

Source: Redfin · Updated monthly

Health

Life Expectancy84.5 yrs
This county
national avg ~78.5 years
Hospital Rating3.8 / 5
This county
national avg 3.0 stars
Food Insecurity6.6%
This county
national avg ~11%
Food Environment Index9.4 / 10
This county
higher = better access
Primary Care Shortage Score9
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score25
Healthcare Shortage Score17.7
Healthcare Offices1,680
Obesity Rate (BRFSS)22.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)8.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)19.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)25.7%
This county
national avg 32.0%
Active Physicians4,105
Nursing Home Rating3.9 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients505 / 1,000
Medicare Cost per Beneficiary$10,620
Uninsured (under 65)4.4%
This county
national avg ~10%
Adults with Depression18.7%

Education

Math Test Scores3.17 grade level
Reading Test Scores3.20 grade level
HS Diploma Holders71,436
Bachelor's Degree Holders161,021
HS Completion Rate90.6%
This county
national avg ~85%
Private Schools476

Safety

Violent Crime Rate2.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate4.2 / 100K
This county
national avg ~13.6/100K
Homicide Rate2.1 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate15.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities37
Social Vulnerability (CDC SVI)29th pct
Drug Overdose Deaths (2024)10.9 / 100K
Suicide Rate8.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale8.2
January Sunshine0.59
January Temperature1.38
Average Temp57°F+0.5% since 2022
Avg High Temp66°F-0.9% since 2022
Avg Low Temp49°F+2.8% since 2022
Median AQIAQI 31
Good Air Days355 days/yr
Unhealthy Air Days0 days/yr
Annual Precipitation23.2 in/yr+12% since 2022
Avg Storm Events6.4 storms/yr
Avg Annual Storm Damage$0
Ozone Days295 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-1.12
Heating Degree Days2,883 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days152 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,558 HDD/yr
Cooling Degree Days (1901–2000 Baseline)57 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year3.6
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year1.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)99 / 100
Community Resilience (FEMA)95 / 100
Federal Disaster Declarations24 since 1953
Fine Particulate Pollution (PM2.5)9.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)64 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries11 breweries
Microbreweries5 microbreweries
Brewpubs6 brewpubs

Internet & Remote Work

Download Speed291 Mbps
This county
national avg ~120 Mbps
Upload Speed121 Mbps
Fixed Internet (Q1 2026)399 Mbps
Mobile Internet (Q1 2026)260 Mbps
Mobile Upload (Q1 2026)26 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+99.6%
This county
national avg 75.0%
Cellular-Only Internet7.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)183 Mbps

EV Infrastructure

EV Charging Stations1,447 stations
DC Fast Chargers648 chargers
Level 2 EV Chargers3,295

Commute & Transit

Remote Workers74,742 workers
Public Transit Commuters29,046 workers
Walk to Work (workers)9,425 workers
Extreme Commutes (90+ min)6,536 workers
Avg Commute Time22.7 min
This county
national avg ~27 min
Bike Commuters1.3%
Walk to Work2.4%

Families & Childcare

Childcare Cost Burden28.3%
This county
national median ~27% of household income
Childcare Centers9.7 per 10K residents
Childcare Facilities359

Civic & Community

Voter Turnout74.0%
This county
national avg ~55%
Volunteering Rate0.9%
Nonprofit Organizations2,991
Veterans Share3.4%
This county
national avg 7.0%
Married Adults53.9%
Never-Married Adults33.3%
Divorced Adults7.9%
Religious Organizations196
Asian Population30.5%
Native American Population0.8%
Membership Associations6.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.07 per 1K residents
Colleges & Universities11
Nursing & Care Facilities315
Grocery Stores225
Arts & Entertainment Venues103
Hotels & Lodging155
Recreation Businesses225
Professional Services Firms3,491
Veterinary Practices228
Real Estate Firms1,344
Museums10
Debt Burden
Avg Mortgage Balance$144K
Avg Student Loan Balance$9K
Avg Credit Card Balance$6K
Loan Delinquency Rate30.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.39%

Politics

D+48

2024 Presidential · California was D+20 statewide

vs California State

Income tax
13.3%Same (state law)
Property tax
0.60%0.71% state avg
Politics
D+48D+20
COL Index
142state index (no county figure)

Population & Migration

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.91x avg income)

Economic Mobility

48%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in San Mateo County

Median home value: $1.6M

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable