← Map/← California/Counties/San Joaquin

San Joaquin
California

779K

Population

$83K

Median Income

$533K

Median Home

Swing

Politics

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What stands out

If you had to describe San Joaquin County in numbers, start here: the home price against local income is in the top 2% of American counties (5.0 years of income), natural-hazard risk is in the top 2% of American counties (98 of 100), and the average commute is in the top 3% of American counties (32 minutes). Within California it ranks 22nd of 58 counties for the home price against local income.

Where you are

You live in San Joaquin County, California. 779,445 people live here with you. The population grew 0.8% last year, and more Americans moved in than out (net +386).

California's 13.3% top income-tax rate applies only to income above roughly $1 million, and Proposition 13 caps property-tax growth at 2% a year for as long as you own the home, so long-time owners pay far less than new buyers on identical houses. Wildfire risk now drives insurance availability in much of the state, and several major carriers have stopped writing new homeowner policies.

Money

The typical household here brings in $82,837 a year, higher than 90% of American counties. Employers pay an average wage of $63,300. Unemployment runs 5.2%, higher than 92% of American counties. 8% of workers work from home; for the rest the average commute is 32 minutes each way.

California takes 5.0% of that median income in state income tax, about $4,142 a year.

Home

The median home costs $532K, pricier than 95% of American counties, about 5.0 years of the median household's income. A two-bedroom rents for around $1,393 a month. Property tax is 0.77% of home value, roughly $3,571 a year on that median home, lower than 58% of American counties. 60% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 61% of American counties. Drug overdoses killed 24 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 76.6 years, longer than 60% of American counties. There are 1,554 active physicians in the county, about 19.9 per 10,000 people. Medicare rates the local hospitals 2.9 of 5 stars. 7.7% of people under 65 have no health insurance.

School

Local students test at grade level 2.57 where 3.0 is national grade level, lower than 94% of American counties. 80% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted almost evenly. 62% of eligible voters turned out. Under California law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 63°F, highs near 76 and lows near 50, warmer than 77% of American counties. About 13 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 98 out of 100, riskier than 98% of American counties; the county has had 25 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 286 Mbps down, faster than 91% of American counties. There are 12 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people, 8 breweries, 7 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$83K
This county
national avg ~$75K
Poverty Rate12.3%
This county
national avg ~11.5%
Unemployment Rate5.2%
This county
national avg ~3.8%
GDP per Capita$53,613
Federal Spending per Capita$873
Median Individual Earnings$45K
This county
national avg $45K
Professional/Management Workers30.1%
Average Adjusted Gross Income$76K
Avg Credit Score680
Work From Home %8.0%
This county
national avg 17.0%
Population Under 1826.6%
This county
national avg 22.0%
Single-Person Households20.0%
This county
national avg 28.0%
Banks & Finance Firms238
Income (20th Percentile)$35K
Income (80th Percentile)$157K
Income (95th Percentile)$250K
Bachelor's Degree or Higher20.3%
This county
national avg 34.3%
Less Than High School19.8%
This county
national avg 11.0%
Knowledge Economy GDP %7.5%
Dependency Ratio0.66
Medicare Spending / Person$2,146
SS Benefits / Person$2,565
Education Wage Premium2.15x
Median Earnings (Bachelor's)$71K
Median Earnings (Graduate)$89K
Median Earnings (HS Diploma)$41K
Public Assistance Recipients4.0%
Average Annual Wage$63K
Professional Services Concentration0.54x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,994
Federal Share of Jobs Located Here1.0%
Residents Who Work for the Federal Government2.0%
Federal Civilian Share of Earnings1.3%
Federal Contract Dollars Performed Here (FY2025)$519M
Contract Dollars Relative to Local Wages0.03x wages
Largest Award's Share of Contract Dollars32%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$533K
This county
$790K state avg
$303K national
Median Sale Price$490K
This county
$303K national
Market Rent (ZORI)$2386/mo
This county
$2300/mo state avg
$1400/mo national
Property Tax Rate0.77%
This county
0.71% state avg
1.10% national

Annual tax on median home: $3,571

Affordability & Supply

HUD Fair Market Rent (2BR)$1,742/mo
Home Price Change (1 yr)-0.9%−+5.1% since 2024
Home Value to Income Ratio5.0x income
Severely Cost-Burdened Households16.5%
Homeownership Rate60.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
98.4%
Listings with Price Cuts— Low — market moving fast
22.9%
Sold Above List Price
29.4%
Median Days to Close
26 days
Active Listings
1,539
New Listings / Month
538

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
32 days
Months of Supply (Redfin)— Balanced market
3.5 mo
Sold Above List (Redfin)
36.5%

Sale-to-List Cross-Reference

Zillow 98.4%  ·  Redfin 99.4%

Source: Redfin · Updated monthly

Health

Life Expectancy76.6 yrs
This county
national avg ~78.5 years
Hospital Rating2.9 / 5
This county
national avg 3.0 stars
Food Insecurity10.8%
This county
national avg ~11%
Food Environment Index8.1 / 10
This county
higher = better access
Primary Care Shortage Score19
This county
national avg 5
Mental Health Shortage Score22
Dental Care Shortage Score25
Healthcare Shortage Score22.0
Healthcare Offices1,096
Obesity Rate (BRFSS)30.6%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)24.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.3%
This county
national avg 32.0%
Active Physicians1,554
Nursing Home Rating2.7 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients675 / 1,000
Medicare Cost per Beneficiary$11,716
Uninsured (under 65)7.7%
This county
national avg ~10%
Adults with Depression19.7%

Education

Math Test Scores2.50 grade level
Reading Test Scores2.65 grade level
HS Diploma Holders122,781
Bachelor's Degree Holders68,376
HS Completion Rate80.2%
This county
national avg ~85%
Private Schools147

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate12.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate9.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate21.3 / 100K
This county
national avg ~21/100K
Traffic Fatalities219
Social Vulnerability (CDC SVI)87th pct
Drug Overdose Deaths (2024)24.1 / 100K
Suicide Rate11.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale4.8
January Sunshine1.01
January Temperature0.97
Average Temp63°F-0.6% since 2022
Avg High Temp76°F-2.2% since 2022
Avg Low Temp50°F+1.8% since 2022
Median AQIAQI 47
Good Air Days208 days/yr
Unhealthy Air Days9 days/yr
Annual Precipitation13.3 in/yr+23% since 2022
Avg Storm Events7.2 storms/yr
Avg Annual Storm Damage$21M
Ozone Days161 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-1.37
Heating Degree Days2,200 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,512 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,711 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,180 CDD/yr
Avg Tornadoes / Year1.0
Avg Flood Events / Year5.2
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)98 / 100
Community Resilience (FEMA)61 / 100
Federal Disaster Declarations25 since 1953
Fine Particulate Pollution (PM2.5)15.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)35 properties
FAA-Registered Airports16 total
Airports (excl. heliports)12 airports

Brewery Scene

Total Breweries8 breweries
Microbreweries4 microbreweries
Brewpubs3 brewpubs

Internet & Remote Work

Download Speed286 Mbps
This county
national avg ~120 Mbps
Upload Speed69 Mbps
Fixed Internet (Q1 2026)392 Mbps
Mobile Internet (Q1 2026)289 Mbps
Mobile Upload (Q1 2026)26 Mbps
Mobile Latency (Q1 2026)26 ms
Households with 100Mbps+94.2%
This county
national avg 75.0%
Cellular-Only Internet12.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)140 Mbps

EV Infrastructure

EV Charging Stations173 stations
DC Fast Chargers210 chargers
Level 2 EV Chargers388

Commute & Transit

Remote Workers26,070 workers
Public Transit Commuters4,201 workers
Walk to Work (workers)3,758 workers
Extreme Commutes (90+ min)33,024 workers
Avg Commute Time32.4 min
This county
national avg ~27 min
Bike Commuters0.3%
Walk to Work1.2%

Agriculture

Farms133 farms
Farmland790,144 acres

Families & Childcare

Childcare Cost Burden27.7%
This county
national median ~27% of household income
Childcare Centers5.6 per 10K residents
Childcare Facilities140

Civic & Community

Voter Turnout61.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.542
Nonprofit Organizations1,894
Veterans Share4.8%
This county
national avg 7.0%
Married Adults49.0%
Never-Married Adults36.9%
Divorced Adults8.8%
Religious Organizations212
Asian Population17.2%
Native American Population1.0%
Membership Associations4.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.52 per 1K residents
Colleges & Universities7
Nursing & Care Facilities217
Grocery Stores240
Arts & Entertainment Venues25
Hotels & Lodging84
Recreation Businesses122
Professional Services Firms908
Veterinary Practices88
Real Estate Firms578
Museums7
Debt Burden
Avg Mortgage Balance$91K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate42.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.20%

Politics

Swing

2024 Presidential · California was D+20 statewide

vs California State

Income tax
13.3%Same (state law)
Property tax
0.77%0.71% state avg
Politics
SwingD+20
COL Index
142state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +386

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.14x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in San Joaquin County

Median home value: $532K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable