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San Diego
California

3.3M

Population

$97K

Median Income

$943K

Median Home

D+13

Politics

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What stands out

Three things set San Diego County apart from the other 3,142 counties: natural-hazard risk is among the riskiest in America (100 of 100), the median home price is among the priciest in America ($946K), and the typical two-bedroom rent is among the highest in America ($2,068 a month). Within California it ranks 7th of 58 counties for natural-hazard risk.

Where you are

You live in San Diego County, California. 3,289,701 people live here with you, which makes it one of the country's big urban counties. The population held steady at 0.2% last year.

California's 13.3% top income-tax rate applies only to income above roughly $1 million, and Proposition 13 caps property-tax growth at 2% a year for as long as you own the home, so long-time owners pay far less than new buyers on identical houses. Wildfire risk now drives insurance availability in much of the state, and several major carriers have stopped writing new homeowner policies.

Money

The typical household here brings in $96,974 a year, higher than 96% of American counties. Employers pay an average wage of $82,854. Unemployment runs 3.4%, higher than 51% of American counties. 15% of workers work from home; for the rest the average commute is 22 minutes each way.

California takes 5.6% of that median income in state income tax, about $5,457 a year.

Home

The median home costs $946K, pricier than almost every county in America, about 6.5 years of the median household's income. A two-bedroom rents for around $2,068 a month. Property tax is 0.72% of home value, roughly $5,214 a year on that median home, lower than 63% of American counties. 54% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 73% of American counties. Drug overdoses killed 20 people per 100,000 in 2024.

A child born here can expect to live 80.8 years, longer than 94% of American counties. There are 13,472 active physicians in the county, about 41.0 per 10,000 people. Medicare rates the local hospitals 3.9 of 5 stars. 6.5% of people under 65 have no health insurance.

School

Local students test at grade level 3.01 where 3.0 is national grade level, lower than 58% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 13 points. 70% of eligible voters turned out. Under California law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 64°F, highs near 77 and lows near 51, warmer than 80% of American counties. About 12 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 100 out of 100, riskier than almost every county in America; the county has had 51 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 261 Mbps down, faster than 80% of American counties. There are 28 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people, 156 breweries, 67 museums, 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$97K
This county
national avg ~$75K
Poverty Rate10.7%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$96,415
Federal Spending per Capita$4,900
Median Individual Earnings$50K
This county
national avg $45K
Professional/Management Workers45.4%
Average Adjusted Gross Income$104K
Avg Credit Score691
Work From Home %14.9%
This county
national avg 17.0%
Population Under 1821.2%
This county
national avg 22.0%
Single-Person Households24.1%
This county
national avg 28.0%
Banks & Finance Firms1,772
Income (20th Percentile)$40K
Income (80th Percentile)$187K
Income (95th Percentile)$250K
Bachelor's Degree or Higher41.0%
This county
national avg 34.3%
Less Than High School11.3%
This county
national avg 11.0%
Knowledge Economy GDP %25.8%
Dependency Ratio0.56
Medicare Spending / Person$2,506
SS Benefits / Person$3,043
Education Wage Premium2.63x
Median Earnings (Bachelor's)$74K
Median Earnings (Graduate)$100K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients3.1%
Average Annual Wage$83K
Professional Services Concentration1.17x national
This county
1.0 = national average share
Federal Government Jobs Located Here47,564
Federal Share of Jobs Located Here3.1%
Residents Who Work for the Federal Government3.7%
Federal Civilian Share of Earnings4.0%
Federal Contract Dollars Performed Here (FY2025)$13.9B
Contract Dollars Relative to Local Wages0.11x wages
Largest Award's Share of Contract Dollars5%
Oil and Gas Share of Private Jobs0.0%
Oil and Gas Extraction, Drilling and Support Jobs1

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$943K
This county
$790K state avg
$303K national
Median Sale Price$885K
This county
$303K national
Market Rent (ZORI)$2914/mo
This county
$2300/mo state avg
$1400/mo national
Property Tax Rate0.72%
This county
0.71% state avg
1.10% national

Annual tax on median home: $5,214

Affordability & Supply

HUD Fair Market Rent (2BR)$3,001/mo
Home Price Change (1 yr)+0.7%−+6.6% since 2024
Home Value to Income Ratio6.5x income
Severely Cost-Burdened Households19.4%
Homeownership Rate54.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
99.1%
Listings with Price Cuts— Low — market moving fast
21.3%
Sold Above List Price
35.6%
Median Days to Close
25 days
Active Listings
7,033
New Listings / Month
2,682

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
24 days
Months of Supply (Redfin)— Low inventory — sellers market
2.6 mo
Sold Above List (Redfin)
38.0%

Sale-to-List Cross-Reference

Zillow 99.1%  ·  Redfin 99.5%

Source: Redfin · Updated monthly

Health

Life Expectancy80.8 yrs
This county
national avg ~78.5 years
Hospital Rating3.9 / 5
This county
national avg 3.0 stars
Food Insecurity9.0%
This county
national avg ~11%
Food Environment Index8.7 / 10
This county
higher = better access
Primary Care Shortage Score20
This county
national avg 5
Mental Health Shortage Score22
Dental Care Shortage Score25
Healthcare Shortage Score22.3
Healthcare Offices8,360
Obesity Rate (BRFSS)25.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)10.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.4%
This county
national avg 18.0%
Physical Inactivity (BRFSS)20.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)27.4%
This county
national avg 32.0%
Active Physicians13,472
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients514 / 1,000
Medicare Cost per Beneficiary$12,710
Uninsured (under 65)6.5%
This county
national avg ~10%
Adults with Depression21.2%

Education

Math Test Scores2.93 grade level
Reading Test Scores3.09 grade level
HS Diploma Holders354,292
Bachelor's Degree Holders564,011
HS Completion Rate88.7%
This county
national avg ~85%
Private Schools1,683

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate6.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate2.9 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate22.3 / 100K
This county
national avg ~21/100K
Traffic Fatalities554
Social Vulnerability (CDC SVI)71th pct
Drug Overdose Deaths (2024)19.7 / 100K
Suicide Rate11.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale9.8
January Sunshine2.18
January Temperature1.85
Average Temp64°F-0.5% since 2022
Avg High Temp77°F-1.0% since 2022
Avg Low Temp51°F+0.2% since 2022
Median AQIAQI 67
Good Air Days61 days/yr
Unhealthy Air Days44 days/yr
Annual Precipitation11.8 in/yr+37% since 2022
Avg Storm Events52.6 storms/yr
Avg Annual Storm Damage$588K
Ozone Days185 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-1.19
Heating Degree Days1,714 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,414 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,458 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,100 CDD/yr
Avg Tornadoes / Year1.0
Avg Flood Events / Year26.0
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year3.2
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)100 / 100
Community Resilience (FEMA)17 / 100
Federal Disaster Declarations51 since 1953
Fine Particulate Pollution (PM2.5)20.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)161 properties
FAA-Registered Airports55 total
Airports (excl. heliports)28 airports

Brewery Scene

Total Breweries156 breweries
Microbreweries90 microbreweries
Brewpubs38 brewpubs

Internet & Remote Work

Download Speed261 Mbps
This county
national avg ~120 Mbps
Upload Speed86 Mbps
Fixed Internet (Q1 2026)354 Mbps
Mobile Internet (Q1 2026)320 Mbps
Mobile Upload (Q1 2026)29 Mbps
Mobile Latency (Q1 2026)30 ms
Households with 100Mbps+97.7%
This county
national avg 75.0%
Cellular-Only Internet9.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)129 Mbps

EV Infrastructure

EV Charging Stations1,613 stations
DC Fast Chargers1,318 chargers
Level 2 EV Chargers4,150

Commute & Transit

Remote Workers241,667 workers
Public Transit Commuters36,235 workers
Walk to Work (workers)46,996 workers
Extreme Commutes (90+ min)29,567 workers
Avg Commute Time22.2 min
This county
national avg ~27 min
Bike Commuters0.5%
Walk to Work2.9%

Agriculture

Farms106 farms
Farmland100,246 acres

Families & Childcare

Childcare Cost Burden29.6%
This county
national median ~27% of household income
Childcare Centers6.3 per 10K residents
Childcare Facilities861

Civic & Community

Voter Turnout69.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.646
Nonprofit Organizations11,676
Veterans Share7.8%
This county
national avg 7.0%
Married Adults49.6%
Never-Married Adults36.3%
Divorced Adults9.6%
Religious Organizations1,048
Asian Population12.1%
Native American Population0.8%
Membership Associations6.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.77 per 1K residents
Colleges & Universities62
Nursing & Care Facilities851
Grocery Stores878
Arts & Entertainment Venues660
Hotels & Lodging604
Recreation Businesses923
Professional Services Firms16,042
Veterinary Practices978
Real Estate Firms6,806
Museums67
Debt Burden
Avg Mortgage Balance$110K
Avg Student Loan Balance$11K
Avg Credit Card Balance$5K
Loan Delinquency Rate39.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.29%

Politics

D+13

2024 Presidential · California was D+20 statewide

vs California State

Income tax
13.3%Same (state law)
Property tax
0.72%0.71% state avg
Politics
D+13D+20
COL Index
142state index (no county figure)

Population & Migration

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.99x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in San Diego County

Median home value: $946K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

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State unemployment and job growth

Don't careHot market

Airport Access

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Direct flight destinations from state hubs

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City vs Country

Mid-size city

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Deep countryBig city

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Annual sunny days per state

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Restaurants per 100K residents

Don't careWorld-class

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Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

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Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

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Congregations per 100K residents

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Don't careMust have pro teams

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State cannabis legality

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Retiree Community

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% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

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% adults never-married (Census)

Singles sceneFamily community

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Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

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K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

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Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

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Cost of living proxy for childcare affordability

Don't careMust be affordable