← Map/← California/Counties/El Dorado

El Dorado
California

192K

Population

$99K

Median Income

$657K

Median Home

R+17

Politics

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What stands out

Three things set El Dorado County apart from the other 3,142 counties: the uninsured rate is among the lowest in America (4.4%), the median home price is in the top 3% of American counties ($661K), and the home price against local income is in the top 3% of American counties (4.9 years of income). Within California it ranks 6th of 58 counties for the uninsured rate, counting from the bottom.

Where you are

You live in El Dorado County, California. 191,713 people live here with you. The population held steady at 0.3% last year, and more Americans moved out than in (net -530).

California's 13.3% top income-tax rate applies only to income above roughly $1 million, and Proposition 13 caps property-tax growth at 2% a year for as long as you own the home, so long-time owners pay far less than new buyers on identical houses. Wildfire risk now drives insurance availability in much of the state, and several major carriers have stopped writing new homeowner policies.

Money

The typical household here brings in $99,246 a year, higher than 96% of American counties. Employers pay an average wage of $66,226. Unemployment runs 3.4%, lower than 51% of American counties. 17% of workers work from home.

California takes 5.7% of that median income in state income tax, about $5,669 a year.

Home

The median home costs $661K, pricier than 97% of American counties, about 4.9 years of the median household's income. A two-bedroom rents for around $1,524 a month. Property tax is 0.71% of home value, roughly $4,223 a year on that median home, lower than 65% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 3.2 per 1,000 residents, lower than 84% of American counties. Drug overdoses killed 18 people per 100,000 in 2024.

A child born here can expect to live 81.1 years, longer than 96% of American counties. There are 518 active physicians in the county, about 27.0 per 10,000 people. Medicare rates the local hospitals 3.5 of 5 stars. 4.4% of people under 65 have no health insurance.

School

Local students test at grade level 2.98 where 3.0 is national grade level, lower than 65% of American counties. 95% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 17 points. 80% of eligible voters turned out. Under California law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 56°F, highs near 67 and lows near 45, warmer than 50% of American counties. About 47 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 92 out of 100, riskier than 92% of American counties; the county has had 27 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 213 Mbps down, faster than 56% of American counties. There are 9 airports in the county, counting general aviation. For a night or a weekend out: 1.0 full-service restaurants per 1,000 people, 19 breweries.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$99K
This county
national avg ~$75K
Poverty Rate7.6%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$57,613
Federal Spending per Capita$878
Median Individual Earnings$55K
This county
national avg $45K
Professional/Management Workers44.3%
Average Adjusted Gross Income$118K
Avg Credit Score708
Work From Home %17.5%
This county
national avg 17.0%
Population Under 1819.7%
This county
national avg 22.0%
Single-Person Households23.7%
This county
national avg 28.0%
Banks & Finance Firms97
Income (20th Percentile)$40K
Income (80th Percentile)$202K
Income (95th Percentile)$250K
Bachelor's Degree or Higher38.0%
This county
national avg 34.3%
Less Than High School5.3%
This county
national avg 11.0%
Knowledge Economy GDP %13.0%
Dependency Ratio0.72
Medicare Spending / Person$3,326
SS Benefits / Person$4,863
Education Wage Premium2.60x
Median Earnings (Bachelor's)$82K
Median Earnings (Graduate)$112K
Median Earnings (HS Diploma)$43K
Public Assistance Recipients2.9%
Average Annual Wage$66K
Professional Services Concentration0.72x national
This county
1.0 = national average share
Federal Government Jobs Located Here632
Federal Share of Jobs Located Here1.1%
Residents Who Work for the Federal Government1.8%
Federal Civilian Share of Earnings1.6%
Federal Contract Dollars Performed Here (FY2025)$53M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars12%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$657K
This county
$790K state avg
$303K national
Median Sale Price$666K
This county
$303K national
Market Rent (ZORI)$2602/mo
This county
$2300/mo state avg
$1400/mo national
Property Tax Rate0.71%
This county
0.71% state avg
1.10% national

Annual tax on median home: $4,223

Affordability & Supply

HUD Fair Market Rent (2BR)$2,255/mo
Home Price Change (1 yr)+0.5%−+1.5% since 2024
Home Value to Income Ratio4.9x income
Severely Cost-Burdened Households15.2%
Homeownership Rate76.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.6%
Listings with Price Cuts— Low — market moving fast
20.7%
Sold Above List Price
19.4%
Median Days to Close
27 days
Active Listings
931
New Listings / Month
326

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
29 days
Months of Supply (Redfin)— Balanced market
3.9 mo
Sold Above List (Redfin)
32.0%

Sale-to-List Cross-Reference

Zillow 97.6%  ·  Redfin 99.1%

Source: Redfin · Updated monthly

Health

Life Expectancy81.1 yrs
This county
national avg ~78.5 years
Hospital Rating3.5 / 5
This county
national avg 3.0 stars
Food Insecurity8.0%
This county
national avg ~11%
Food Environment Index8.7 / 10
This county
higher = better access
Primary Care Shortage Score20
This county
national avg 5
Mental Health Shortage Score22
Dental Care Shortage Score24
Healthcare Shortage Score22.0
Healthcare Offices358
Obesity Rate (BRFSS)27.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)10.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)17.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)26.5%
This county
national avg 32.0%
Active Physicians518
Nursing Home Rating3.8 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients561 / 1,000
Medicare Cost per Beneficiary$10,063
Uninsured (under 65)4.4%
This county
national avg ~10%
Adults with Depression23.9%

Education

Math Test Scores2.88 grade level
Reading Test Scores3.08 grade level
HS Diploma Holders25,526
Bachelor's Degree Holders35,536
HS Completion Rate94.7%
This county
national avg ~85%
Private Schools69

Safety

Violent Crime Rate3.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate9.8 / 100K
This county
national avg ~13.6/100K
Homicide Rate2.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate20.7 / 100K
This county
national avg ~21/100K
Traffic Fatalities16
Social Vulnerability (CDC SVI)19th pct
Drug Overdose Deaths (2024)18.2 / 100K
Suicide Rate17.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale6.1
January Sunshine-0.44
January Temperature0.62
Average Temp56°F+0.7% since 2022
Avg High Temp67°F-1.3% since 2022
Avg Low Temp45°F+3.7% since 2022
Median AQIAQI 44
Good Air Days259 days/yr
Unhealthy Air Days5 days/yr
Annual Precipitation46.5 in/yr+28% since 2022
Avg Storm Events11.4 storms/yr
Avg Annual Storm Damage$25K
Ozone Days349 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.68
Heating Degree Days4,090 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days723 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,769 HDD/yr
Cooling Degree Days (1901–2000 Baseline)543 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year4.4
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.4
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)92 / 100
Community Resilience (FEMA)68 / 100
Federal Disaster Declarations27 since 1953
Fine Particulate Pollution (PM2.5)14.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)21 properties
FAA-Registered Airports12 total
Airports (excl. heliports)9 airports

Brewery Scene

Total Breweries19 breweries
Microbreweries8 microbreweries
Brewpubs8 brewpubs

Internet & Remote Work

Download Speed213 Mbps
This county
national avg ~120 Mbps
Upload Speed36 Mbps
Fixed Internet (Q1 2026)314 Mbps
Mobile Internet (Q1 2026)335 Mbps
Mobile Upload (Q1 2026)27 Mbps
Mobile Latency (Q1 2026)28 ms
Households with 100Mbps+94.9%
This county
national avg 75.0%
Cellular-Only Internet10.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)104 Mbps

EV Infrastructure

EV Charging Stations77 stations
DC Fast Chargers115 chargers
Level 2 EV Chargers155

Commute & Transit

Remote Workers15,050 workers
Public Transit Commuters591 workers
Walk to Work (workers)1,451 workers
Extreme Commutes (90+ min)3,238 workers
Bike Commuters0.7%
Walk to Work1.7%

Families & Childcare

Childcare Cost Burden25.5%
This county
national median ~27% of household income
Childcare Centers10.4 per 10K residents
Childcare Facilities52

Civic & Community

Voter Turnout79.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.980
Nonprofit Organizations984
Veterans Share8.1%
This county
national avg 7.0%
Married Adults58.0%
Never-Married Adults26.4%
Divorced Adults10.4%
Religious Organizations56
Asian Population5.2%
Native American Population0.6%
Membership Associations6.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.95 per 1K residents
Colleges & Universities2
Nursing & Care Facilities31
Grocery Stores42
Arts & Entertainment Venues22
Hotels & Lodging81
Recreation Businesses82
Professional Services Firms689
Veterinary Practices69
Real Estate Firms311
Debt Burden
Avg Mortgage Balance$123K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate31.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.20%

Politics

R+17

2024 Presidential · California was D+20 statewide

vs California State

Income tax
13.3%Same (state law)
Property tax
0.71%0.71% state avg
Politics
R+17D+20
COL Index
142state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -530

More people leaving than arriving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.03x avg income)

Economic Mobility

47%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in El Dorado County

Median home value: $661K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable