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Amador
California

41K

Population

$75K

Median Income

$419K

Median Home

R+32

Politics

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What stands out

What stands out about Amador County: the uninsured rate is in the bottom 5% of American counties (5.3%), the home price against local income is in the top 6% of American counties (4.3 years of income), and the school test score is in the bottom 6% of American counties (2.49 where 3.0 is grade level). Within California it ranks 14th of 58 counties for the uninsured rate, counting from the bottom.

Where you are

You live in Amador County, California. 40,577 people live here with you. The population grew 0.8% last year, and more Americans moved in than out (net +517).

California's 13.3% top income-tax rate applies only to income above roughly $1 million, and Proposition 13 caps property-tax growth at 2% a year for as long as you own the home, so long-time owners pay far less than new buyers on identical houses. Wildfire risk now drives insurance availability in much of the state, and several major carriers have stopped writing new homeowner policies.

Money

The typical household here brings in $74,853 a year, higher than 82% of American counties. Employers pay an average wage of $58,581. Unemployment runs 4.4%, higher than 80% of American counties. 13% of workers work from home.

California takes 4.5% of that median income in state income tax, about $3,400 a year.

Home

The median home costs $421K, pricier than 88% of American counties, about 4.3 years of the median household's income. A two-bedroom rents for around $1,291 a month. Property tax is 0.69% of home value, roughly $2,814 a year on that median home, lower than 67% of American counties. 79% of households own rather than rent.

Safety and health

Violent crime here is 3.6 per 1,000 residents, lower than 64% of American counties. Drug overdoses killed 14 people per 100,000 in 2024.

A child born here can expect to live 78.8 years, longer than 83% of American counties. There are 61 active physicians in the county, about 15.0 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 5.3% of people under 65 have no health insurance.

School

Local students test at grade level 2.60 where 3.0 is national grade level, lower than 94% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 32 points. 69% of eligible voters turned out. Under California law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 60°F, highs near 72 and lows near 48, warmer than 67% of American counties. About 35 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 78 out of 100, riskier than 78% of American counties; the county has had 21 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 84 Mbps down, slower than 92% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 1.0 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$75K
This county
national avg ~$75K
Poverty Rate10.1%
This county
national avg ~11.5%
Unemployment Rate4.4%
This county
national avg ~3.8%
GDP per Capita$49,682
Federal Spending per Capita$353
Median Individual Earnings$47K
This county
national avg $45K
Professional/Management Workers34.7%
Average Adjusted Gross Income$80K
Avg Credit Score697
Work From Home %13.4%
This county
national avg 17.0%
Population Under 1815.4%
This county
national avg 22.0%
Single-Person Households29.5%
This county
national avg 28.0%
Banks & Finance Firms23
Income (20th Percentile)$33K
Income (80th Percentile)$143K
Income (95th Percentile)$247K
Bachelor's Degree or Higher20.6%
This county
national avg 34.3%
Less Than High School9.5%
This county
national avg 11.0%
Knowledge Economy GDP %8.6%
Dependency Ratio0.73
Medicare Spending / Person$4,102
SS Benefits / Person$5,569
Education Wage Premium1.92x
Median Earnings (Bachelor's)$67K
Median Earnings (Graduate)$77K
Median Earnings (HS Diploma)$40K
Public Assistance Recipients1.9%
Average Annual Wage$59K
Professional Services Concentration0.32x national
This county
1.0 = national average share
Federal Government Jobs Located Here84
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government1.2%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$3M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars49%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$419K
This county
$790K state avg
$303K national
Median Sale Price$438K
This county
$303K national
Market Rent (ZORI)$1708/mo
This county
$2300/mo state avg
$1400/mo national
Property Tax Rate0.69%
This county
0.71% state avg
1.10% national

Annual tax on median home: $2,814

Affordability & Supply

HUD Fair Market Rent (2BR)$1,698/mo
Home Price Change (1 yr)+2.0%++1.4% since 2024
Home Value to Income Ratio4.3x income
Severely Cost-Burdened Households15.5%
Homeownership Rate79.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.9%
Listings with Price Cuts— Low — market moving fast
20.6%
Sold Above List Price
21.7%
Median Days to Close
28 days
Active Listings
285
New Listings / Month
67

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
48 days
Months of Supply (Redfin)— Balanced market
4.1 mo
Sold Above List (Redfin)
26.2%

Sale-to-List Cross-Reference

Zillow 97.9%  ·  Redfin 97.4%

Source: Redfin · Updated monthly

Health

Life Expectancy78.8 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.1%
This county
national avg ~11%
Food Environment Index8.9 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score20
Healthcare Shortage Score18.0
Healthcare Offices66
Obesity Rate (BRFSS)29.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.4%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)20.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.3%
This county
national avg 32.0%
Active Physicians61
Nursing Home Rating1.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients757 / 1,000
Medicare Cost per Beneficiary$10,183
Uninsured (under 65)5.3%
This county
national avg ~10%
Adults with Depression23.2%

Education

Math Test Scores2.49 grade level
Reading Test Scores2.71 grade level
HS Diploma Holders7,450
Bachelor's Degree Holders4,598
HS Completion Rate90.5%
This county
national avg ~85%
Private Schools4

Safety

Violent Crime Rate3.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate21.6 / 100K
This county
national avg ~13.6/100K
Homicide Rate6.9 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate25.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities11
Social Vulnerability (CDC SVI)56th pct
Drug Overdose Deaths (2024)14.0 / 100K
Suicide Rate28.9 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale7.2
January Sunshine1.01
January Temperature1.07
Average Temp60°F+0.7% since 2022
Avg High Temp72°F-1.0% since 2022
Avg Low Temp48°F+3.5% since 2022
Median AQIAQI 36
Good Air Days341 days/yr
Unhealthy Air Days0 days/yr
Annual Precipitation35.3 in/yr+23% since 2022
Avg Storm Events2.4 storms/yr
Avg Annual Storm Damage$11K
Ozone Days360 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.70
Heating Degree Days3,090 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,209 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,698 HDD/yr
Cooling Degree Days (1901–2000 Baseline)887 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year1.4
Avg Hail Events / Year0.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)78 / 100
Community Resilience (FEMA)43 / 100
Federal Disaster Declarations21 since 1953
Fine Particulate Pollution (PM2.5)14.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)22 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed84 Mbps
This county
national avg ~120 Mbps
Upload Speed17 Mbps
Fixed Internet (Q1 2026)137 Mbps
Mobile Internet (Q1 2026)182 Mbps
Mobile Upload (Q1 2026)11 Mbps
Mobile Latency (Q1 2026)36 ms
Households with 100Mbps+37.3%
This county
national avg 75.0%
Cellular-Only Internet9.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)66 Mbps

EV Infrastructure

EV Charging Stations15 stations
DC Fast Chargers8 chargers
Level 2 EV Chargers33

Commute & Transit

Remote Workers2,086 workers
Public Transit Commuters28 workers
Walk to Work (workers)226 workers
Extreme Commutes (90+ min)777 workers
Bike Commuters0.5%
Walk to Work1.5%

Agriculture

Farms139 farms
Farmland50,605 acres

Families & Childcare

Childcare Cost Burden26.0%
This county
national median ~27% of household income
Childcare Centers8.5 per 10K residents
Childcare Facilities7

Civic & Community

Voter Turnout69.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.296
Nonprofit Organizations226
Veterans Share11.7%
This county
national avg 7.0%
Married Adults52.3%
Never-Married Adults24.7%
Divorced Adults15.3%
Religious Organizations23
Asian Population1.3%
Native American Population1.2%
Membership Associations7.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.05 per 1K residents
Nursing & Care Facilities10
Grocery Stores12
Arts & Entertainment Venues4
Hotels & Lodging16
Recreation Businesses5
Professional Services Firms75
Veterinary Practices12
Real Estate Firms37
Debt Burden
Avg Mortgage Balance$103K
Avg Student Loan Balance$8K
Avg Credit Card Balance$5K
Loan Delinquency Rate34.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.20%

Politics

R+32

2024 Presidential · California was D+20 statewide

vs California State

Income tax
13.3%Same (state law)
Property tax
0.69%0.71% state avg
Politics
R+32D+20
COL Index
142state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +517

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.03x avg income)

Economic Mobility

47%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Amador County

Median home value: $421K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable