← Map/← Arizona/Counties/Santa Cruz

Santa Cruz
Arizona

48K

Population

$52K

Median Income

$283K

Median Home

D+30

Politics

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What stands out

Against every county in America, Santa Cruz County is unusual in three ways: winter sunshine is among the sunniest in America (3.3 on the USDA scale), unemployment is among the highest in America (7.5%), and rainfall is in the bottom 4% of American counties (13 inches a year). Within Arizona it ranks 3rd of 15 counties for winter sunshine.

Where you are

You live in Santa Cruz County, Arizona. 47,838 people live here with you. The population grew 1.0% last year, and more Americans moved out than in (net -27).

Arizona moved to a flat 2.5% income tax in 2023, one of the lowest flat rates in the country. Phoenix summers run above 110°F for weeks, water rights and groundwater limits now shape where new housing can be built, and the state does not observe daylight saving time. Flagstaff and the high country are a different climate entirely.

Money

The typical household here brings in $51,885 a year, lower than 75% of American counties. Employers pay an average wage of $59,656. Unemployment runs 7.5%, higher than almost every county in America. 6% of workers work from home; for the rest the average commute is 22 minutes each way.

Arizona takes 2.5% of that median income in state income tax, about $1,297 a year.

Home

The median home costs $280K, pricier than 64% of American counties, about 3.3 years of the median household's income. A two-bedroom rents for around $739 a month. Property tax is 0.67% of home value, roughly $1,318 a year on that median home, lower than 69% of American counties. 67% of households own rather than rent.

Safety and health

Violent crime here is 4.4 per 1,000 residents, higher than 78% of American counties. Drug overdoses killed 11 people per 100,000 in 2024.

A child born here can expect to live 79.6 years, longer than 89% of American counties. There are 43 active physicians in the county, about 9.0 per 10,000 people. 19.5% of people under 65 have no health insurance.

School

78% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 30 points. 69% of eligible voters turned out. Under Arizona law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is legal for adults.

Weather and risk

The year averages 63°F, highs near 79 and lows near 47, warmer than 77% of American counties. About 13 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 68 out of 100, riskier than 68% of American counties; the county has had 8 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 177 Mbps down, slower than 60% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people, 4 museums, 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$52K
This county
national avg ~$75K
Poverty Rate18.5%
This county
national avg ~11.5%
Unemployment Rate7.5%
This county
national avg ~3.8%
GDP per Capita$55,334
Federal Spending per Capita$768
Median Individual Earnings$34K
This county
national avg $45K
Professional/Management Workers26.4%
Average Adjusted Gross Income$55K
Avg Credit Score660
Work From Home %5.8%
This county
national avg 17.0%
Population Under 1826.3%
This county
national avg 22.0%
Single-Person Households23.6%
This county
national avg 28.0%
Banks & Finance Firms10
Income (20th Percentile)$24K
Income (80th Percentile)$105K
Income (95th Percentile)$182K
Bachelor's Degree or Higher23.5%
This county
national avg 34.3%
Less Than High School22.0%
This county
national avg 11.0%
Knowledge Economy GDP %3.2%
Dependency Ratio0.81
Medicare Spending / Person$2,191
SS Benefits / Person$3,475
Education Wage Premium1.63x
Median Earnings (Bachelor's)$47K
Median Earnings (Graduate)$54K
Median Earnings (HS Diploma)$33K
Public Assistance Recipients3.9%
Average Annual Wage$60K
Professional Services Concentration0.22x national
This county
1.0 = national average share
Federal Government Jobs Located Here1,657
Federal Share of Jobs Located Here11.7%
Residents Who Work for the Federal Government4.3%
Federal Civilian Share of Earnings20.1%
Federal Contract Dollars Performed Here (FY2025)$364M
Contract Dollars Relative to Local Wages0.42x wages
Largest Award's Share of Contract Dollars92%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$283K
This county
$420K state avg
$303K national
Median Sale Price$309K
This county
$303K national
Market Rent (ZORI)$1615/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate0.67%
This county
0.51% state avg
1.10% national

Annual tax on median home: $1,318

Affordability & Supply

HUD Fair Market Rent (2BR)$1,129/mo
Home Price Change (1 yr)-0.7%−+7.5% since 2024
Home Value to Income Ratio3.3x income
Severely Cost-Burdened Households9.7%
Homeownership Rate67.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.8%
Listings with Price Cuts— Low — market moving fast
21.3%
Sold Above List Price
8.8%
Median Days to Close
33 days
Active Listings
312
New Listings / Month
54

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
116 days
Months of Supply (Redfin)— High inventory — buyers market
6.4 mo
Sold Above List (Redfin)
9.3%

Sale-to-List Cross-Reference

Zillow 96.8%  ·  Redfin 98.3%

Source: Redfin · Updated monthly

Health

Life Expectancy79.6 yrs
This county
national avg ~78.5 years
Food Insecurity13.2%
This county
national avg ~11%
Food Environment Index6.1 / 10
This county
higher = better access
Primary Care Shortage Score21
This county
national avg 5
Mental Health Shortage Score23
Dental Care Shortage Score25
Healthcare Shortage Score23.0
Healthcare Offices39
Obesity Rate (BRFSS)34.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)26.9%
This county
national avg 18.0%
Physical Inactivity (BRFSS)30.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.3%
This county
national avg 32.0%
Active Physicians43
ER Visits per 1,000 Medicare Patients297 / 1,000
Medicare Cost per Beneficiary$8,571
Uninsured (under 65)19.5%
This county
national avg ~10%
Adults with Depression16.6%

Education

HS Diploma Holders6,273
Bachelor's Degree Holders4,308
HS Completion Rate78.0%
This county
national avg ~85%
Private Schools11

Safety

Violent Crime Rate4.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate6.8 / 100K
This county
national avg ~13.6/100K
Homicide Rate4.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate29.0 / 100K
This county
national avg ~21/100K
Traffic Fatalities9
Social Vulnerability (CDC SVI)94th pct
Drug Overdose Deaths (2024)10.8 / 100K
Suicide Rate8.9 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale6.0
January Sunshine3.27
January Temperature0.71
Average Temp63°F+4.1% since 2022
Avg High Temp79°F+3.4% since 2022
Avg Low Temp47°F+5.1% since 2022
Median AQIAQI 37
Good Air Days265 days/yr
Unhealthy Air Days1 days/yr
Annual Precipitation13.2 in/yr-37% since 2022
Avg Storm Events8.6 storms/yr
Avg Annual Storm Damage$8K
Ozone Days0 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.04
Heating Degree Days2,331 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,656 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,071 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,237 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year2.8
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)68 / 100
Community Resilience (FEMA)4 / 100
Federal Disaster Declarations8 since 1953
Fine Particulate Pollution (PM2.5)10.4 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)52 properties
FAA-Registered Airports1 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed177 Mbps
This county
national avg ~120 Mbps
Upload Speed20 Mbps
Fixed Internet (Q1 2026)173 Mbps
Mobile Internet (Q1 2026)247 Mbps
Mobile Upload (Q1 2026)20 Mbps
Mobile Latency (Q1 2026)53 ms
Households with 100Mbps+79.6%
This county
national avg 75.0%
Cellular-Only Internet13.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)31 Mbps

EV Infrastructure

EV Charging Stations9 stations
DC Fast Chargers4 chargers
Level 2 EV Chargers13

Commute & Transit

Remote Workers1,081 workers
Public Transit Commuters198 workers
Walk to Work (workers)204 workers
Extreme Commutes (90+ min)307 workers
Avg Commute Time22.0 min
This county
national avg ~27 min
Bike Commuters0.6%
Walk to Work1.1%

Families & Childcare

Childcare Cost Burden30.7%
This county
national median ~27% of household income
Childcare Centers4.4 per 10K residents
Childcare Facilities8

Civic & Community

Voter Turnout69.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.444
Nonprofit Organizations217
Veterans Share4.9%
This county
national avg 7.0%
Married Adults51.9%
Never-Married Adults31.0%
Divorced Adults12.1%
Religious Organizations14
Asian Population0.1%
Native American Population0.6%
Membership Associations4.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.77 per 1K residents
Nursing & Care Facilities5
Grocery Stores9
Arts & Entertainment Venues5
Hotels & Lodging17
Recreation Businesses3
Professional Services Firms53
Veterinary Practices4
Real Estate Firms43
Museums4
Debt Burden
Avg Mortgage Balance$62K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate52.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.26%

Politics

D+30

2024 Presidential · Arizona was R+5 statewide

vs Arizona State

Income tax
2.5%Same (state law)
Property tax
0.67%0.51% state avg
Politics
D+30R+5
COL Index
102state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -27

More people leaving than arriving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.13x avg income)

Economic Mobility

38%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Santa Cruz County

Median home value: $280K

View on Zillow →View on Realtor.com →

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Full Arizona profile

Taxes, cost of living, crime, schools, gun laws and more.

View Arizona →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable