← Map/← Alabama/Counties/Shelby

Shelby
Alabama

224K

Population

$91K

Median Income

$359K

Median Home

R+40

Politics

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What stands out

Against every county in America, Shelby County is unusual in three ways: unemployment is among the lowest in America (1.8%), the median household income is in the top 6% of American counties ($90,618), and the property tax rate is in the bottom 9% of American counties (0.46%). Within Alabama it ranks 1st of 67 counties for unemployment, counting from the bottom.

Where you are

You live in Shelby County, Alabama. 223,916 people live here with you. The population grew 1.3% last year, and more Americans moved in than out (net +2,078).

Alabama's property taxes are among the lowest in the country because assessments are capped at a fraction of market value, but the state makes it up with one of the highest combined sales-tax rates, and groceries are taxed. Huntsville's aerospace and defense payroll sets it apart from the rest of the state; the Gulf coast around Mobile and Baldwin County carries real hurricane exposure and insurance costs to match.

Money

The typical household here brings in $90,618 a year, higher than 94% of American counties. Employers pay an average wage of $66,772. Unemployment runs 1.8%, lower than almost every county in America. 13% of workers work from home.

Alabama takes 5.0% of that median income in state income tax, about $4,491 a year.

Home

The median home costs $361K, pricier than 81% of American counties, about 2.5 years of the median household's income. A two-bedroom rents for around $1,239 a month. Property tax is 0.46% of home value, roughly $1,279 a year on that median home, lower than 91% of American counties. 81% of households own rather than rent.

Safety and health

Violent crime here is 3.1 per 1,000 residents, lower than 90% of American counties. Drug overdoses killed 21 people per 100,000 in 2024.

A child born here can expect to live 79.6 years, longer than 88% of American counties. There are 625 active physicians in the county, about 27.9 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 7.1% of people under 65 have no health insurance.

School

Local students test at grade level 3.07 where 3.0 is national grade level, lower than 57% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 40 points, among the most lopsided counties in the country. 72% of eligible voters turned out. Under Alabama law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 64°F, highs near 76 and lows near 52, warmer than 79% of American counties. About 53 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 87 out of 100, riskier than 87% of American counties; the county has had 26 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 273 Mbps down, faster than 85% of American counties. There are 6 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people, 1 brewery, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$91K
This county
national avg ~$75K
Poverty Rate6.8%
This county
national avg ~11.5%
Unemployment Rate1.8%
This county
national avg ~3.8%
GDP per Capita$71,831
Federal Spending per Capita$758
Median Individual Earnings$52K
This county
national avg $45K
Professional/Management Workers47.5%
Average Adjusted Gross Income$102K
Avg Credit Score682
Work From Home %13.1%
This county
national avg 17.0%
Population Under 1822.8%
This county
national avg 22.0%
Single-Person Households24.5%
This county
national avg 28.0%
Banks & Finance Firms154
Income (20th Percentile)$41K
Income (80th Percentile)$165K
Income (95th Percentile)$250K
Bachelor's Degree or Higher45.6%
This county
national avg 34.3%
Less Than High School6.2%
This county
national avg 11.0%
Knowledge Economy GDP %16.6%
Dependency Ratio0.64
Medicare Spending / Person$2,541
SS Benefits / Person$3,905
Education Wage Premium1.81x
Median Earnings (Bachelor's)$68K
Median Earnings (Graduate)$77K
Median Earnings (HS Diploma)$43K
Public Assistance Recipients0.8%
Average Annual Wage$67K
Professional Services Concentration1.11x national
This county
1.0 = national average share
Federal Government Jobs Located Here393
Federal Share of Jobs Located Here0.5%
Residents Who Work for the Federal Government2.1%
Federal Civilian Share of Earnings0.5%
Federal Contract Dollars Performed Here (FY2025)$52M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars20%
Oil and Gas Share of Earnings (incl. proprietors)0.7%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$359K
This county
$218K state avg
$303K national
Median Sale Price$323K
This county
$303K national
Market Rent (ZORI)$1672/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.46%
This county
0.39% state avg
1.10% national

Annual tax on median home: $1,279

Affordability & Supply

HUD Fair Market Rent (2BR)$1,266/mo
Home Price Change (1 yr)+4.0%++1.7% since 2024
Home Value to Income Ratio2.5x income
Severely Cost-Burdened Households8.8%
Homeownership Rate80.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
98.1%
Listings with Price Cuts— Low — market moving fast
19.5%
Sold Above List Price
20.6%
Median Days to Close
27 days
Active Listings
1,170
New Listings / Month
393

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
52 days
Months of Supply (Redfin)— Balanced market
3.4 mo
Sold Above List (Redfin)
23.5%

Sale-to-List Cross-Reference

Zillow 98.1%  ·  Redfin 99.5%

Source: Redfin · Updated monthly

Health

Life Expectancy79.6 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.5%
This county
national avg ~11%
Food Environment Index8.2 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score0
Dental Care Shortage Score0
Healthcare Shortage Score0.0
Healthcare Offices420
Obesity Rate (BRFSS)31.6%
This county
national avg 32.0%
Smoking Rate (BRFSS)10.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)19.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)36.4%
This county
national avg 32.0%
Active Physicians625
Nursing Home Rating3.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients558 / 1,000
Medicare Cost per Beneficiary$13,898
Uninsured (under 65)7.1%
This county
national avg ~10%
Adults with Depression22.3%

Education

Math Test Scores2.95 grade level
Reading Test Scores3.20 grade level
HS Diploma Holders26,868
Bachelor's Degree Holders45,813
HS Completion Rate93.8%
This county
national avg ~85%
Private Schools74

Safety

Violent Crime Rate3.1 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate13.3 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.8 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate21.2 / 100K
This county
national avg ~21/100K
Traffic Fatalities21
Social Vulnerability (CDC SVI)12th pct
Drug Overdose Deaths (2024)20.6 / 100K
Suicide Rate13.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale1.1
January Sunshine-0.65
January Temperature1.00
Average Temp64°F+0.5% since 2022
Avg High Temp76°F-0.1% since 2022
Avg Low Temp52°F+1.4% since 2022
Median AQIAQI 40
Good Air Days207 days/yr
Unhealthy Air Days1 days/yr
Annual Precipitation53.4 in/yr-13% since 2022
Avg Storm Events17.4 storms/yr
Avg Annual Storm Damage$6K
Ozone Days242 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.50
Heating Degree Days2,551 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,022 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,882 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,831 CDD/yr
Avg Tornadoes / Year2.2
Avg Flood Events / Year3.8
Avg Hail Events / Year3.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)87 / 100
Community Resilience (FEMA)74 / 100
Federal Disaster Declarations26 since 1953
Fine Particulate Pollution (PM2.5)10.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)13 properties
FAA-Registered Airports10 total
Airports (excl. heliports)6 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed273 Mbps
This county
national avg ~120 Mbps
Upload Speed122 Mbps
Fixed Internet (Q1 2026)410 Mbps
Mobile Internet (Q1 2026)520 Mbps
Mobile Upload (Q1 2026)30 Mbps
Mobile Latency (Q1 2026)24 ms
Households with 100Mbps+92.0%
This county
national avg 75.0%
Cellular-Only Internet9.1%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)182 Mbps

EV Infrastructure

EV Charging Stations15 stations
DC Fast Chargers40 chargers
Level 2 EV Chargers52

Commute & Transit

Remote Workers14,793 workers
Public Transit Commuters73 workers
Walk to Work (workers)681 workers
Extreme Commutes (90+ min)2,090 workers
Bike Commuters0.0%
Walk to Work0.6%

Families & Childcare

Childcare Cost Burden20.7%
This county
national median ~27% of household income
Childcare Centers4.8 per 10K residents
Childcare Facilities40

Civic & Community

Voter Turnout71.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.017
Nonprofit Organizations925
Veterans Share7.0%
This county
national avg 7.0%
Married Adults58.7%
Never-Married Adults25.9%
Divorced Adults10.2%
Religious Organizations161
Asian Population2.0%
Native American Population0.2%
Membership Associations9.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.52 per 1K residents
Colleges & Universities1
Nursing & Care Facilities24
Grocery Stores58
Arts & Entertainment Venues26
Hotels & Lodging31
Recreation Businesses61
Professional Services Firms634
Veterinary Practices68
Real Estate Firms274
Museums3
Debt Burden
Avg Mortgage Balance$79K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate42.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.10%

Politics

R+40

2024 Presidential · Alabama was R+28 statewide

vs Alabama State

Income tax
5%Same (state law)
Property tax
0.46%0.39% state avg
Politics
R+40R+28
COL Index
87state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +2K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.88x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Shelby County

Median home value: $361K

View on Zillow →View on Realtor.com →

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Full Alabama profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable