← Map/← Alabama/Counties/Cullman

Cullman
Alabama

88K

Population

$58K

Median Income

$254K

Median Home

R+77

Politics

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What stands out

What stands out about Cullman County: the property tax rate is among the lowest in America (0.25%), home internet speed is in the top 2% of American counties (315 Mbps), and rainfall is in the top 5% of American counties (57 inches a year). Within Alabama it ranks 6th of 67 counties for the property tax rate, counting from the bottom.

Where you are

You live in Cullman County, Alabama. 88,284 people live here with you. The population grew 1.5% last year, and more Americans moved in than out (net +1,471).

Alabama's property taxes are among the lowest in the country because assessments are capped at a fraction of market value, but the state makes it up with one of the highest combined sales-tax rates, and groceries are taxed. Huntsville's aerospace and defense payroll sets it apart from the rest of the state; the Gulf coast around Mobile and Baldwin County carries real hurricane exposure and insurance costs to match.

Money

The typical household here brings in $58,119 a year, lower than 58% of American counties. Employers pay an average wage of $51,811. Unemployment runs 2.1%, lower than 94% of American counties. 3% of workers work from home; for the rest the average commute is 26 minutes each way.

Alabama takes 4.9% of that median income in state income tax, about $2,866 a year.

Home

The median home costs $259K, pricier than 59% of American counties, about 2.3 years of the median household's income. A two-bedroom rents for around $801 a month. Property tax is 0.25% of home value, roughly $414 a year on that median home, lower than almost every county in America. 76% of households own rather than rent.

Safety and health

Violent crime here is 4.3 per 1,000 residents, higher than 72% of American counties. Drug overdoses killed 27 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 72.9 years, shorter than 80% of American counties. There are 101 active physicians in the county, about 11.4 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 11.9% of people under 65 have no health insurance.

School

Local students test at grade level 3.06 where 3.0 is national grade level, higher than 50% of American counties. 85% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 77 points, among the most lopsided counties in the country. 66% of eligible voters turned out. Under Alabama law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 62°F, highs near 72 and lows near 52, warmer than 74% of American counties. About 57 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 70 out of 100, riskier than 70% of American counties; the county has had 32 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 315 Mbps down, faster than 98% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$58K
This county
national avg ~$75K
Poverty Rate16.2%
This county
national avg ~11.5%
Unemployment Rate2.1%
This county
national avg ~3.8%
GDP per Capita$43,982
Federal Spending per Capita$346
Median Individual Earnings$37K
This county
national avg $45K
Professional/Management Workers28.6%
Average Adjusted Gross Income$70K
Avg Credit Score661
Work From Home %2.6%
This county
national avg 17.0%
Population Under 1822.3%
This county
national avg 22.0%
Single-Person Households25.3%
This county
national avg 28.0%
Banks & Finance Firms74
Income (20th Percentile)$25K
Income (80th Percentile)$111K
Income (95th Percentile)$194K
Bachelor's Degree or Higher18.3%
This county
national avg 34.3%
Less Than High School15.4%
This county
national avg 11.0%
Knowledge Economy GDP %6.6%
Dependency Ratio0.70
Medicare Spending / Person$3,305
SS Benefits / Person$4,362
Education Wage Premium1.72x
Median Earnings (Bachelor's)$49K
Median Earnings (Graduate)$60K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients1.1%
Average Annual Wage$52K
Professional Services Concentration0.40x national
This county
1.0 = national average share
Federal Government Jobs Located Here189
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government2.6%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$194,989
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars93%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$254K
This county
$218K state avg
$303K national
Median Sale Price$229K
This county
$303K national
Market Rent (ZORI)$1386/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.25%
This county
0.39% state avg
1.10% national

Annual tax on median home: $414

Affordability & Supply

HUD Fair Market Rent (2BR)$879/mo
Home Price Change (1 yr)-0.3%−+9.3% since 2024
Home Value to Income Ratio2.3x income
Severely Cost-Burdened Households7.8%
Homeownership Rate76.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
95.8%
Listings with Price Cuts— Low — market moving fast
19.7%
Sold Above List Price
15.9%
Median Days to Close
28 days
Active Listings
536
New Listings / Month
121

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
64 days
Months of Supply (Redfin)— Balanced market
4.7 mo
Sold Above List (Redfin)
12.7%

Sale-to-List Cross-Reference

Zillow 95.8%  ·  Redfin 98.1%

Source: Redfin · Updated monthly

Health

Life Expectancy72.9 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity14.4%
This county
national avg ~11%
Food Environment Index7.5 / 10
This county
higher = better access
Primary Care Shortage Score12
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score0
Healthcare Shortage Score9.3
Healthcare Offices165
Obesity Rate (BRFSS)36.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)21.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)37.3%
This county
national avg 32.0%
Active Physicians101
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients630 / 1,000
Medicare Cost per Beneficiary$14,455
Uninsured (under 65)11.9%
This county
national avg ~10%
Adults with Depression26.5%

Education

Math Test Scores3.00 grade level
Reading Test Scores3.12 grade level
HS Diploma Holders15,417
Bachelor's Degree Holders7,463
HS Completion Rate84.6%
This county
national avg ~85%
Private Schools13

Safety

Violent Crime Rate4.3 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate17.5 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.9 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate24.8 / 100K
This county
national avg ~21/100K
Traffic Fatalities109
Social Vulnerability (CDC SVI)49th pct
Drug Overdose Deaths (2024)27.2 / 100K
Suicide Rate21.6 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.6
January Sunshine-0.65
January Temperature0.67
Average Temp62°F+0.5% since 2022
Avg High Temp72°F+0.4% since 2022
Avg Low Temp52°F+1.0% since 2022
Annual Precipitation56.7 in/yr-4.7% since 2022
Avg Storm Events31.8 storms/yr
Avg Annual Storm Damage$37K
Drought Index (2022)-0.09
Heating Degree Days2,896 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,820 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,308 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,627 CDD/yr
Avg Tornadoes / Year2.6
Avg Flood Events / Year4.6
Avg Hail Events / Year2.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)70 / 100
Community Resilience (FEMA)38 / 100
Federal Disaster Declarations32 since 1953
Fine Particulate Pollution (PM2.5)8.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)9 properties
FAA-Registered Airports5 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed315 Mbps
This county
national avg ~120 Mbps
Upload Speed153 Mbps
Fixed Internet (Q1 2026)397 Mbps
Mobile Internet (Q1 2026)423 Mbps
Mobile Upload (Q1 2026)29 Mbps
Mobile Latency (Q1 2026)40 ms
Households with 100Mbps+85.7%
This county
national avg 75.0%
Cellular-Only Internet19.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)244 Mbps

EV Infrastructure

EV Charging Stations11 stations
DC Fast Chargers18 chargers
Level 2 EV Chargers14

Commute & Transit

Remote Workers1,019 workers
Public Transit Commuters20 workers
Walk to Work (workers)413 workers
Extreme Commutes (90+ min)816 workers
Avg Commute Time25.5 min
This county
national avg ~27 min
Walk to Work1.1%

Families & Childcare

Childcare Cost Burden26.6%
This county
national median ~27% of household income
Childcare Centers4.7 per 10K residents
Childcare Facilities19

Civic & Community

Voter Turnout65.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.425
Nonprofit Organizations222
Veterans Share6.9%
This county
national avg 7.0%
Married Adults55.5%
Never-Married Adults23.6%
Divorced Adults13.7%
Religious Organizations76
Asian Population0.3%
Native American Population0.4%
Membership Associations9.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.50 per 1K residents
Colleges & Universities1
Nursing & Care Facilities13
Grocery Stores22
Arts & Entertainment Venues3
Hotels & Lodging15
Recreation Businesses13
Professional Services Firms110
Veterinary Practices11
Real Estate Firms42
Debt Burden
Avg Mortgage Balance$54K
Avg Student Loan Balance$6K
Avg Credit Card Balance$3K
Loan Delinquency Rate48.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.10%

Politics

R+77

2024 Presidential · Alabama was R+28 statewide

vs Alabama State

Income tax
5%Same (state law)
Property tax
0.25%0.39% state avg
Politics
R+77R+28
COL Index
87state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +1K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.94x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Cullman County

Median home value: $259K

View on Zillow →View on Realtor.com →

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Full Alabama profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable