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Whatcom
Washington

227K

Population

$78K

Median Income

$617K

Median Home

D+62

Politics

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What stands out

Against every county in America, Whatcom County is unusual in three ways: winter sunshine is among the cloudiest in America (-3.0 on the USDA scale), rainfall is among the wettest in America (74 inches a year), and the median home price is in the top 3% of American counties ($621K). Within Washington it ranks 15th of 39 counties for winter sunshine, counting from the bottom.

Where you are

You live in Whatcom County, Washington. 226,523 people live here with you. The population grew 0.6% last year, and more Americans moved in than out (net +1,034).

Washington has no income tax on wages but since 2022 taxes long-term capital gains above $278,000 at 7% and above $1,000,000 at 9%, and it has an estate tax with a $3 million exemption starting in 2025. Sales tax is high, over 10% in Seattle. Home prices in King County are among the highest in the country. The state does not tax retirement income of any kind.

Money

The typical household here brings in $77,581 a year, higher than 85% of American counties. Employers pay an average wage of $65,174. Unemployment runs 4.9%, higher than 87% of American counties. 11% of workers work from home.

Washington has no state income tax, so none of that goes to the state.

Home

The median home costs $621K, pricier than 97% of American counties, about 4.9 years of the median household's income. A two-bedroom rents for around $1,358 a month. Property tax is 0.74% of home value, roughly $3,523 a year on that median home, lower than 61% of American counties. 63% of households own rather than rent.

Safety and health

Violent crime here is 3.6 per 1,000 residents, lower than 65% of American counties. Drug overdoses killed 38 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 80.0 years, longer than 91% of American counties. There are 665 active physicians in the county, about 29.4 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 8.8% of people under 65 have no health insurance.

School

Local students test at grade level 2.80 where 3.0 is national grade level, lower than 80% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 62 points, among the most lopsided counties in the country. 81% of eligible voters turned out. Under Washington law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 46°F, highs near 54 and lows near 38, colder than 88% of American counties. About 74 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 91 out of 100, riskier than 91% of American counties; the county has had 27 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 201 Mbps down, faster than 50% of American counties. There are 13 airports in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people, 17 breweries, 6 museums, 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$78K
This county
national avg ~$75K
Poverty Rate11.5%
This county
national avg ~11.5%
Unemployment Rate4.9%
This county
national avg ~3.8%
GDP per Capita$88,725
Federal Spending per Capita$758
Median Individual Earnings$45K
This county
national avg $45K
Professional/Management Workers40.0%
Average Adjusted Gross Income$90K
Avg Credit Score713
Work From Home %11.3%
This county
national avg 17.0%
Population Under 1818.9%
This county
national avg 22.0%
Single-Person Households26.9%
This county
national avg 28.0%
Banks & Finance Firms114
Income (20th Percentile)$34K
Income (80th Percentile)$141K
Income (95th Percentile)$250K
Bachelor's Degree or Higher37.0%
This county
national avg 34.3%
Less Than High School6.7%
This county
national avg 11.0%
Knowledge Economy GDP %10.1%
Dependency Ratio0.59
Medicare Spending / Person$2,580
SS Benefits / Person$4,080
Education Wage Premium1.80x
Median Earnings (Bachelor's)$57K
Median Earnings (Graduate)$76K
Median Earnings (HS Diploma)$42K
Public Assistance Recipients3.6%
Average Annual Wage$65K
Professional Services Concentration0.66x national
This county
1.0 = national average share
Federal Government Jobs Located Here1,554
Federal Share of Jobs Located Here1.7%
Residents Who Work for the Federal Government2.5%
Federal Civilian Share of Earnings2.9%
Federal Contract Dollars Performed Here (FY2025)$36M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars20%
Oil and Gas Share of Private Jobs0.0%
Oil and Gas Extraction, Drilling and Support Jobs3

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$617K
This county
$570K state avg
$303K national
Median Sale Price$578K
This county
$303K national
Market Rent (ZORI)$2052/mo
This county
$2000/mo state avg
$1400/mo national
Property Tax Rate0.74%
This county
0.84% state avg
1.10% national

Annual tax on median home: $3,523

Affordability & Supply

HUD Fair Market Rent (2BR)$1,794/mo
Home Price Change (1 yr)+2.1%−+5.4% since 2024
Home Value to Income Ratio4.9x income
Severely Cost-Burdened Households15.6%
Homeownership Rate63.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
98.8%
Listings with Price Cuts— Low — market moving fast
19.6%
Sold Above List Price
19.3%
Median Days to Close
29 days
Active Listings
726
New Listings / Month
282

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
17 days
Months of Supply (Redfin)— Low inventory — sellers market
2.9 mo
Sold Above List (Redfin)— Competitive — many homes bid up
44.6%

Sale-to-List Cross-Reference

Zillow 98.8%  ·  Redfin 99.7%

Source: Redfin · Updated monthly

Health

Life Expectancy80.0 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.8%
This county
national avg ~11%
Food Environment Index8.0 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score15
Healthcare Shortage Score17.3
Healthcare Offices538
Obesity Rate (BRFSS)27.3%
This county
national avg 32.0%
Smoking Rate (BRFSS)11.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.9%
This county
national avg 18.0%
Physical Inactivity (BRFSS)16.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)26.4%
This county
national avg 32.0%
Active Physicians665
Nursing Home Rating3.9 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients510 / 1,000
Medicare Cost per Beneficiary$9,847
Uninsured (under 65)8.8%
This county
national avg ~10%
Adults with Depression30.1%

Education

Math Test Scores2.73 grade level
Reading Test Scores2.87 grade level
HS Diploma Holders28,497
Bachelor's Degree Holders34,017
HS Completion Rate93.3%
This county
national avg ~85%
Private Schools111

Safety

Violent Crime Rate3.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate10.1 / 100K
This county
national avg ~13.6/100K
Homicide Rate2.2 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate14.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities118
Social Vulnerability (CDC SVI)50th pct
Drug Overdose Deaths (2024)38.4 / 100K
Suicide Rate17.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale5.3
January Sunshine-3.00
January Temperature0.31
Average Temp46°F+3.4% since 2022
Avg High Temp54°F+2.3% since 2022
Avg Low Temp38°F+4.6% since 2022
Median AQIAQI 31
Good Air Days327 days/yr
Unhealthy Air Days0 days/yr
Annual Precipitation73.8 in/yr+14% since 2022
Avg Storm Events1.0 storms/yr
Avg Annual Storm Damage$9M
Ozone Days127 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.17
Heating Degree Days6,963 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days91 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,859 HDD/yr
Cooling Degree Days (1901–2000 Baseline)21 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.4
Avg Hail Events / Year0.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)91 / 100
Community Resilience (FEMA)80 / 100
Federal Disaster Declarations27 since 1953
Fine Particulate Pollution (PM2.5)5.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)75 properties
FAA-Registered Airports20 total
Airports (excl. heliports)13 airports

Brewery Scene

Total Breweries17 breweries
Microbreweries11 microbreweries
Brewpubs4 brewpubs

Internet & Remote Work

Download Speed201 Mbps
This county
national avg ~120 Mbps
Upload Speed34 Mbps
Fixed Internet (Q1 2026)341 Mbps
Mobile Internet (Q1 2026)177 Mbps
Mobile Upload (Q1 2026)29 Mbps
Mobile Latency (Q1 2026)37 ms
Households with 100Mbps+95.0%
This county
national avg 75.0%
Cellular-Only Internet10.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)115 Mbps

EV Infrastructure

EV Charging Stations89 stations
DC Fast Chargers62 chargers
Level 2 EV Chargers156

Commute & Transit

Remote Workers12,407 workers
Public Transit Commuters2,135 workers
Walk to Work (workers)3,854 workers
Extreme Commutes (90+ min)2,296 workers
Bike Commuters2.0%
Walk to Work3.5%

Agriculture

Farms611 farms
Farmland59,182 acres

Families & Childcare

Childcare Cost Burden38.5%
This county
national median ~27% of household income
Childcare Centers6.6 per 10K residents
Childcare Facilities45

Civic & Community

Voter Turnout81.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.178
Nonprofit Organizations988
Veterans Share7.1%
This county
national avg 7.0%
Married Adults50.0%
Never-Married Adults34.9%
Divorced Adults10.5%
Religious Organizations137
Asian Population4.4%
Native American Population2.1%
Membership Associations10.6 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.91 per 1K residents
Colleges & Universities4
Nursing & Care Facilities49
Grocery Stores72
Arts & Entertainment Venues41
Hotels & Lodging60
Recreation Businesses90
Professional Services Firms800
Veterinary Practices83
Real Estate Firms415
Museums6
Debt Burden
Avg Mortgage Balance$124K
Avg Student Loan Balance$7K
Avg Credit Card Balance$4K
Loan Delinquency Rate28.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.25%

Politics

D+62

2024 Presidential · Washington was D+16 statewide

vs Washington State

Income tax
NoneSame (state law)
Property tax
0.74%0.84% state avg
Politics
D+62D+16
COL Index
117state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +1K

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.01x avg income)

Economic Mobility

44%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Whatcom County

Median home value: $621K

View on Zillow →View on Realtor.com →

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Full Washington profile

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable