Economy
Median Household Income$43K
This county
national avg ~$75K
Poverty Rate20.6%
This county
national avg ~11.5%
Unemployment Rate4.1%
This county
national avg ~3.8%
GDP per Capita$58,082
Federal Spending per Capita$868
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers24.3%
Average Adjusted Gross Income$55K
Avg Credit Score643
Work From Home %4.5%
This county
national avg 17.0%
Population Under 1827.4%
This county
national avg 22.0%
Single-Person Households27.7%
This county
national avg 28.0%
Banks & Finance Firms10
Income (20th Percentile)$21K
Income (80th Percentile)$101K
Income (95th Percentile)$184K
Bachelor's Degree or Higher10.2%
This county
national avg 35.0%
Less Than High School24.0%
This county
national avg 11.0%
Knowledge Economy GDP %2.3%
Dependency Ratio1.14
Medicare Spending / Person$2,970
SS Benefits / Person$3,019
Education Wage Premium1.60x
Median Earnings (Bachelor's)$39K
Median Earnings (Graduate)$61K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients2.6%
Average Annual Wage$49K
Professional Services Concentration0.36x national
This county
1.0 = national average share
Housing
Median Home Value$128K
This county
$340K state avg
$303K national
Market Rent (ZORI)$763/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate1.30%
This county
1.60% state avg
1.10% national
Annual tax on median home: $1,368
Affordability & Supply
HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+17.3%
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households13.4%
Homeownership Rate65.8%
This county
national avg ~65%
Market Activity
Listings with Price Cuts— Low — market moving fast
20.5%Active Listings
43New Listings / Month
10Source: Zillow Research · Updated monthly
Days on Market (Redfin)— Average pace
41 daysMonths of Supply (Redfin)— Balanced market
3.9 moSold Above List (Redfin)
0.0%Source: Redfin · Updated monthly
Health
Life Expectancy71.9 yrs
This county
national avg ~78.5 years
Food Insecurity17.8%
This county
national avg ~11%
Food Environment Index4.9 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score15
Dental Care Shortage Score19
Healthcare Shortage Score17.3
Healthcare Offices8
Obesity Rate (BRFSS)41.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)30.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)36.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)35.5%
This county
national avg 32.0%
Active Physicians3
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients531 / 1,000
Medicare Cost per Beneficiary$14,818
Uninsured (under 65)25.6%
This county
national avg ~10%
Adults with Depression22.2%
Education
Math Test Scores2.48 grade level
Reading Test Scores2.43 grade level
HS Diploma Holders1,956
Bachelor's Degree Holders461
HS Completion Rate76.0%
This county
national avg ~85%
Safety
Violent Crime Rate4.8 / 1,000
This county
national avg ~4.0
Traffic Fatalities6
Social Vulnerability (CDC SVI)98th pct
Drug Overdose Deaths (2024)0.0 / 100K
Suicide Rate26.5 / 100K
This county
national avg ~14/100K
Climate & Air Quality
Natural Amenity Scale1.1
January Sunshine1.94
January Temperature0.52
Average Temp63°F
Avg High Temp77°F
Avg Low Temp49°F
Annual Precipitation15.7 in/yr
Avg Storm Events4.0 storms/yr
Avg Annual Storm Damage$0K
Drought Index (2022)-1.03
Heating Degree Days2,662 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,989 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,395 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,653 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.6
Avg Hail Events / Year1.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)45 / 100
Community Resilience (FEMA)8 / 100
Federal Disaster Declarations15 since 1953
Fine Particulate Pollution (PM2.5)5.9 µg/m³
This county
EPA standard 9 µg/m³
Outdoor & Recreation
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports
Internet & Remote Work
Download Speed280 Mbps
This county
national avg ~120 Mbps
Upload Speed301 Mbps
Fixed Internet (Q1 2026)302 Mbps
Mobile Internet (Q1 2026)202 Mbps
Mobile Upload (Q1 2026)43 Mbps
Mobile Latency (Q1 2026)42 ms
Households with 100Mbps+99.8%
This county
national avg 75.0%
Cellular-Only Internet23.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)278 Mbps
Commute & Transit
Remote Workers221 workers
Public Transit Commuters5 workers
Walk to Work69 workers
Extreme Commutes (90+ min)133 workers
Walk to Work1.4%
Families & Childcare
Childcare Cost Burden31.6%
This county
national median ~27% of household income
Childcare Centers2.2 per 10K residents
Childcare Facilities3
Civic & Community
Voter Turnout44.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.843
Nonprofit Organizations46
Veterans Share4.5%
This county
national avg 7.0%
Married Adults49.6%
Never-Married Adults34.8%
Divorced Adults8.6%
Religious Organizations9
Asian Population0.2%
Native American Population0.3%
Membership Associations8.5 per 10K residents
Lifestyle & Services
Full-Service Restaurants0.74 per 1K residents
Nursing & Care Facilities3
Hotels & Lodging4
Professional Services Firms11
Debt Burden
Avg Mortgage Balance$50K
Avg Student Loan Balance$8K
Avg Credit Card Balance$4K
Loan Delinquency Rate61.3%
This county
national avg 4.0%
Innovation
Inventor Rate0.06%
Politics
R+61
2024 Presidential · Texas was R+14 statewide
vs Texas State
Income tax
NoneSame (state law)
Property tax
1.30%1.6% state avg
Politics
R+61R+14
COL Index
County data97 (state)
Population & Migration
Net Domestic Migration 2023
↑ +32
More people arriving than leaving
IRS Wealth Migration
Lower-income migration pattern (IRS: 0.82x avg income)
Economic Mobility
42%
chance a low-income child reaches the middle class
Source: Opportunity Insights
Real Estate
Find Homes in Terry County
Median home value: $130K
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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.