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Terrell
Texas

862

Population

$53K

Median Income

$112K

Median Home

R+52

Politics

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What stands out

Three things set Terrell County apart from the other 3,142 counties: homeownership is among the highest in America (91%), winter sunshine is among the sunniest in America (2.9 on the USDA scale), and natural-hazard risk is among the safest in America (1 of 100). Within Texas it ranks 1st of 254 counties for homeownership.

Where you are

You live in Terrell County, Texas. 862 people live here with you, so most faces are familiar. The population held steady at 0.1% last year, and more Americans moved in than out (net +14).

Texas has no income tax and no estate tax, and its constitution prohibits an income tax without a statewide vote. Property taxes are among the highest in the country and are the main source of local school funding; the 2023 legislature raised the homestead exemption to $100,000 to offset that. Homeowner insurance costs are high along the Gulf coast and rising statewide after hail and freeze events. The grid is independent of the rest of the country.

Money

The typical household here brings in $52,813 a year, lower than 72% of American counties. Employers pay an average wage of $61,184. Unemployment runs 3.4%, higher than 50% of American counties. 12% of workers work from home.

Texas has no state income tax, so none of that goes to the state.

Home

The median home costs $109K, cheaper than 96% of American counties, about 1.9 years of the median household's income. A two-bedroom rents for around $1,015 a month. Property tax is 1.08% of home value, roughly $1,291 a year on that median home, higher than 65% of American counties. 91% of households own rather than rent.

Safety and health

Violent crime here is 4.1 per 1,000 residents, higher than 62% of American counties.

There are 0 active physicians in the county, about 0.0 per 10,000 people; the nearest doctor is in another county. 11.3% of people under 65 have no health insurance.

School

94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 52 points, among the most lopsided counties in the country. 58% of eligible voters turned out. Under Texas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 70°F, highs near 84 and lows near 56, warmer than 96% of American counties. About 11 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 1 out of 100, safer than almost every county in America; the county has had 16 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 52 Mbps down, slower than 98% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$53K
This county
national avg ~$75K
Poverty Rate18.2%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$101,611
Federal Spending per Capita$2,662
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers33.0%
Average Adjusted Gross Income$59K
Avg Credit Score673
Work From Home %11.5%
This county
national avg 17.0%
Population Under 1812.5%
This county
national avg 22.0%
Single-Person Households48.9%
This county
national avg 28.0%
Income (20th Percentile)$33K
Income (80th Percentile)$102K
Income (95th Percentile)$135K
Bachelor's Degree or Higher29.5%
This county
national avg 34.3%
Less Than High School6.3%
This county
national avg 11.0%
Knowledge Economy GDP %0.0%
Dependency Ratio0.88
Medicare Spending / Person$4,479
SS Benefits / Person$5,009
Education Wage Premium3.44x
Median Earnings (Bachelor's)$101K
Median Earnings (Graduate)$97K
Median Earnings (HS Diploma)$28K
Public Assistance Recipients1.4%
Average Annual Wage$61K
Professional Services Concentration0.21x national
This county
1.0 = national average share
Federal Government Jobs Located Here60
Federal Share of Jobs Located Here23.0%
Residents Who Work for the Federal Government5.8%
Federal Civilian Share of Earnings44.5%
Oil and Gas Share of Earnings (incl. proprietors)0.1%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$112K
This county
$340K state avg
$303K national
Property Tax Rate1.08%
This county
1.60% state avg
1.10% national

Annual tax on median home: $1,291

Affordability & Supply

HUD Fair Market Rent (2BR)$1,015/mo
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households11.8%
Homeownership Rate91.3%
This county
national avg ~65%
Days on Market (Redfin)— Slow — buyers have leverage
80 days
Months of Supply (Redfin)— Balanced market
4.0 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Food Insecurity10.0%
This county
national avg ~11%
Food Environment Index4.4 / 10
This county
higher = better access
Primary Care Shortage Score7
This county
national avg 5
Mental Health Shortage Score10
Dental Care Shortage Score6
Healthcare Shortage Score7.7
Obesity Rate (BRFSS)34.3%
This county
national avg 32.0%
Smoking Rate (BRFSS)10.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.4%
This county
national avg 32.0%
Active Physicians0
ER Visits per 1,000 Medicare Patients402 / 1,000
Medicare Cost per Beneficiary$8,256
Uninsured (under 65)11.3%
This county
national avg ~10%
Adults with Depression20.3%

Education

HS Diploma Holders231
Bachelor's Degree Holders143
HS Completion Rate93.7%
This county
national avg ~85%

Safety

Violent Crime Rate4.1 / 1,000
This county
national avg ~4.0
Social Vulnerability (CDC SVI)9th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale3.2
January Sunshine2.94
January Temperature1.43
Average Temp70°F+2.9% since 2022
Avg High Temp84°F+2.8% since 2022
Avg Low Temp56°F+3.3% since 2022
Annual Precipitation10.7 in/yr-25% since 2022
Avg Storm Events3.8 storms/yr
Avg Annual Storm Damage$3K
Drought Index (2022)-0.29
Heating Degree Days1,447 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days3,367 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,188 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,609 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.2
Avg Hail Events / Year2.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)1 / 100
Community Resilience (FEMA)5 / 100
Federal Disaster Declarations16 since 1953
Fine Particulate Pollution (PM2.5)6.4 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)4 properties
FAA-Registered Airports3 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed52 Mbps
This county
national avg ~120 Mbps
Upload Speed26 Mbps
Fixed Internet (Q1 2026)163 Mbps
Mobile Internet (Q1 2026)122 Mbps
Mobile Upload (Q1 2026)44 Mbps
Mobile Latency (Q1 2026)41 ms
Households with 100Mbps+81.6%
This county
national avg 75.0%
Cellular-Only Internet17.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)65 Mbps

Commute & Transit

Remote Workers42 workers
Public Transit Commuters0 workers
Walk to Work (workers)0 workers
Extreme Commutes (90+ min)6 workers

Families & Childcare

Childcare Cost Burden35.2%
This county
national median ~27% of household income

Civic & Community

Voter Turnout58.3%
This county
national avg ~55%
Income Inequality (Gini)3.081
Nonprofit Organizations15
Veterans Share8.0%
This county
national avg 7.0%
Married Adults55.4%
Never-Married Adults19.2%
Divorced Adults5.6%
Membership Associations0.0 per 10K residents
Debt Burden
Avg Mortgage Balance$75K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate52.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.03%

Politics

R+52

2024 Presidential · Texas was R+14 statewide

vs Texas State

Income tax
NoneSame (state law)
Property tax
1.08%1.6% state avg
Politics
R+52R+14
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +14

More people arriving than leaving

Economic Mobility

51%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Terrell County

Median home value: $109K

View on Zillow →View on Realtor.com →

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Full Texas profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable