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Swisher
Texas

7K

Population

$40K

Median Income

$100K

Median Home

R+58

Politics

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What stands out

If you had to describe Swisher County in numbers, start here: the uninsured rate is in the top 2% of American counties (23.5%), the school test score is in the bottom 2% of American counties (2.25 where 3.0 is grade level), and the median home price is in the bottom 4% of American counties ($105K). Within Texas it ranks 46th of 254 counties for the uninsured rate.

Where you are

You live in Swisher County, Texas. 6,989 people live here with you, so most faces are familiar. The population held steady at 0.1% last year, and more Americans moved out than in (net -29).

Texas has no income tax and no estate tax, and its constitution prohibits an income tax without a statewide vote. Property taxes are among the highest in the country and are the main source of local school funding; the 2023 legislature raised the homestead exemption to $100,000 to offset that. Homeowner insurance costs are high along the Gulf coast and rising statewide after hail and freeze events. The grid is independent of the rest of the country.

Money

The typical household here brings in $40,290 a year, lower than 93% of American counties. Employers pay an average wage of $46,388. Unemployment runs 4.0%, higher than 70% of American counties. 2% of workers work from home.

Texas has no state income tax, so none of that goes to the state.

Home

The median home costs $105K, cheaper than 96% of American counties, about 1.6 years of the median household's income. A two-bedroom rents for around $706 a month. Property tax is 1.60% of home value, roughly $1,361 a year on that median home, higher than 89% of American counties. 69% of households own rather than rent.

Safety and health

Violent crime here is 4.8 per 1,000 residents, higher than 92% of American counties.

A child born here can expect to live 72.8 years, shorter than 82% of American counties. There are 3 active physicians in the county, about 4.3 per 10,000 people. 23.5% of people under 65 have no health insurance.

School

Local students test at grade level 2.14 where 3.0 is national grade level, lower than 98% of American counties. 78% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 58 points, among the most lopsided counties in the country. 48% of eligible voters turned out. Under Texas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 60°F, highs near 74 and lows near 46, warmer than 69% of American counties. About 21 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 57 out of 100, riskier than 57% of American counties; the county has had 15 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 229 Mbps down, faster than 64% of American counties. There are 5 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$40K
This county
national avg ~$75K
Poverty Rate19.9%
This county
national avg ~11.5%
Unemployment Rate4.0%
This county
national avg ~3.8%
GDP per Capita$99,725
Federal Spending per Capita$147
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers38.8%
Average Adjusted Gross Income$55K
Avg Credit Score647
Work From Home %2.4%
This county
national avg 17.0%
Population Under 1825.0%
This county
national avg 22.0%
Single-Person Households36.8%
This county
national avg 28.0%
Banks & Finance Firms5
Income (20th Percentile)$15K
Income (80th Percentile)$93K
Income (95th Percentile)$135K
Bachelor's Degree or Higher19.3%
This county
national avg 34.3%
Less Than High School22.1%
This county
national avg 11.0%
Knowledge Economy GDP %0.9%
Dependency Ratio0.73
Medicare Spending / Person$2,964
SS Benefits / Person$3,633
Education Wage Premium2.33x
Median Earnings (Bachelor's)$40K
Median Earnings (Graduate)$65K
Median Earnings (HS Diploma)$28K
Public Assistance Recipients3.6%
Average Annual Wage$46K
Federal Government Jobs Located Here25
Federal Share of Jobs Located Here1.4%
Residents Who Work for the Federal Government5.2%
Federal Civilian Share of Earnings0.7%
Federal Contract Dollars Performed Here (FY2025)$49,964
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars100%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$100K
This county
$340K state avg
$303K national
Market Rent (ZORI)$763/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate1.60%
This county
1.60% state avg
1.10% national

Annual tax on median home: $1,361

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+6.9%−+10.1% since 2024
Home Value to Income Ratio1.6x income
Severely Cost-Burdened Households9.5%
Homeownership Rate68.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
21.0%
Active Listings
43
New Listings / Month
8

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
49 days
Months of Supply (Redfin)— High inventory — buyers market
13.0 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy72.8 yrs
This county
national avg ~78.5 years
Food Insecurity17.2%
This county
national avg ~11%
Food Environment Index5.7 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score14
Dental Care Shortage Score19
Healthcare Shortage Score17.0
Healthcare Offices4
Obesity Rate (BRFSS)41.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)18.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)30.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)36.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)37.5%
This county
national avg 32.0%
Active Physicians3
ER Visits per 1,000 Medicare Patients611 / 1,000
Medicare Cost per Beneficiary$15,918
Uninsured (under 65)23.5%
This county
national avg ~10%
Adults with Depression22.3%

Education

Math Test Scores2.25 grade level
Reading Test Scores2.04 grade level
HS Diploma Holders1,267
Bachelor's Degree Holders712
HS Completion Rate77.9%
This county
national avg ~85%

Safety

Violent Crime Rate4.8 / 1,000
This county
national avg ~4.0
Traffic Fatalities2
Social Vulnerability (CDC SVI)91th pct
Drug Overdose Deaths (2024)0.0 / 100K
Suicide Rate36.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.4
January Sunshine1.94
January Temperature0.45
Average Temp60°F+1.7% since 2022
Avg High Temp74°F+0.4% since 2022
Avg Low Temp46°F+3.6% since 2022
Annual Precipitation20.8 in/yr+50% since 2022
Avg Storm Events10.0 storms/yr
Avg Annual Storm Damage$18K
Drought Index (2022)-1.31
Heating Degree Days3,324 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,633 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,089 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,385 CDD/yr
Avg Tornadoes / Year1.0
Avg Flood Events / Year0.6
Avg Hail Events / Year2.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)57 / 100
Community Resilience (FEMA)8 / 100
Federal Disaster Declarations15 since 1953
Fine Particulate Pollution (PM2.5)6.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

FAA-Registered Airports5 total
Airports (excl. heliports)5 airports

Internet & Remote Work

Download Speed229 Mbps
This county
national avg ~120 Mbps
Upload Speed101 Mbps
Fixed Internet (Q1 2026)258 Mbps
Mobile Internet (Q1 2026)264 Mbps
Mobile Upload (Q1 2026)32 Mbps
Mobile Latency (Q1 2026)37 ms
Households with 100Mbps+88.8%
This county
national avg 75.0%
Cellular-Only Internet16.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)146 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers4 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers62 workers
Public Transit Commuters39 workers
Walk to Work (workers)104 workers
Extreme Commutes (90+ min)77 workers
Walk to Work4.0%

Families & Childcare

Childcare Cost Burden29.1%
This county
national median ~27% of household income
Childcare Centers6.2 per 10K residents

Civic & Community

Voter Turnout47.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)6.409
Nonprofit Organizations54
Veterans Share4.3%
This county
national avg 7.0%
Married Adults45.1%
Never-Married Adults32.8%
Divorced Adults13.3%
Religious Organizations11
Asian Population1.1%
Native American Population0.2%
Membership Associations14.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.82 per 1K residents
Hotels & Lodging3
Professional Services Firms8
Debt Burden
Avg Mortgage Balance$51K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate59.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.12%

Politics

R+58

2024 Presidential · Texas was R+14 statewide

vs Texas State

Income tax
NoneSame (state law)
Property tax
1.60%1.6% state avg
Politics
R+58R+14
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -29

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.94x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Swisher County

Median home value: $105K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable