← Map/← Texas/Counties/Smith

Smith
Texas

235K

Population

$69K

Median Income

$272K

Median Home

R+42

Politics

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What stands out

If you had to describe Smith County in numbers, start here: the uninsured rate is in the top 3% of American counties (21.0%), the average temperature is in the top 13% of American counties (66°F), and the typical two-bedroom rent is in the top 15% of American counties ($1,108 a month). Within Texas it ranks 90th of 254 counties for the uninsured rate.

Where you are

You live in Smith County, Texas. 234,667 people live here with you. The population grew 1.3% last year, and more Americans moved in than out (net +2,426).

Texas has no income tax and no estate tax, and its constitution prohibits an income tax without a statewide vote. Property taxes are among the highest in the country and are the main source of local school funding; the 2023 legislature raised the homestead exemption to $100,000 to offset that. Homeowner insurance costs are high along the Gulf coast and rising statewide after hail and freeze events. The grid is independent of the rest of the country.

Money

The typical household here brings in $69,053 a year, higher than 72% of American counties. Employers pay an average wage of $57,439. Unemployment runs 3.7%, higher than 61% of American counties. 7% of workers work from home.

Texas has no state income tax, so none of that goes to the state.

Home

The median home costs $272K, pricier than 62% of American counties, about 2.4 years of the median household's income. A two-bedroom rents for around $1,108 a month. Property tax is 1.31% of home value, roughly $2,646 a year on that median home, higher than 78% of American counties. 69% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 55% of American counties. Drug overdoses killed 14 people per 100,000 in 2024.

A child born here can expect to live 75.9 years, longer than 51% of American counties. There are 1,049 active physicians in the county, about 44.7 per 10,000 people. Medicare rates the local hospitals 3.8 of 5 stars. 21.0% of people under 65 have no health insurance.

School

Local students test at grade level 3.00 where 3.0 is national grade level, higher than 62% of American counties. 88% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 42 points, among the most lopsided counties in the country. 62% of eligible voters turned out. Under Texas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 66°F, highs near 78 and lows near 55, warmer than 87% of American counties. About 47 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 63 out of 100, riskier than 63% of American counties; the county has had 33 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 267 Mbps down, faster than 82% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people, 2 breweries, 6 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$69K
This county
national avg ~$75K
Poverty Rate11.8%
This county
national avg ~11.5%
Unemployment Rate3.7%
This county
national avg ~3.8%
GDP per Capita$65,136
Federal Spending per Capita$405
Median Individual Earnings$39K
This county
national avg $45K
Professional/Management Workers33.8%
Average Adjusted Gross Income$83K
Avg Credit Score657
Work From Home %7.0%
This county
national avg 17.0%
Population Under 1824.2%
This county
national avg 22.0%
Single-Person Households25.3%
This county
national avg 28.0%
Banks & Finance Firms212
Income (20th Percentile)$29K
Income (80th Percentile)$131K
Income (95th Percentile)$236K
Bachelor's Degree or Higher27.4%
This county
national avg 34.3%
Less Than High School12.4%
This county
national avg 11.0%
Knowledge Economy GDP %12.5%
Dependency Ratio0.70
Medicare Spending / Person$2,985
SS Benefits / Person$3,806
Education Wage Premium2.10x
Median Earnings (Bachelor's)$56K
Median Earnings (Graduate)$74K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients1.8%
Average Annual Wage$57K
Professional Services Concentration0.66x national
This county
1.0 = national average share
Federal Government Jobs Located Here795
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings0.9%
Federal Contract Dollars Performed Here (FY2025)$20M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars42%
Oil and Gas Share of Private Jobs1.6%
Oil and Gas Extraction, Drilling and Support Jobs1,552

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$272K
This county
$340K state avg
$303K national
Median Sale Price$298K
This county
$303K national
Market Rent (ZORI)$1365/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate1.31%
This county
1.60% state avg
1.10% national

Annual tax on median home: $2,646

Affordability & Supply

HUD Fair Market Rent (2BR)$1,338/mo
Home Price Change (1 yr)+1.9%++1.6% since 2024
Home Value to Income Ratio2.4x income
Severely Cost-Burdened Households11.5%
Homeownership Rate68.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.0%
Listings with Price Cuts— Low — market moving fast
24.1%
Sold Above List Price
11.7%
Median Days to Close
30 days
Active Listings
1,588
New Listings / Month
350

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
56 days
Months of Supply (Redfin)— Balanced market
5.2 mo
Sold Above List (Redfin)
1.5%

Sale-to-List Cross-Reference

Zillow 96.0%  ·  Redfin 96.7%

Source: Redfin · Updated monthly

Health

Life Expectancy75.9 yrs
This county
national avg ~78.5 years
Hospital Rating3.8 / 5
This county
national avg 3.0 stars
Food Insecurity12.9%
This county
national avg ~11%
Food Environment Index7.3 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score23
Healthcare Shortage Score17.7
Healthcare Offices522
Obesity Rate (BRFSS)37.9%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)20.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)26.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)33.4%
This county
national avg 32.0%
Active Physicians1,049
Nursing Home Rating2.4 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients754 / 1,000
Medicare Cost per Beneficiary$14,410
Uninsured (under 65)21.0%
This county
national avg ~10%
Adults with Depression23.9%

Education

Math Test Scores3.08 grade level
Reading Test Scores2.92 grade level
HS Diploma Holders30,968
Bachelor's Degree Holders28,037
HS Completion Rate87.6%
This county
national avg ~85%
Private Schools61

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate18.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate5.0 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate9.4 / 100K
This county
national avg ~21/100K
Traffic Fatalities72
Social Vulnerability (CDC SVI)82th pct
Drug Overdose Deaths (2024)13.9 / 100K
Suicide Rate19.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.7
January Sunshine0.35
January Temperature1.10
Average Temp66°F+1.7% since 2022
Avg High Temp78°F+0.9% since 2022
Avg Low Temp55°F+2.6% since 2022
Median AQIAQI 38
Good Air Days296 days/yr
Unhealthy Air Days4 days/yr
Annual Precipitation46.7 in/yr+20% since 2022
Avg Storm Events28.4 storms/yr
Avg Annual Storm Damage$45K
Ozone Days361 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.64
Heating Degree Days1,985 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,519 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,412 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,320 CDD/yr
Avg Tornadoes / Year0.8
Avg Flood Events / Year6.4
Avg Hail Events / Year8.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)63 / 100
Community Resilience (FEMA)53 / 100
Federal Disaster Declarations33 since 1953
Fine Particulate Pollution (PM2.5)8.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)36 properties
FAA-Registered Airports7 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries2 breweries
Microbreweries2 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed267 Mbps
This county
national avg ~120 Mbps
Upload Speed94 Mbps
Fixed Internet (Q1 2026)417 Mbps
Mobile Internet (Q1 2026)330 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+91.1%
This county
national avg 75.0%
Cellular-Only Internet30.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)192 Mbps

EV Infrastructure

EV Charging Stations20 stations
DC Fast Chargers32 chargers
Level 2 EV Chargers29

Commute & Transit

Remote Workers7,511 workers
Public Transit Commuters495 workers
Walk to Work (workers)1,251 workers
Extreme Commutes (90+ min)2,021 workers
Bike Commuters0.2%
Walk to Work1.2%

Agriculture

Farms118 farms
Farmland27,327 acres

Families & Childcare

Childcare Cost Burden20.6%
This county
national median ~27% of household income
Childcare Centers3.9 per 10K residents
Childcare Facilities44

Civic & Community

Voter Turnout61.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.492
Nonprofit Organizations988
Veterans Share6.1%
This county
national avg 7.0%
Married Adults51.1%
Never-Married Adults30.1%
Divorced Adults12.2%
Religious Organizations218
Asian Population1.7%
Native American Population0.4%
Membership Associations12.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.60 per 1K residents
Colleges & Universities2
Nursing & Care Facilities58
Grocery Stores51
Arts & Entertainment Venues13
Hotels & Lodging53
Recreation Businesses50
Professional Services Firms690
Veterinary Practices67
Real Estate Firms312
Museums6
Debt Burden
Avg Mortgage Balance$66K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate56.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.11%

Politics

R+42

2024 Presidential · Texas was R+14 statewide

vs Texas State

Income tax
NoneSame (state law)
Property tax
1.31%1.6% state avg
Politics
R+42R+14
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +2K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.91x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Smith County

Median home value: $272K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable