← Map/← Texas/Counties/Sherman

Sherman
Texas

2K

Population

$66K

Median Income

$171K

Median Home

R+80

Politics

This county as a story, on one page you can share·See it on the map with these filters

What stands out

Three things set Sherman County apart from the other 3,142 counties: population growth is among the fastest shrinking in America (-3.6% a year), the uninsured rate is among the highest in America (23.9%), and high-school completion is among the lowest in America (72%). Within Texas it ranks 2nd of 254 counties for population growth, counting from the bottom.

Where you are

You live in Sherman County, Texas. 2,414 people live here with you, so most faces are familiar. The population shrank 3.6% last year, and more Americans moved out than in (net -115).

Texas has no income tax and no estate tax, and its constitution prohibits an income tax without a statewide vote. Property taxes are among the highest in the country and are the main source of local school funding; the 2023 legislature raised the homestead exemption to $100,000 to offset that. Homeowner insurance costs are high along the Gulf coast and rising statewide after hail and freeze events. The grid is independent of the rest of the country.

Money

The typical household here brings in $66,169 a year, higher than 65% of American counties. Employers pay an average wage of $54,301. Unemployment runs 2.8%, lower than 71% of American counties. 2% of workers work from home.

Texas has no state income tax, so none of that goes to the state.

Home

The median home costs $173K, cheaper than 74% of American counties, about 1.3 years of the median household's income. A two-bedroom rents for around $814 a month. Property tax is 1.97% of home value, roughly $2,133 a year on that median home, higher than 96% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 4.1 per 1,000 residents, higher than 61% of American counties.

A child born here can expect to live 79.3 years, longer than 86% of American counties. There are 0 active physicians in the county, about 0.0 per 10,000 people; the nearest doctor is in another county. 23.9% of people under 65 have no health insurance.

School

Local students test at grade level 3.05 where 3.0 is national grade level, higher than 64% of American counties. 72% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 80 points, among the most lopsided counties in the country. 50% of eligible voters turned out. Under Texas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 58°F, highs near 73 and lows near 43, warmer than 60% of American counties. About 18 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 38 out of 100, safer than 62% of American counties; the county has had 12 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 262 Mbps down, faster than 80% of American counties. There is 1 airport in the county, counting general aviation.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$66K
This county
national avg ~$75K
Poverty Rate12.1%
This county
national avg ~11.5%
Unemployment Rate2.8%
This county
national avg ~3.8%
GDP per Capita$277,857
Federal Spending per Capita$20
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers30.4%
Average Adjusted Gross Income$74K
Avg Credit Score690
Work From Home %1.8%
This county
national avg 17.0%
Population Under 1823.3%
This county
national avg 22.0%
Single-Person Households21.4%
This county
national avg 28.0%
Income (20th Percentile)$33K
Income (80th Percentile)$120K
Income (95th Percentile)$250K
Bachelor's Degree or Higher21.8%
This county
national avg 34.3%
Less Than High School27.9%
This county
national avg 11.0%
Knowledge Economy GDP %0.4%
Dependency Ratio0.66
Medicare Spending / Person$1,847
SS Benefits / Person$2,513
Median Earnings (Bachelor's)$49K
Median Earnings (HS Diploma)$46K
Public Assistance Recipients2.5%
Average Annual Wage$54K
Professional Services Concentration0.14x national
This county
1.0 = national average share
Federal Government Jobs Located Here7
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government1.7%
Federal Civilian Share of Earnings0.2%
Oil and Gas Share of Earnings (incl. proprietors)0.1%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$171K
This county
$340K state avg
$303K national
Market Rent (ZORI)$969/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate1.97%
This county
1.60% state avg
1.10% national

Annual tax on median home: $2,133

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+16.5%++14.5% since 2024
Home Value to Income Ratio1.3x income
Severely Cost-Burdened Households12.2%
Homeownership Rate76.5%
This county
national avg ~65%
Days on Market (Redfin)— Slow — buyers have leverage
65 days
Months of Supply (Redfin)— Balanced market
4.5 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy79.3 yrs
This county
national avg ~78.5 years
Food Insecurity12.3%
This county
national avg ~11%
Food Environment Index7.3 / 10
This county
higher = better access
Primary Care Shortage Score13
This county
national avg 5
Mental Health Shortage Score11
Dental Care Shortage Score11
Healthcare Shortage Score11.7
Obesity Rate (BRFSS)35.7%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)21.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.8%
This county
national avg 32.0%
Active Physicians0
Nursing Home Rating5.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients617 / 1,000
Medicare Cost per Beneficiary$10,915
Uninsured (under 65)23.9%
This county
national avg ~10%
Adults with Depression21.6%

Education

Math Test Scores3.10 grade level
Reading Test Scores3.01 grade level
HS Diploma Holders328
Bachelor's Degree Holders264
HS Completion Rate72.1%
This county
national avg ~85%

Safety

Violent Crime Rate4.1 / 1,000
This county
national avg ~4.0
Traffic Fatalities3
Social Vulnerability (CDC SVI)63th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale-0.6
January Sunshine1.94
January Temperature0.10
Average Temp58°F+0.3% since 2022
Avg High Temp73°F-0.7% since 2022
Avg Low Temp43°F+2.1% since 2022
Annual Precipitation18.3 in/yr+95% since 2022
Avg Storm Events11.2 storms/yr
Avg Annual Storm Damage$0
Drought Index (2022)-1.69
Heating Degree Days3,916 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,366 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,609 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,370 CDD/yr
Avg Tornadoes / Year1.2
Avg Flood Events / Year0.0
Avg Hail Events / Year6.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)38 / 100
Community Resilience (FEMA)2 / 100
Federal Disaster Declarations12 since 1953
Fine Particulate Pollution (PM2.5)6.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

FAA-Registered Airports1 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed262 Mbps
This county
national avg ~120 Mbps
Upload Speed280 Mbps
Fixed Internet (Q1 2026)170 Mbps
Mobile Internet (Q1 2026)267 Mbps
Mobile Upload (Q1 2026)24 Mbps
Mobile Latency (Q1 2026)60 ms
Households with 100Mbps+62.8%
This county
national avg 75.0%
Cellular-Only Internet11.1%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)143 Mbps

Commute & Transit

Remote Workers20 workers
Public Transit Commuters0 workers
Walk to Work (workers)68 workers
Extreme Commutes (90+ min)14 workers
Walk to Work6.1%

Agriculture

Farms165 farms
Farmland365,690 acres

Families & Childcare

Childcare Cost Burden20.7%
This county
national median ~27% of household income
Childcare Centers7.9 per 10K residents

Civic & Community

Voter Turnout50.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.608
Nonprofit Organizations19
Veterans Share6.7%
This county
national avg 7.0%
Married Adults57.8%
Never-Married Adults27.7%
Divorced Adults7.6%
Religious Organizations5
Asian Population1.0%
Membership Associations17.9 per 10K residents
Debt Burden
Avg Mortgage Balance$71K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate41.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.11%

Politics

R+80

2024 Presidential · Texas was R+14 statewide

vs Texas State

Income tax
NoneSame (state law)
Property tax
1.97%1.6% state avg
Politics
R+80R+14
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -115

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.73x avg income)

Economic Mobility

52%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Sherman County

Median home value: $173K

View on Zillow →View on Realtor.com →

Opens in a new tab

Explore Other Texas Counties

Anderson County, TexasArcher County, TexasArmstrong County, TexasAtascosa County, TexasAustin County, TexasBandera County, TexasBastrop County, TexasBaylor County, TexasBee County, TexasBell County, TexasBexar County, TexasBlanco County, TexasAll Texas counties →

Full Texas profile

Taxes, cost of living, crime, schools, gun laws and more.

View Texas →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable