← Map/← Texas/Counties/Polk

Polk
Texas

51K

Population

$57K

Median Income

$181K

Median Home

R+56

Politics

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What stands out

Three things set Polk County apart from the other 3,142 counties: the uninsured rate is in the top 3% of American counties (21.0%), the average temperature is in the top 5% of American counties (69°F), and unemployment is in the top 6% of American counties (5.5%). Within Texas it ranks 90th of 254 counties for the uninsured rate.

Where you are

You live in Polk County, Texas. 50,536 people live here with you. The population grew 1.8% last year, and more Americans moved in than out (net +1,185).

Texas has no income tax and no estate tax, and its constitution prohibits an income tax without a statewide vote. Property taxes are among the highest in the country and are the main source of local school funding; the 2023 legislature raised the homestead exemption to $100,000 to offset that. Homeowner insurance costs are high along the Gulf coast and rising statewide after hail and freeze events. The grid is independent of the rest of the country.

Money

The typical household here brings in $57,315 a year, lower than 60% of American counties. Employers pay an average wage of $50,852. Unemployment runs 5.5%, higher than 94% of American counties. 4% of workers work from home; for the rest the average commute is 29 minutes each way.

Texas has no state income tax, so none of that goes to the state.

Home

The median home costs $184K, cheaper than 70% of American counties, about 2.3 years of the median household's income. A two-bedroom rents for around $938 a month. Property tax is 0.99% of home value, roughly $1,499 a year on that median home, higher than 59% of American counties. 78% of households own rather than rent.

Safety and health

Violent crime here is 4.2 per 1,000 residents, higher than 71% of American counties. Drug overdoses killed 26 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 70.8 years, shorter than 94% of American counties. There are 73 active physicians in the county, about 14.4 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 21.0% of people under 65 have no health insurance.

School

Local students test at grade level 2.86 where 3.0 is national grade level, lower than 57% of American counties. 81% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 56 points, among the most lopsided counties in the country. 63% of eligible voters turned out. Under Texas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 69°F, highs near 80 and lows near 59, warmer than 95% of American counties. About 49 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 82 out of 100, riskier than 82% of American counties; the county has had 30 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 118 Mbps down, slower than 82% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$57K
This county
national avg ~$75K
Poverty Rate18.7%
This county
national avg ~11.5%
Unemployment Rate5.5%
This county
national avg ~3.8%
GDP per Capita$33,179
Federal Spending per Capita$435
Median Individual Earnings$38K
This county
national avg $45K
Professional/Management Workers26.2%
Average Adjusted Gross Income$72K
Avg Credit Score641
Work From Home %4.3%
This county
national avg 17.0%
Population Under 1820.1%
This county
national avg 22.0%
Single-Person Households25.8%
This county
national avg 28.0%
Banks & Finance Firms18
Income (20th Percentile)$24K
Income (80th Percentile)$111K
Income (95th Percentile)$191K
Bachelor's Degree or Higher13.2%
This county
national avg 34.3%
Less Than High School18.6%
This county
national avg 11.0%
Knowledge Economy GDP %10.1%
Dependency Ratio0.64
Medicare Spending / Person$5,258
SS Benefits / Person$7,205
Education Wage Premium1.95x
Median Earnings (Bachelor's)$56K
Median Earnings (Graduate)$65K
Median Earnings (HS Diploma)$33K
Public Assistance Recipients1.7%
Average Annual Wage$51K
Professional Services Concentration0.49x national
This county
1.0 = national average share
Federal Government Jobs Located Here85
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government2.6%
Federal Civilian Share of Earnings1.0%
Federal Contract Dollars Performed Here (FY2025)$204,973
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars36%
Oil and Gas Share of Private Jobs0.1%
Oil and Gas Extraction, Drilling and Support Jobs8

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$181K
This county
$340K state avg
$303K national
Median Sale Price$190K
This county
$303K national
Market Rent (ZORI)$1408/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate0.99%
This county
1.60% state avg
1.10% national

Annual tax on median home: $1,499

Affordability & Supply

HUD Fair Market Rent (2BR)$1,122/mo
Home Price Change (1 yr)-0.7%−+4.2% since 2024
Home Value to Income Ratio2.3x income
Severely Cost-Burdened Households9.4%
Homeownership Rate78.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
94.6%
Listings with Price Cuts— Low — market moving fast
21.4%
Sold Above List Price
10.6%
Median Days to Close
28 days
Active Listings
516
New Listings / Month
81

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
75 days
Months of Supply (Redfin)— High inventory — buyers market
10.1 mo
Sold Above List (Redfin)
5.9%

Sale-to-List Cross-Reference

Zillow 94.6%  ·  Redfin 93.8%

Source: Redfin · Updated monthly

Health

Life Expectancy70.8 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity17.3%
This county
national avg ~11%
Food Environment Index6.6 / 10
This county
higher = better access
Primary Care Shortage Score20
This county
national avg 5
Mental Health Shortage Score15
Dental Care Shortage Score21
Healthcare Shortage Score18.7
Healthcare Offices69
Obesity Rate (BRFSS)38.3%
This county
national avg 32.0%
Smoking Rate (BRFSS)18.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)25.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)31.1%
This county
national avg 24.0%
High Blood Pressure (BRFSS)35.3%
This county
national avg 32.0%
Active Physicians73
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients512 / 1,000
Medicare Cost per Beneficiary$11,834
Uninsured (under 65)21.0%
This county
national avg ~10%
Adults with Depression25.4%

Education

Math Test Scores2.94 grade level
Reading Test Scores2.77 grade level
HS Diploma Holders10,162
Bachelor's Degree Holders3,197
HS Completion Rate81.4%
This county
national avg ~85%
Private Schools7

Safety

Violent Crime Rate4.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate26.2 / 100K
This county
national avg ~13.6/100K
Homicide Rate11.7 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate20.5 / 100K
This county
national avg ~21/100K
Traffic Fatalities25
Social Vulnerability (CDC SVI)92th pct
Drug Overdose Deaths (2024)25.8 / 100K
Suicide Rate26.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale1.8
January Sunshine0.35
January Temperature1.34
Average Temp69°F+1.2% since 2022
Avg High Temp80°F-0.1% since 2022
Avg Low Temp59°F+3.0% since 2022
Median AQIAQI 37
Good Air Days324 days/yr
Unhealthy Air Days0 days/yr
Annual Precipitation49.2 in/yr+8.4% since 2022
Avg Storm Events3.6 storms/yr
Avg Annual Storm Damage$1M
Ozone Days356 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.64
Heating Degree Days1,508 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days3,036 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)1,901 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,555 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.0
Avg Hail Events / Year1.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)82 / 100
Community Resilience (FEMA)18 / 100
Federal Disaster Declarations30 since 1953
Fine Particulate Pollution (PM2.5)8.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)2 properties
FAA-Registered Airports5 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed118 Mbps
This county
national avg ~120 Mbps
Upload Speed78 Mbps
Fixed Internet (Q1 2026)201 Mbps
Mobile Internet (Q1 2026)241 Mbps
Mobile Upload (Q1 2026)25 Mbps
Mobile Latency (Q1 2026)27 ms
Households with 100Mbps+70.5%
This county
national avg 75.0%
Cellular-Only Internet21.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)121 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers8 chargers
Level 2 EV Chargers6

Commute & Transit

Remote Workers757 workers
Public Transit Commuters30 workers
Walk to Work (workers)230 workers
Extreme Commutes (90+ min)1,301 workers
Avg Commute Time28.9 min
This county
national avg ~27 min
Bike Commuters0.1%
Walk to Work1.3%

Families & Childcare

Childcare Cost Burden23.1%
This county
national median ~27% of household income
Childcare Centers2.7 per 10K residents
Childcare Facilities3

Civic & Community

Voter Turnout63.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.528
Nonprofit Organizations181
Veterans Share10.8%
This county
national avg 7.0%
Married Adults50.4%
Never-Married Adults26.5%
Divorced Adults15.4%
Religious Organizations35
Asian Population0.6%
Native American Population1.7%
Membership Associations8.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.45 per 1K residents
Nursing & Care Facilities11
Grocery Stores10
Hotels & Lodging13
Recreation Businesses8
Professional Services Firms82
Veterinary Practices8
Real Estate Firms23
Debt Burden
Avg Mortgage Balance$46K
Avg Student Loan Balance$7K
Avg Credit Card Balance$4K
Loan Delinquency Rate62.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.10%

Politics

R+56

2024 Presidential · Texas was R+14 statewide

vs Texas State

Income tax
NoneSame (state law)
Property tax
0.99%1.6% state avg
Politics
R+56R+14
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +1K

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.26x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Polk County

Median home value: $184K

View on Zillow →View on Realtor.com →

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Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable