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Loving
Texas

96

Population

—

Median Income

—

Median Home

R+61

Politics

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What stands out

Against every county in America, Loving County is unusual in three ways: unemployment is among the lowest in America (0.6%), natural-hazard risk is among the safest in America (0 of 100), and homeownership is among the lowest in America (30%). Within Texas it ranks 1st of 254 counties for unemployment, counting from the bottom.

Where you are

You live in Loving County, Texas. 96 people live here with you, so most faces are familiar. The population shrank 2.3% last year, and more Americans moved in than out (net +1).

Texas has no income tax and no estate tax, and its constitution prohibits an income tax without a statewide vote. Property taxes are among the highest in the country and are the main source of local school funding; the 2023 legislature raised the homestead exemption to $100,000 to offset that. Homeowner insurance costs are high along the Gulf coast and rising statewide after hail and freeze events. The grid is independent of the rest of the country.

Money

Employers pay an average wage of $106,800. Unemployment runs 0.6%, lower than almost every county in America. 21% of workers work from home.

Texas has no state income tax, so none of that goes to the state.

Home

A two-bedroom rents for around $1,015 a month. 30% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 93% of American counties.

There are 0 active physicians in the county, about 0.0 per 10,000 people; the nearest doctor is in another county. 3.8% of people under 65 have no health insurance.

School

97% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 61 points, among the most lopsided counties in the country. 73% of eligible voters turned out. Under Texas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 68°F, highs near 83 and lows near 52, warmer than 91% of American counties. About 10 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 0 out of 100, safer than almost every county in America; the county has had 11 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 58 Mbps down, slower than 97% of American counties.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Poverty Rate3.9%
This county
national avg ~11.5%
Unemployment Rate0.6%
This county
national avg ~3.8%
GDP per Capita$249,415,721
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers53.9%
Average Adjusted Gross Income$80K
Work From Home %20.5%
This county
national avg 17.0%
Population Under 1829.2%
This county
national avg 22.0%
Single-Person Households47.5%
This county
national avg 28.0%
Income (20th Percentile)$48K
Income (80th Percentile)$132K
Income (95th Percentile)$199K
Bachelor's Degree or Higher0.0%
This county
national avg 34.3%
Less Than High School3.2%
This county
national avg 11.0%
Knowledge Economy GDP %0.0%
Dependency Ratio1.82
Medicare Spending / Person$1,837
SS Benefits / Person$5,488
Average Annual Wage$107K
Federal Government Jobs Located Here0
Federal Share of Jobs Located Here0.0%
Residents Who Work for the Federal Government0.0%
Federal Civilian Share of Earnings0.0%
Oil and Gas Share of Private Jobs12.1%
Oil and Gas Extraction, Drilling and Support Jobs80

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Affordability & Supply

HUD Fair Market Rent (2BR)$1,015/mo
Home Value to Income Ratio1.7x income
Severely Cost-Burdened Households0.0%
Homeownership Rate30.0%
This county
national avg ~65%

Health

Food Insecurity11.3%
This county
national avg ~11%
Food Environment Index6.5 / 10
This county
higher = better access
Primary Care Shortage Score5
This county
national avg 5
Mental Health Shortage Score9
Dental Care Shortage Score5
Healthcare Shortage Score6.3
Active Physicians0
Uninsured (under 65)3.8%
This county
national avg ~10%

Education

HS Diploma Holders10
Bachelor's Degree Holders0
HS Completion Rate96.8%
This county
national avg ~85%

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Traffic Fatalities3
Social Vulnerability (CDC SVI)44th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale3.3
January Sunshine2.94
January Temperature0.93
Average Temp68°F+3.4% since 2022
Avg High Temp83°F+2.6% since 2022
Avg Low Temp52°F+4.8% since 2022
Annual Precipitation10.4 in/yrno change since 2022
Avg Storm Events2.4 storms/yr
Avg Annual Storm Damage$96K
Drought Index (2022)-0.59
Heating Degree Days1,908 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,835 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,683 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,184 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.0
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)0 / 100
Community Resilience (FEMA)0 / 100
Federal Disaster Declarations11 since 1953
Fine Particulate Pollution (PM2.5)7.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)1 properties

Internet & Remote Work

Download Speed58 Mbps
This county
national avg ~120 Mbps
Upload Speed8 Mbps
Fixed Internet (Q1 2026)110 Mbps
Mobile Internet (Q1 2026)90 Mbps
Mobile Upload (Q1 2026)8 Mbps
Mobile Latency (Q1 2026)55 ms
Households with 100Mbps+28.7%
This county
national avg 75.0%
Fixed Upload Speed (Q1 2026)21 Mbps

Commute & Transit

Remote Workers8 workers
Public Transit Commuters0 workers
Walk to Work (workers)2 workers
Extreme Commutes (90+ min)8 workers
Walk to Work5.1%

Families & Childcare

Childcare Cost Burden17.8%
This county
national median ~27% of household income

Civic & Community

Voter Turnout73.3%
This county
national avg ~55%
Income Inequality (Gini)2.769
Veterans Share1.5%
This county
national avg 7.0%
Married Adults83.8%
Never-Married Adults7.3%
Divorced Adults1.5%
Asian Population5.2%
Membership Associations0.0 per 10K residents

Innovation

Inventor Rate0.04%

Politics

R+61

2024 Presidential · Texas was R+14 statewide

vs Texas State

Income tax
NoneSame (state law)
Property tax
—1.6% state avg
Politics
R+61R+14
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +1

More people arriving than leaving

Real Estate

Find Homes in Loving County

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable