← Map/← Texas/Counties/Kerr

Kerr
Texas

53K

Population

$67K

Median Income

$370K

Median Home

R+50

Politics

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What stands out

What stands out about Kerr County: the uninsured rate is in the top 5% of American counties (19.6%), winter sunshine is in the top 8% of American counties (1.6 on the USDA scale), and the average temperature is in the top 10% of American counties (67°F). Within Texas it ranks 124th of 254 counties for the uninsured rate.

Where you are

You live in Kerr County, Texas. 52,810 people live here with you. The population held steady at 0.2% last year, and more Americans moved in than out (net +363).

Texas has no income tax and no estate tax, and its constitution prohibits an income tax without a statewide vote. Property taxes are among the highest in the country and are the main source of local school funding; the 2023 legislature raised the homestead exemption to $100,000 to offset that. Homeowner insurance costs are high along the Gulf coast and rising statewide after hail and freeze events. The grid is independent of the rest of the country.

Money

The typical household here brings in $66,713 a year, higher than 67% of American counties. Employers pay an average wage of $56,546. Unemployment runs 3.6%, higher than 57% of American counties. 9% of workers work from home; for the rest the average commute is 19 minutes each way.

Texas has no state income tax, so none of that goes to the state.

Home

The median home costs $374K, pricier than 82% of American counties, about 3.2 years of the median household's income. A two-bedroom rents for around $987 a month. Property tax is 1.08% of home value, roughly $2,815 a year on that median home, higher than 65% of American counties. 71% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 59% of American counties. Drug overdoses killed 8 people per 100,000 in 2024.

A child born here can expect to live 76.3 years, longer than 56% of American counties. There are 123 active physicians in the county, about 23.3 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 19.6% of people under 65 have no health insurance.

School

Local students test at grade level 3.20 where 3.0 is national grade level, higher than 89% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 50 points, among the most lopsided counties in the country. 69% of eligible voters turned out. Under Texas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 67°F, highs near 80 and lows near 55, warmer than 90% of American counties. About 30 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 67 out of 100, riskier than 67% of American counties; the county has had 20 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 186 Mbps down, slower than 56% of American counties. There are 14 airports in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people, 2 breweries, 6 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$67K
This county
national avg ~$75K
Poverty Rate12.5%
This county
national avg ~11.5%
Unemployment Rate3.6%
This county
national avg ~3.8%
GDP per Capita$55,677
Federal Spending per Capita$265
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers35.6%
Average Adjusted Gross Income$88K
Avg Credit Score667
Work From Home %9.1%
This county
national avg 17.0%
Population Under 1818.6%
This county
national avg 22.0%
Single-Person Households28.2%
This county
national avg 28.0%
Banks & Finance Firms35
Income (20th Percentile)$32K
Income (80th Percentile)$126K
Income (95th Percentile)$222K
Bachelor's Degree or Higher29.8%
This county
national avg 34.3%
Less Than High School10.3%
This county
national avg 11.0%
Knowledge Economy GDP %10.4%
Dependency Ratio0.87
Medicare Spending / Person$4,341
SS Benefits / Person$5,980
Education Wage Premium1.91x
Median Earnings (Bachelor's)$57K
Median Earnings (Graduate)$56K
Median Earnings (HS Diploma)$30K
Public Assistance Recipients2.2%
Average Annual Wage$57K
Professional Services Concentration0.42x national
This county
1.0 = national average share
Federal Government Jobs Located Here481
Federal Share of Jobs Located Here2.4%
Residents Who Work for the Federal Government2.1%
Federal Civilian Share of Earnings4.0%
Federal Contract Dollars Performed Here (FY2025)$8M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars25%
Oil and Gas Share of Private Jobs0.1%
Oil and Gas Extraction, Drilling and Support Jobs12

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$370K
This county
$340K state avg
$303K national
Median Sale Price$333K
This county
$303K national
Market Rent (ZORI)$1696/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate1.08%
This county
1.60% state avg
1.10% national

Annual tax on median home: $2,815

Affordability & Supply

HUD Fair Market Rent (2BR)$1,118/mo
Home Price Change (1 yr)+0.9%−+3.0% since 2024
Home Value to Income Ratio3.2x income
Severely Cost-Burdened Households9.6%
Homeownership Rate70.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
16.2%
Active Listings
518
New Listings / Month
97

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
58 days
Months of Supply (Redfin)— High inventory — buyers market
6.2 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
91.3%

Source: Redfin · Updated monthly

Health

Life Expectancy76.3 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity13.8%
This county
national avg ~11%
Food Environment Index7.4 / 10
This county
higher = better access
Primary Care Shortage Score8
This county
national avg 5
Mental Health Shortage Score8
Dental Care Shortage Score0
Healthcare Shortage Score2.7
Healthcare Offices141
Obesity Rate (BRFSS)35.3%
This county
national avg 32.0%
Smoking Rate (BRFSS)13.4%
This county
national avg 14.0%
Poor Health Rate (BRFSS)20.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.2%
This county
national avg 32.0%
Active Physicians123
Nursing Home Rating1.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients551 / 1,000
Medicare Cost per Beneficiary$11,470
Uninsured (under 65)19.6%
This county
national avg ~10%
Adults with Depression23.3%

Education

Math Test Scores3.36 grade level
Reading Test Scores3.05 grade level
HS Diploma Holders9,155
Bachelor's Degree Holders7,081
HS Completion Rate89.7%
This county
national avg ~85%
Private Schools14

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate17.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate5.2 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate15.8 / 100K
This county
national avg ~21/100K
Traffic Fatalities16
Social Vulnerability (CDC SVI)74th pct
Drug Overdose Deaths (2024)8.0 / 100K
Suicide Rate23.6 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale4.5
January Sunshine1.61
January Temperature1.05
Average Temp67°F+1.1% since 2022
Avg High Temp80°Fno change since 2022
Avg Low Temp55°F+2.6% since 2022
Annual Precipitation30.1 in/yr+110% since 2022
Avg Storm Events12.0 storms/yr
Avg Annual Storm Damage$222K
Drought Index (2022)-1.85
Heating Degree Days1,680 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,569 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,250 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,122 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.0
Avg Hail Events / Year9.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)67 / 100
Community Resilience (FEMA)35 / 100
Federal Disaster Declarations20 since 1953
Fine Particulate Pollution (PM2.5)7.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)6 properties
FAA-Registered Airports17 total
Airports (excl. heliports)14 airports

Brewery Scene

Total Breweries2 breweries
Microbreweries1 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed186 Mbps
This county
national avg ~120 Mbps
Upload Speed88 Mbps
Fixed Internet (Q1 2026)310 Mbps
Mobile Internet (Q1 2026)332 Mbps
Mobile Upload (Q1 2026)32 Mbps
Mobile Latency (Q1 2026)28 ms
Households with 100Mbps+88.7%
This county
national avg 75.0%
Cellular-Only Internet16.1%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)159 Mbps

EV Infrastructure

EV Charging Stations13 stations
DC Fast Chargers2 chargers
Level 2 EV Chargers24

Commute & Transit

Remote Workers2,077 workers
Public Transit Commuters28 workers
Walk to Work (workers)559 workers
Extreme Commutes (90+ min)578 workers
Avg Commute Time19.2 min
This county
national avg ~27 min
Bike Commuters0.9%
Walk to Work2.5%

Families & Childcare

Childcare Cost Burden31.2%
This county
national median ~27% of household income
Childcare Centers4.9 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout69.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.905
Nonprofit Organizations313
Veterans Share10.2%
This county
national avg 7.0%
Married Adults53.7%
Never-Married Adults24.5%
Divorced Adults12.9%
Religious Organizations60
Asian Population0.8%
Native American Population0.3%
Membership Associations14.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.95 per 1K residents
Colleges & Universities2
Nursing & Care Facilities17
Grocery Stores9
Arts & Entertainment Venues11
Hotels & Lodging42
Recreation Businesses10
Professional Services Firms142
Veterinary Practices11
Real Estate Firms95
Museums6
Debt Burden
Avg Mortgage Balance$67K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate51.9%
This county
national avg 4.0%

Innovation

Inventor Rate0.25%

Politics

R+50

2024 Presidential · Texas was R+14 statewide

vs Texas State

Income tax
NoneSame (state law)
Property tax
1.08%1.6% state avg
Politics
R+50R+14
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +363

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.99x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Kerr County

Median home value: $374K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable