← Map/← Texas/Counties/Franklin

Franklin
Texas

10K

Population

$68K

Median Income

$313K

Median Home

R+66

Politics

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What stands out

If you had to describe Franklin County in numbers, start here: the share working from home is in the top 7% of American counties (15%), the uninsured rate is in the top 7% of American counties (18.4%), and the average temperature is in the top 15% of American counties (66°F). Within Texas it ranks 14th of 254 counties for the share working from home.

Where you are

You live in Franklin County, Texas. 10,445 people live here with you. The population grew 0.7% last year, and more Americans moved in than out (net +72).

Texas has no income tax and no estate tax, and its constitution prohibits an income tax without a statewide vote. Property taxes are among the highest in the country and are the main source of local school funding; the 2023 legislature raised the homestead exemption to $100,000 to offset that. Homeowner insurance costs are high along the Gulf coast and rising statewide after hail and freeze events. The grid is independent of the rest of the country.

Money

The typical household here brings in $67,915 a year, higher than 70% of American counties. Employers pay an average wage of $53,197. Unemployment runs 3.2%, lower than 57% of American counties. 15% of workers work from home; for the rest the average commute is 24 minutes each way.

Texas has no state income tax, so none of that goes to the state.

Home

The median home costs $318K, pricier than 73% of American counties, about 2.7 years of the median household's income. A two-bedroom rents for around $918 a month. Property tax is 1.06% of home value, roughly $2,072 a year on that median home, higher than 64% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 75% of American counties. Drug overdoses killed 11 people per 100,000 in 2024.

A child born here can expect to live 76.0 years, longer than 51% of American counties. There are 4 active physicians in the county, about 3.8 per 10,000 people. 18.4% of people under 65 have no health insurance.

School

Local students test at grade level 2.74 where 3.0 is national grade level, lower than 77% of American counties. 91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 66 points, among the most lopsided counties in the country. 65% of eligible voters turned out. Under Texas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 66°F, highs near 77 and lows near 54, warmer than 85% of American counties. About 45 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 40 out of 100, safer than 60% of American counties; the county has had 20 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 182 Mbps down, slower than 58% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$68K
This county
national avg ~$75K
Poverty Rate13.7%
This county
national avg ~11.5%
Unemployment Rate3.2%
This county
national avg ~3.8%
GDP per Capita$56,439
Federal Spending per Capita$41
Median Individual Earnings$45K
This county
national avg $45K
Professional/Management Workers43.4%
Average Adjusted Gross Income$68K
Avg Credit Score661
Work From Home %14.7%
This county
national avg 17.0%
Population Under 1823.2%
This county
national avg 22.0%
Single-Person Households22.4%
This county
national avg 28.0%
Banks & Finance Firms6
Income (20th Percentile)$36K
Income (80th Percentile)$155K
Income (95th Percentile)$250K
Bachelor's Degree or Higher30.7%
This county
national avg 34.3%
Less Than High School8.5%
This county
national avg 11.0%
Knowledge Economy GDP %5.0%
Dependency Ratio0.83
Medicare Spending / Person$3,576
SS Benefits / Person$4,453
Education Wage Premium1.89x
Median Earnings (Bachelor's)$68K
Median Earnings (Graduate)$66K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients1.4%
Average Annual Wage$53K
Professional Services Concentration0.43x national
This county
1.0 = national average share
Federal Government Jobs Located Here14
Federal Share of Jobs Located Here0.4%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings0.4%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$313K
This county
$340K state avg
$303K national
Market Rent (ZORI)$951/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate1.06%
This county
1.60% state avg
1.10% national

Annual tax on median home: $2,072

Affordability & Supply

HUD Fair Market Rent (2BR)$1,107/mo
Home Price Change (1 yr)+0.2%−+2.1% since 2024
Home Value to Income Ratio2.7x income
Severely Cost-Burdened Households4.4%
Homeownership Rate80.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
18.1%
Active Listings
141
New Listings / Month
34

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
41 days
Months of Supply (Redfin)— Balanced market
5.1 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
94.4%

Source: Redfin · Updated monthly

Health

Life Expectancy76.0 yrs
This county
national avg ~78.5 years
Food Insecurity11.9%
This county
national avg ~11%
Food Environment Index6.2 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score16
Healthcare Shortage Score15.3
Healthcare Offices10
Obesity Rate (BRFSS)35.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)13.5%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.4%
This county
national avg 32.0%
Active Physicians4
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients438 / 1,000
Medicare Cost per Beneficiary$12,687
Uninsured (under 65)18.4%
This county
national avg ~10%
Adults with Depression24.4%

Education

Math Test Scores2.76 grade level
Reading Test Scores2.73 grade level
HS Diploma Holders1,588
Bachelor's Degree Holders1,459
HS Completion Rate91.5%
This county
national avg ~85%

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Traffic Fatalities102
Social Vulnerability (CDC SVI)38th pct
Drug Overdose Deaths (2024)11.3 / 100K
Suicide Rate19.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.8
January Sunshine0.35
January Temperature0.88
Average Temp66°F+1.1% since 2022
Avg High Temp77°F-0.4% since 2022
Avg Low Temp54°F+3.2% since 2022
Annual Precipitation45.0 in/yr+6.6% since 2022
Avg Storm Events6.4 storms/yr
Avg Annual Storm Damage$25K
Drought Index (2022)-0.69
Heating Degree Days2,170 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,482 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,706 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,221 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year0.2
Avg Hail Events / Year2.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)40 / 100
Community Resilience (FEMA)63 / 100
Federal Disaster Declarations20 since 1953
Fine Particulate Pollution (PM2.5)8.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)4 properties
FAA-Registered Airports2 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed182 Mbps
This county
national avg ~120 Mbps
Upload Speed80 Mbps
Fixed Internet (Q1 2026)250 Mbps
Mobile Internet (Q1 2026)237 Mbps
Mobile Upload (Q1 2026)13 Mbps
Mobile Latency (Q1 2026)35 ms
Households with 100Mbps+83.8%
This county
national avg 75.0%
Cellular-Only Internet31.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)147 Mbps

Commute & Transit

Remote Workers659 workers
Public Transit Commuters0 workers
Walk to Work (workers)62 workers
Extreme Commutes (90+ min)282 workers
Avg Commute Time24.1 min
This county
national avg ~27 min
Walk to Work1.4%

Families & Childcare

Childcare Cost Burden23.7%
This county
national median ~27% of household income
Childcare Centers5.1 per 10K residents

Civic & Community

Voter Turnout65.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.323
Nonprofit Organizations61
Veterans Share6.5%
This county
national avg 7.0%
Married Adults54.1%
Never-Married Adults21.4%
Divorced Adults16.3%
Religious Organizations12
Asian Population0.2%
Native American Population0.1%
Membership Associations10.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.55 per 1K residents
Professional Services Firms12
Real Estate Firms6
Debt Burden
Avg Mortgage Balance$62K
Avg Student Loan Balance$7K
Avg Credit Card Balance$4K
Loan Delinquency Rate55.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.06%

Politics

R+66

2024 Presidential · Texas was R+14 statewide

vs Texas State

Income tax
NoneSame (state law)
Property tax
1.06%1.6% state avg
Politics
R+66R+14
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +72

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.92x avg income)

Economic Mobility

44%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Franklin County

Median home value: $318K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable