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Floyd
Texas

5K

Population

$49K

Median Income

$90K

Median Home

R+59

Politics

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What stands out

Three things set Floyd County apart from the other 3,142 counties: the share working from home is among the lowest in America (1%), the uninsured rate is among the highest in America (24.1%), and high-school completion is among the lowest in America (71%). Within Texas it ranks 8th of 254 counties for the share working from home, counting from the bottom.

Where you are

You live in Floyd County, Texas. 5,386 people live here with you, so most faces are familiar. The population shrank 2.8% last year, and more Americans moved out than in (net -115).

Texas has no income tax and no estate tax, and its constitution prohibits an income tax without a statewide vote. Property taxes are among the highest in the country and are the main source of local school funding; the 2023 legislature raised the homestead exemption to $100,000 to offset that. Homeowner insurance costs are high along the Gulf coast and rising statewide after hail and freeze events. The grid is independent of the rest of the country.

Money

The typical household here brings in $49,321 a year, lower than 80% of American counties. Employers pay an average wage of $46,314. Unemployment runs 4.1%, higher than 72% of American counties. 1% of workers work from home.

Texas has no state income tax, so none of that goes to the state.

Home

The median home costs $92K, cheaper than 98% of American counties, about 1.6 years of the median household's income. A two-bedroom rents for around $754 a month. Property tax is 1.28% of home value, roughly $1,166 a year on that median home, higher than 77% of American counties. 70% of households own rather than rent.

Safety and health

Violent crime here is 4.1 per 1,000 residents, higher than 64% of American counties.

A child born here can expect to live 72.8 years, shorter than 82% of American counties. There are 3 active physicians in the county, about 5.6 per 10,000 people. 24.1% of people under 65 have no health insurance.

School

Local students test at grade level 2.49 where 3.0 is national grade level, lower than 92% of American counties. 71% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 59 points, among the most lopsided counties in the country. 52% of eligible voters turned out. Under Texas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 61°F, highs near 75 and lows near 48, warmer than 72% of American counties. About 18 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 82 out of 100, riskier than 82% of American counties; the county has had 16 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 172 Mbps down, slower than 62% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$49K
This county
national avg ~$75K
Poverty Rate21.3%
This county
national avg ~11.5%
Unemployment Rate4.1%
This county
national avg ~3.8%
GDP per Capita$82,452
Federal Spending per Capita$99
Median Individual Earnings$34K
This county
national avg $45K
Professional/Management Workers24.8%
Average Adjusted Gross Income$61K
Avg Credit Score643
Work From Home %1.2%
This county
national avg 17.0%
Population Under 1826.2%
This county
national avg 22.0%
Single-Person Households26.1%
This county
national avg 28.0%
Banks & Finance Firms6
Income (20th Percentile)$16K
Income (80th Percentile)$95K
Income (95th Percentile)$209K
Bachelor's Degree or Higher16.0%
This county
national avg 34.3%
Less Than High School28.8%
This county
national avg 11.0%
Dependency Ratio0.80
Medicare Spending / Person$3,738
SS Benefits / Person$3,982
Education Wage Premium0.86x
Median Earnings (Bachelor's)$46K
Median Earnings (Graduate)$36K
Median Earnings (HS Diploma)$42K
Public Assistance Recipients0.6%
Average Annual Wage$46K
Professional Services Concentration0.16x national
This county
1.0 = national average share
Federal Government Jobs Located Here26
Federal Share of Jobs Located Here1.7%
Residents Who Work for the Federal Government1.8%
Federal Civilian Share of Earnings1.9%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$90K
This county
$340K state avg
$303K national
Market Rent (ZORI)$697/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate1.28%
This county
1.60% state avg
1.10% national

Annual tax on median home: $1,166

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Value to Income Ratio1.6x income
Severely Cost-Burdened Households3.6%
Homeownership Rate69.6%
This county
national avg ~65%
Days on Market (Redfin)— Slow — buyers have leverage
147 days
Months of Supply (Redfin)— High inventory — buyers market
10.0 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy72.8 yrs
This county
national avg ~78.5 years
Food Insecurity12.6%
This county
national avg ~11%
Food Environment Index7.7 / 10
This county
higher = better access
Primary Care Shortage Score9
This county
national avg 5
Mental Health Shortage Score14
Dental Care Shortage Score10
Healthcare Shortage Score11.0
Healthcare Offices6
Obesity Rate (BRFSS)39.7%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)28.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)35.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)34.1%
This county
national avg 32.0%
Active Physicians3
ER Visits per 1,000 Medicare Patients524 / 1,000
Medicare Cost per Beneficiary$12,992
Uninsured (under 65)24.1%
This county
national avg ~10%
Adults with Depression21.8%

Education

Math Test Scores2.54 grade level
Reading Test Scores2.44 grade level
HS Diploma Holders817
Bachelor's Degree Holders429
HS Completion Rate71.2%
This county
national avg ~85%

Safety

Violent Crime Rate4.1 / 1,000
This county
national avg ~4.0
Social Vulnerability (CDC SVI)77th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale0.9
January Sunshine1.94
January Temperature0.45
Average Temp61°F+1.3% since 2022
Avg High Temp75°F+0.5% since 2022
Avg Low Temp48°F+2.8% since 2022
Annual Precipitation17.8 in/yr+23% since 2022
Avg Storm Events6.6 storms/yr
Avg Annual Storm Damage$200
Drought Index (2022)-1.30
Heating Degree Days3,077 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,749 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,759 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,578 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.0
Avg Hail Events / Year3.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)82 / 100
Community Resilience (FEMA)38 / 100
Federal Disaster Declarations16 since 1953
Fine Particulate Pollution (PM2.5)6.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)3 properties
FAA-Registered Airports2 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed172 Mbps
This county
national avg ~120 Mbps
Upload Speed42 Mbps
Fixed Internet (Q1 2026)240 Mbps
Mobile Internet (Q1 2026)381 Mbps
Mobile Upload (Q1 2026)55 Mbps
Mobile Latency (Q1 2026)27 ms
Households with 100Mbps+93.8%
This county
national avg 75.0%
Cellular-Only Internet11.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)38 Mbps

Commute & Transit

Remote Workers26 workers
Public Transit Commuters0 workers
Walk to Work (workers)63 workers
Extreme Commutes (90+ min)91 workers
Walk to Work2.9%

Families & Childcare

Childcare Cost Burden32.4%
This county
national median ~27% of household income
Childcare Centers5.8 per 10K residents

Civic & Community

Voter Turnout52.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)6.035
Nonprofit Organizations46
Veterans Share7.1%
This county
national avg 7.0%
Married Adults52.9%
Never-Married Adults31.1%
Divorced Adults8.2%
Religious Organizations10
Asian Population0.3%
Native American Population0.1%
Membership Associations18.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.53 per 1K residents
Professional Services Firms4
Debt Burden
Avg Mortgage Balance$47K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate61.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.12%

Politics

R+59

2024 Presidential · Texas was R+14 statewide

vs Texas State

Income tax
NoneSame (state law)
Property tax
1.28%1.6% state avg
Politics
R+59R+14
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -115

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.71x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Floyd County

Median home value: $92K

View on Zillow →View on Realtor.com →

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Full Texas profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable