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Callahan
Texas

14K

Population

$64K

Median Income

$219K

Median Home

R+73

Politics

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What stands out

What stands out about Callahan County: the restaurant count per person is among the fewest in America (0.2 per 1,000), the uninsured rate is in the top 8% of American counties (17.5%), and homeownership is in the top 10% of American counties (82%). Within Texas it ranks 3rd of 211 counties for the restaurant count per person, counting from the bottom.

Where you are

You live in Callahan County, Texas. 13,869 people live here with you. The population grew 0.9% last year, and more Americans moved in than out (net +198).

Texas has no income tax and no estate tax, and its constitution prohibits an income tax without a statewide vote. Property taxes are among the highest in the country and are the main source of local school funding; the 2023 legislature raised the homestead exemption to $100,000 to offset that. Homeowner insurance costs are high along the Gulf coast and rising statewide after hail and freeze events. The grid is independent of the rest of the country.

Money

The typical household here brings in $63,906 a year, higher than 60% of American counties. Employers pay an average wage of $52,912. Unemployment runs 3.6%, higher than 56% of American counties. 8% of workers work from home; for the rest the average commute is 26 minutes each way.

Texas has no state income tax, so none of that goes to the state.

Home

The median home costs $219K, cheaper than 56% of American counties, about 1.8 years of the median household's income. A two-bedroom rents for around $821 a month. Property tax is 1.10% of home value, roughly $1,429 a year on that median home, higher than 67% of American counties. 82% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 58% of American counties. Drug overdoses killed 13 people per 100,000 in 2024.

A child born here can expect to live 74.1 years, shorter than 69% of American counties. There are 5 active physicians in the county, about 3.6 per 10,000 people. 17.5% of people under 65 have no health insurance.

School

Local students test at grade level 2.97 where 3.0 is national grade level, lower than 62% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 73 points, among the most lopsided counties in the country. 64% of eligible voters turned out. Under Texas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 66°F, highs near 79 and lows near 54, warmer than 86% of American counties. About 24 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 28 out of 100, safer than 72% of American counties; the county has had 24 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 234 Mbps down, faster than 66% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.2 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$64K
This county
national avg ~$75K
Poverty Rate13.7%
This county
national avg ~11.5%
Unemployment Rate3.6%
This county
national avg ~3.8%
GDP per Capita$36,495
Federal Spending per Capita$899
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers35.2%
Average Adjusted Gross Income$68K
Avg Credit Score663
Work From Home %8.3%
This county
national avg 17.0%
Population Under 1821.4%
This county
national avg 22.0%
Single-Person Households30.3%
This county
national avg 28.0%
Banks & Finance Firms4
Income (20th Percentile)$30K
Income (80th Percentile)$112K
Income (95th Percentile)$185K
Bachelor's Degree or Higher22.9%
This county
national avg 34.3%
Less Than High School7.9%
This county
national avg 11.0%
Knowledge Economy GDP %5.1%
Dependency Ratio0.72
Medicare Spending / Person$3,806
SS Benefits / Person$4,497
Education Wage Premium1.65x
Median Earnings (Bachelor's)$50K
Median Earnings (Graduate)$62K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients1.4%
Average Annual Wage$53K
Professional Services Concentration0.35x national
This county
1.0 = national average share
Federal Government Jobs Located Here42
Federal Share of Jobs Located Here1.4%
Residents Who Work for the Federal Government1.1%
Federal Civilian Share of Earnings2.1%
Oil and Gas Share of Private Jobs2.7%
Oil and Gas Extraction, Drilling and Support Jobs47

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$219K
This county
$340K state avg
$303K national
Market Rent (ZORI)$888/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate1.10%
This county
1.60% state avg
1.10% national

Annual tax on median home: $1,429

Affordability & Supply

HUD Fair Market Rent (2BR)$1,276/mo
Home Price Change (1 yr)+4.0%−+6.3% since 2024
Home Value to Income Ratio1.8x income
Severely Cost-Burdened Households4.8%
Homeownership Rate82.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
17.2%
Active Listings
56
New Listings / Month
15

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
41 days
Months of Supply (Redfin)— Balanced market
5.6 mo
Sold Above List (Redfin)
14.3%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
94.0%

Source: Redfin · Updated monthly

Health

Life Expectancy74.1 yrs
This county
national avg ~78.5 years
Food Insecurity13.1%
This county
national avg ~11%
Food Environment Index7.1 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score0
Healthcare Shortage Score5.3
Healthcare Offices8
Obesity Rate (BRFSS)36.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.4%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.0%
This county
national avg 32.0%
Active Physicians5
Nursing Home Rating4.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients593 / 1,000
Medicare Cost per Beneficiary$13,365
Uninsured (under 65)17.5%
This county
national avg ~10%
Adults with Depression25.3%

Education

Math Test Scores2.90 grade level
Reading Test Scores3.04 grade level
HS Diploma Holders2,795
Bachelor's Degree Holders1,699
HS Completion Rate92.1%
This county
national avg ~85%

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate20.0 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities7
Social Vulnerability (CDC SVI)30th pct
Drug Overdose Deaths (2024)12.8 / 100K
Suicide Rate27.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.3
January Sunshine0.32
January Temperature0.90
Average Temp66°F+0.6% since 2022
Avg High Temp79°F-0.1% since 2022
Avg Low Temp54°F+2.1% since 2022
Annual Precipitation24.1 in/yr+30% since 2022
Avg Storm Events7.8 storms/yr
Avg Annual Storm Damage$40K
Drought Index (2022)-1.39
Heating Degree Days2,070 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,572 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,721 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,283 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.2
Avg Hail Events / Year5.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)28 / 100
Community Resilience (FEMA)47 / 100
Federal Disaster Declarations24 since 1953
Fine Particulate Pollution (PM2.5)7.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)2 properties
FAA-Registered Airports3 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed234 Mbps
This county
national avg ~120 Mbps
Upload Speed199 Mbps
Fixed Internet (Q1 2026)272 Mbps
Mobile Internet (Q1 2026)179 Mbps
Mobile Upload (Q1 2026)18 Mbps
Mobile Latency (Q1 2026)40 ms
Households with 100Mbps+87.4%
This county
national avg 75.0%
Cellular-Only Internet20.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)173 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers24 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers512 workers
Public Transit Commuters0 workers
Walk to Work (workers)59 workers
Extreme Commutes (90+ min)245 workers
Avg Commute Time25.5 min
This county
national avg ~27 min
Bike Commuters0.1%
Walk to Work1.0%

Agriculture

Farms143 farms
Farmland2,340 acres

Families & Childcare

Childcare Cost Burden21.7%
This county
national median ~27% of household income
Childcare Centers4.2 per 10K residents

Civic & Community

Voter Turnout63.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.739
Nonprofit Organizations80
Veterans Share8.4%
This county
national avg 7.0%
Married Adults53.9%
Never-Married Adults26.4%
Divorced Adults11.6%
Religious Organizations14
Asian Population0.9%
Native American Population0.0%
Membership Associations9.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.21 per 1K residents
Grocery Stores3
Hotels & Lodging3
Professional Services Firms17
Real Estate Firms5
Debt Burden
Avg Mortgage Balance$69K
Avg Student Loan Balance$12K
Avg Credit Card Balance$5K
Loan Delinquency Rate55.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.08%

Politics

R+73

2024 Presidential · Texas was R+14 statewide

vs Texas State

Income tax
NoneSame (state law)
Property tax
1.10%1.6% state avg
Politics
R+73R+14
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +198

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.10x avg income)

Economic Mobility

46%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Callahan County

Median home value: $219K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable