← Map/← Tennessee/Counties/Rutherford

Rutherford
Tennessee

344K

Population

$78K

Median Income

$418K

Median Home

R+21

Politics

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What stands out

If you had to describe Rutherford County in numbers, start here: home internet speed is in the top 2% of American counties (320 Mbps), rainfall is in the top 4% of American counties (58 inches a year), and population growth is in the top 9% of American counties (+1.8% a year). Within Tennessee it ranks 6th of 95 counties for home internet speed.

Where you are

You live in Rutherford County, Tennessee. 343,727 people live here with you. The population grew 1.8% last year, and more Americans moved in than out (net +3,518).

Tennessee has no income tax on wages, and its tax on interest and dividends was fully repealed in 2021. It has one of the highest combined sales-tax rates in the country and taxes groceries at a reduced rate. Nashville and the surrounding counties have had a decade of rapid growth and price increases; the rest of the state remains inexpensive. There is no estate or inheritance tax.

Money

The typical household here brings in $78,291 a year, higher than 86% of American counties. Employers pay an average wage of $63,681. Unemployment runs 2.7%, lower than 76% of American counties. 11% of workers work from home.

Tennessee has no state income tax, so none of that goes to the state.

Home

The median home costs $419K, pricier than 88% of American counties, about 3.4 years of the median household's income. A two-bedroom rents for around $1,239 a month. Property tax is 0.54% of home value, roughly $1,654 a year on that median home, lower than 84% of American counties. 65% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 62% of American counties. Drug overdoses killed 25 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 76.2 years, longer than 54% of American counties. There are 563 active physicians in the county, about 16.4 per 10,000 people. Medicare rates the local hospitals 3.5 of 5 stars. 11.0% of people under 65 have no health insurance.

School

Local students test at grade level 3.19 where 3.0 is national grade level, higher than 80% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 21 points. 62% of eligible voters turned out. Under Tennessee law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 61°F, highs near 71 and lows near 50, warmer than 70% of American counties. About 58 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 88 out of 100, riskier than 88% of American counties; the county has had 17 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 320 Mbps down, faster than 98% of American counties. There are 11 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people, 4 museums, 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$78K
This county
national avg ~$75K
Poverty Rate9.4%
This county
national avg ~11.5%
Unemployment Rate2.7%
This county
national avg ~3.8%
GDP per Capita$70,369
Federal Spending per Capita$660
Median Individual Earnings$43K
This county
national avg $45K
Professional/Management Workers37.7%
Average Adjusted Gross Income$74K
Avg Credit Score670
Work From Home %11.2%
This county
national avg 17.0%
Population Under 1824.4%
This county
national avg 22.0%
Single-Person Households22.2%
This county
national avg 28.0%
Banks & Finance Firms200
Income (20th Percentile)$40K
Income (80th Percentile)$137K
Income (95th Percentile)$215K
Bachelor's Degree or Higher33.4%
This county
national avg 34.3%
Less Than High School7.3%
This county
national avg 11.0%
Knowledge Economy GDP %11.4%
Dependency Ratio0.54
Medicare Spending / Person$1,770
SS Benefits / Person$2,630
Education Wage Premium1.70x
Median Earnings (Bachelor's)$56K
Median Earnings (Graduate)$67K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients1.8%
Average Annual Wage$64K
Professional Services Concentration0.64x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,889
Federal Share of Jobs Located Here1.9%
Residents Who Work for the Federal Government2.7%
Federal Civilian Share of Earnings2.9%
Federal Contract Dollars Performed Here (FY2025)$126M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars29%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$418K
This county
$350K state avg
$303K national
Median Sale Price$391K
This county
$303K national
Market Rent (ZORI)$1717/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate0.54%
This county
0.45% state avg
1.10% national

Annual tax on median home: $1,654

Affordability & Supply

HUD Fair Market Rent (2BR)$1,730/mo
Home Price Change (1 yr)+0.0%−+5.3% since 2024
Home Value to Income Ratio3.4x income
Severely Cost-Burdened Households10.3%
Homeownership Rate65.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
98.0%
Listings with Price Cuts— High — sellers are negotiating
26.9%
Sold Above List Price
16.1%
Median Days to Close
29 days
Active Listings
862
New Listings / Month
303

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
63 days
Months of Supply (Redfin)— Balanced market
3.7 mo
Sold Above List (Redfin)
15.3%

Sale-to-List Cross-Reference

Zillow 98.0%  ·  Redfin 98.8%

Source: Redfin · Updated monthly

Health

Life Expectancy76.2 yrs
This county
national avg ~78.5 years
Hospital Rating3.5 / 5
This county
national avg 3.0 stars
Food Insecurity8.4%
This county
national avg ~11%
Food Environment Index8.4 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score23
Healthcare Shortage Score19.7
Healthcare Offices550
Obesity Rate (BRFSS)38.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)34.9%
This county
national avg 32.0%
Active Physicians563
Nursing Home Rating2.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients516 / 1,000
Medicare Cost per Beneficiary$11,918
Uninsured (under 65)11.0%
This county
national avg ~10%
Adults with Depression26.4%

Education

Math Test Scores3.25 grade level
Reading Test Scores3.13 grade level
HS Diploma Holders51,127
Bachelor's Degree Holders50,052
HS Completion Rate92.7%
This county
national avg ~85%
Private Schools73

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate14.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate5.4 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate35.5 / 100K
This county
national avg ~21/100K
Traffic Fatalities36
Social Vulnerability (CDC SVI)43th pct
Drug Overdose Deaths (2024)25.1 / 100K
Suicide Rate14.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.8
January Sunshine-0.77
January Temperature0.60
Average Temp61°F+2.0% since 2022
Avg High Temp71°F-0.1% since 2022
Avg Low Temp50°F+5.3% since 2022
Median AQIAQI 54
Good Air Days128 days/yr
Unhealthy Air Days10 days/yr
Annual Precipitation57.8 in/yr-0.7% since 2022
Avg Storm Events22.4 storms/yr
Avg Annual Storm Damage$705K
Drought Index (2022)0.41
Heating Degree Days3,345 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,764 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,843 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,467 CDD/yr
Avg Tornadoes / Year1.2
Avg Flood Events / Year3.6
Avg Hail Events / Year3.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)88 / 100
Community Resilience (FEMA)71 / 100
Federal Disaster Declarations17 since 1953
Fine Particulate Pollution (PM2.5)8.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)49 properties
FAA-Registered Airports12 total
Airports (excl. heliports)11 airports

Internet & Remote Work

Download Speed320 Mbps
This county
national avg ~120 Mbps
Upload Speed190 Mbps
Fixed Internet (Q1 2026)480 Mbps
Mobile Internet (Q1 2026)272 Mbps
Mobile Upload (Q1 2026)24 Mbps
Mobile Latency (Q1 2026)28 ms
Households with 100Mbps+96.7%
This county
national avg 75.0%
Cellular-Only Internet10.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)294 Mbps

EV Infrastructure

EV Charging Stations50 stations
DC Fast Chargers31 chargers
Level 2 EV Chargers134

Commute & Transit

Remote Workers20,235 workers
Public Transit Commuters524 workers
Walk to Work (workers)1,671 workers
Extreme Commutes (90+ min)3,362 workers
Bike Commuters0.1%
Walk to Work0.9%

Agriculture

Farms384 farms
Farmland5,329 acres

Families & Childcare

Childcare Cost Burden23.8%
This county
national median ~27% of household income
Childcare Centers6.6 per 10K residents
Childcare Facilities54

Civic & Community

Voter Turnout61.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.459
Nonprofit Organizations1,001
Veterans Share6.9%
This county
national avg 7.0%
Married Adults51.0%
Never-Married Adults34.8%
Divorced Adults9.8%
Religious Organizations178
Asian Population3.6%
Native American Population0.1%
Membership Associations6.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.60 per 1K residents
Colleges & Universities4
Nursing & Care Facilities32
Grocery Stores73
Arts & Entertainment Venues21
Hotels & Lodging53
Recreation Businesses57
Professional Services Firms433
Veterinary Practices52
Real Estate Firms243
Museums4
Debt Burden
Avg Mortgage Balance$76K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate47.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

R+21

2024 Presidential · Tennessee was R+24 statewide

vs Tennessee State

Income tax
NoneSame (state law)
Property tax
0.54%0.45% state avg
Politics
R+21R+24
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +4K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.84x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Rutherford County

Median home value: $419K

View on Zillow →View on Realtor.com →

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Full Tennessee profile

Taxes, cost of living, crime, schools, gun laws and more.

View Tennessee →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable