← Map/← Tennessee/Counties/Putnam

Putnam
Tennessee

80K

Population

$54K

Median Income

$314K

Median Home

R+46

Politics

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What stands out

If you had to describe Putnam County in numbers, start here: home internet speed is in the top 3% of American counties (305 Mbps), homeownership is in the bottom 8% of American counties (61%), and rainfall is in the top 9% of American counties (54 inches a year). Within Tennessee it ranks 9th of 95 counties for home internet speed.

Where you are

You live in Putnam County, Tennessee. 80,157 people live here with you. The population grew 1.7% last year, and more Americans moved in than out (net +1,193).

Tennessee has no income tax on wages, and its tax on interest and dividends was fully repealed in 2021. It has one of the highest combined sales-tax rates in the country and taxes groceries at a reduced rate. Nashville and the surrounding counties have had a decade of rapid growth and price increases; the rest of the state remains inexpensive. There is no estate or inheritance tax.

Money

The typical household here brings in $54,371 a year, lower than 69% of American counties. Employers pay an average wage of $50,328. Unemployment runs 3.4%, lower than 52% of American counties. 7% of workers work from home; for the rest the average commute is 20 minutes each way.

Tennessee has no state income tax, so none of that goes to the state.

Home

The median home costs $318K, pricier than 73% of American counties, about 3.2 years of the median household's income. A two-bedroom rents for around $834 a month. Property tax is 0.56% of home value, roughly $1,241 a year on that median home, lower than 81% of American counties. 61% of households own rather than rent.

Safety and health

Violent crime here is 4.4 per 1,000 residents, higher than 78% of American counties. Drug overdoses killed 24 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 74.3 years, shorter than 66% of American counties. There are 192 active physicians in the county, about 24.0 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 12.8% of people under 65 have no health insurance.

School

Local students test at grade level 3.10 where 3.0 is national grade level, higher than 66% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 46 points, among the most lopsided counties in the country. 56% of eligible voters turned out. Under Tennessee law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 58°F, highs near 69 and lows near 47, warmer than 62% of American counties. About 54 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 67 out of 100, riskier than 67% of American counties; the county has had 19 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 305 Mbps down, faster than 97% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 3 breweries.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$54K
This county
national avg ~$75K
Poverty Rate19.1%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$59,697
Federal Spending per Capita$718
Median Individual Earnings$35K
This county
national avg $45K
Professional/Management Workers34.9%
Average Adjusted Gross Income$73K
Avg Credit Score675
Work From Home %6.6%
This county
national avg 17.0%
Population Under 1820.6%
This county
national avg 22.0%
Single-Person Households28.0%
This county
national avg 28.0%
Banks & Finance Firms80
Income (20th Percentile)$22K
Income (80th Percentile)$109K
Income (95th Percentile)$190K
Bachelor's Degree or Higher27.6%
This county
national avg 34.3%
Less Than High School10.8%
This county
national avg 11.0%
Knowledge Economy GDP %7.5%
Dependency Ratio0.59
Medicare Spending / Person$3,333
SS Benefits / Person$4,052
Education Wage Premium1.81x
Median Earnings (Bachelor's)$50K
Median Earnings (Graduate)$63K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients1.5%
Average Annual Wage$50K
Professional Services Concentration0.50x national
This county
1.0 = national average share
Federal Government Jobs Located Here309
Federal Share of Jobs Located Here0.8%
Residents Who Work for the Federal Government1.3%
Federal Civilian Share of Earnings1.2%
Federal Contract Dollars Performed Here (FY2025)$22M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars27%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$314K
This county
$350K state avg
$303K national
Median Sale Price$315K
This county
$303K national
Market Rent (ZORI)$1549/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate0.56%
This county
0.45% state avg
1.10% national

Annual tax on median home: $1,241

Affordability & Supply

HUD Fair Market Rent (2BR)$1,014/mo
Home Price Change (1 yr)+2.9%−+2.6% since 2024
Home Value to Income Ratio3.2x income
Severely Cost-Burdened Households11.1%
Homeownership Rate60.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.7%
Listings with Price Cuts— High — sellers are negotiating
29.5%
Sold Above List Price
7.8%
Median Days to Close
32 days
Active Listings
404
New Listings / Month
101

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
75 days
Months of Supply (Redfin)— Balanced market
4.6 mo
Sold Above List (Redfin)
9.2%

Sale-to-List Cross-Reference

Zillow 96.7%  ·  Redfin 97.2%

Source: Redfin · Updated monthly

Health

Life Expectancy74.3 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity12.4%
This county
national avg ~11%
Food Environment Index6.6 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score17
Healthcare Shortage Score16.3
Healthcare Offices169
Obesity Rate (BRFSS)38.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)18.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)22.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)35.9%
This county
national avg 32.0%
Active Physicians192
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients545 / 1,000
Medicare Cost per Beneficiary$12,241
Uninsured (under 65)12.8%
This county
national avg ~10%
Adults with Depression29.2%

Education

Math Test Scores3.11 grade level
Reading Test Scores3.09 grade level
HS Diploma Holders14,245
Bachelor's Degree Holders8,994
HS Completion Rate89.2%
This county
national avg ~85%
Private Schools16

Safety

Violent Crime Rate4.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate15.3 / 100K
This county
national avg ~13.6/100K
Homicide Rate2.7 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate30.5 / 100K
This county
national avg ~21/100K
Traffic Fatalities16
Social Vulnerability (CDC SVI)55th pct
Drug Overdose Deaths (2024)23.9 / 100K
Suicide Rate19.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.2
January Sunshine-0.77
January Temperature0.14
Average Temp58°F+1.4% since 2022
Avg High Temp69°F+0.6% since 2022
Avg Low Temp47°F+2.2% since 2022
Median AQIAQI 38
Good Air Days258 days/yr
Unhealthy Air Days1 days/yr
Annual Precipitation54.0 in/yr-9.1% since 2022
Avg Storm Events11.6 storms/yr
Avg Annual Storm Damage$21M
Ozone Days0 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.33
Heating Degree Days3,827 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,393 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,234 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,186 CDD/yr
Avg Tornadoes / Year1.2
Avg Flood Events / Year3.4
Avg Hail Events / Year1.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)67 / 100
Community Resilience (FEMA)47 / 100
Federal Disaster Declarations19 since 1953
Fine Particulate Pollution (PM2.5)6.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)15 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries3 breweries
Microbreweries3 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed305 Mbps
This county
national avg ~120 Mbps
Upload Speed111 Mbps
Fixed Internet (Q1 2026)390 Mbps
Mobile Internet (Q1 2026)329 Mbps
Mobile Upload (Q1 2026)42 Mbps
Mobile Latency (Q1 2026)33 ms
Households with 100Mbps+96.5%
This county
national avg 75.0%
Cellular-Only Internet7.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)209 Mbps

EV Infrastructure

EV Charging Stations18 stations
DC Fast Chargers23 chargers
Level 2 EV Chargers33

Commute & Transit

Remote Workers2,483 workers
Public Transit Commuters0 workers
Walk to Work (workers)562 workers
Extreme Commutes (90+ min)793 workers
Avg Commute Time20.1 min
This county
national avg ~27 min
Walk to Work1.5%

Agriculture

Farms366 farms
Farmland428 acres

Families & Childcare

Childcare Cost Burden33.5%
This county
national median ~27% of household income
Childcare Centers13.0 per 10K residents
Childcare Facilities20

Civic & Community

Voter Turnout55.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.946
Nonprofit Organizations340
Veterans Share7.1%
This county
national avg 7.0%
Married Adults49.3%
Never-Married Adults33.7%
Divorced Adults11.1%
Religious Organizations65
Asian Population1.1%
Native American Population0.2%
Membership Associations11.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.74 per 1K residents
Colleges & Universities3
Nursing & Care Facilities30
Grocery Stores23
Arts & Entertainment Venues3
Hotels & Lodging31
Recreation Businesses18
Professional Services Firms141
Veterinary Practices11
Real Estate Firms64
Debt Burden
Avg Mortgage Balance$66K
Avg Student Loan Balance$8K
Avg Credit Card Balance$4K
Loan Delinquency Rate44.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.13%

Politics

R+46

2024 Presidential · Tennessee was R+24 statewide

vs Tennessee State

Income tax
NoneSame (state law)
Property tax
0.56%0.45% state avg
Politics
R+46R+24
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +1K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.84x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Putnam County

Median home value: $318K

View on Zillow →View on Realtor.com →

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Full Tennessee profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable