← Map/← Tennessee/Counties/Polk

Polk
Tennessee

18K

Population

$54K

Median Income

$251K

Median Home

R+65

Politics

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What stands out

Three things set Polk County apart from the other 3,142 counties: the overdose death rate is among the lowest in America (-999 per 100,000), the restaurant count per person is in the bottom 4% of American counties (0.3 per 1,000), and the typical two-bedroom rent is in the bottom 7% of American counties ($578 a month). Within Tennessee it ranks 2nd of 95 counties for the overdose death rate, counting from the bottom.

Where you are

You live in Polk County, Tennessee. 17,620 people live here with you. The population grew 1.4% last year, and more Americans moved in than out (net +416).

Tennessee has no income tax on wages, and its tax on interest and dividends was fully repealed in 2021. It has one of the highest combined sales-tax rates in the country and taxes groceries at a reduced rate. Nashville and the surrounding counties have had a decade of rapid growth and price increases; the rest of the state remains inexpensive. There is no estate or inheritance tax.

Money

The typical household here brings in $53,775 a year, lower than 70% of American counties. Employers pay an average wage of $41,945. Unemployment runs 3.7%, higher than 62% of American counties. 6% of workers work from home.

Tennessee has no state income tax, so none of that goes to the state.

Home

The median home costs $256K, pricier than 58% of American counties, about 1.8 years of the median household's income. A two-bedroom rents for around $578 a month. Property tax is 0.58% of home value, roughly $750 a year on that median home, lower than 79% of American counties. 79% of households own rather than rent.

Safety and health

Violent crime here is 4.7 per 1,000 residents, higher than 89% of American counties.

A child born here can expect to live 71.7 years, shorter than 89% of American counties. There are 13 active physicians in the county, about 7.4 per 10,000 people. 12.0% of people under 65 have no health insurance.

School

Local students test at grade level 2.98 where 3.0 is national grade level, lower than 61% of American counties. 85% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 65 points, among the most lopsided counties in the country. 62% of eligible voters turned out. Under Tennessee law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 59°F, highs near 71 and lows near 48, warmer than 65% of American counties. About 52 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 17 out of 100, safer than 82% of American counties; the county has had 23 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 174 Mbps down, slower than 61% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.3 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$54K
This county
national avg ~$75K
Poverty Rate15.4%
This county
national avg ~11.5%
Unemployment Rate3.7%
This county
national avg ~3.8%
GDP per Capita$24,650
Federal Spending per Capita$631
Median Individual Earnings$40K
This county
national avg $45K
Professional/Management Workers31.8%
Average Adjusted Gross Income$58K
Avg Credit Score651
Work From Home %5.9%
This county
national avg 17.0%
Population Under 1819.5%
This county
national avg 22.0%
Single-Person Households25.6%
This county
national avg 28.0%
Banks & Finance Firms9
Income (20th Percentile)$23K
Income (80th Percentile)$108K
Income (95th Percentile)$217K
Bachelor's Degree or Higher13.3%
This county
national avg 34.3%
Less Than High School15.3%
This county
national avg 11.0%
Knowledge Economy GDP %5.6%
Dependency Ratio0.68
Medicare Spending / Person$3,251
SS Benefits / Person$4,504
Education Wage Premium1.59x
Median Earnings (Bachelor's)$48K
Median Earnings (Graduate)$59K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients0.7%
Average Annual Wage$42K
Professional Services Concentration0.29x national
This county
1.0 = national average share
Federal Government Jobs Located Here92
Federal Share of Jobs Located Here3.5%
Residents Who Work for the Federal Government1.9%
Federal Civilian Share of Earnings5.5%
Federal Contract Dollars Performed Here (FY2025)$11M
Contract Dollars Relative to Local Wages0.09x wages
Largest Award's Share of Contract Dollars57%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$251K
This county
$350K state avg
$303K national
Market Rent (ZORI)$678/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate0.58%
This county
0.45% state avg
1.10% national

Annual tax on median home: $750

Affordability & Supply

HUD Fair Market Rent (2BR)$1,233/mo
Home Price Change (1 yr)-9.2%−+32.3% since 2024
Home Value to Income Ratio1.8x income
Severely Cost-Burdened Households7.4%
Homeownership Rate78.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
23.8%
Active Listings
83
New Listings / Month
17

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
140 days
Months of Supply (Redfin)— High inventory — buyers market
8.0 mo
Sold Above List (Redfin)
10.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
95.4%

Source: Redfin · Updated monthly

Health

Life Expectancy71.7 yrs
This county
national avg ~78.5 years
Food Insecurity11.9%
This county
national avg ~11%
Food Environment Index8.1 / 10
This county
higher = better access
Primary Care Shortage Score19
This county
national avg 5
Mental Health Shortage Score20
Dental Care Shortage Score25
Healthcare Shortage Score21.3
Healthcare Offices16
Obesity Rate (BRFSS)43.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)20.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)23.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)28.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)37.0%
This county
national avg 32.0%
Active Physicians13
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients543 / 1,000
Medicare Cost per Beneficiary$11,383
Uninsured (under 65)12.0%
This county
national avg ~10%
Adults with Depression32.1%

Education

Math Test Scores2.91 grade level
Reading Test Scores3.04 grade level
HS Diploma Holders3,624
Bachelor's Degree Holders1,062
HS Completion Rate84.7%
This county
national avg ~85%

Safety

Violent Crime Rate4.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate25.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate8.4 / 100K
This county
national avg ~7.5/100K
Traffic Fatalities89
Social Vulnerability (CDC SVI)52th pct
Drug Overdose Deaths (2024)-999.0 / 100K
Suicide Rate26.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale1.7
January Sunshine-0.77
January Temperature0.45
Average Temp59°F+0.7% since 2022
Avg High Temp71°F+0.6% since 2022
Avg Low Temp48°F+0.8% since 2022
Annual Precipitation51.5 in/yr-8.4% since 2022
Avg Storm Events4.6 storms/yr
Avg Annual Storm Damage$0
Drought Index (2022)0.03
Heating Degree Days3,505 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,407 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,816 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,309 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.2
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)17 / 100
Community Resilience (FEMA)16 / 100
Federal Disaster Declarations23 since 1953
Fine Particulate Pollution (PM2.5)7.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)19 properties
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed174 Mbps
This county
national avg ~120 Mbps
Upload Speed24 Mbps
Fixed Internet (Q1 2026)360 Mbps
Mobile Internet (Q1 2026)130 Mbps
Mobile Upload (Q1 2026)8 Mbps
Mobile Latency (Q1 2026)36 ms
Households with 100Mbps+85.5%
This county
national avg 75.0%
Cellular-Only Internet21.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)70 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers7

Commute & Transit

Remote Workers421 workers
Public Transit Commuters9 workers
Walk to Work (workers)69 workers
Extreme Commutes (90+ min)149 workers
Walk to Work1.0%

Families & Childcare

Childcare Cost Burden24.9%
This county
national median ~27% of household income
Childcare Centers7.3 per 10K residents
Childcare Facilities3

Civic & Community

Voter Turnout61.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.671
Nonprofit Organizations60
Veterans Share6.7%
This county
national avg 7.0%
Married Adults57.8%
Never-Married Adults21.7%
Divorced Adults13.2%
Religious Organizations26
Asian Population0.2%
Native American Population0.3%
Membership Associations13.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.30 per 1K residents
Grocery Stores4
Hotels & Lodging8
Recreation Businesses17
Professional Services Firms6
Veterinary Practices3
Real Estate Firms4
Debt Burden
Avg Mortgage Balance$44K
Avg Student Loan Balance$7K
Avg Credit Card Balance$4K
Loan Delinquency Rate52.9%
This county
national avg 4.0%

Innovation

Inventor Rate0.06%

Politics

R+65

2024 Presidential · Tennessee was R+24 statewide

vs Tennessee State

Income tax
NoneSame (state law)
Property tax
0.58%0.45% state avg
Politics
R+65R+24
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +416

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.13x avg income)

Economic Mobility

37%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Polk County

Median home value: $256K

View on Zillow →View on Realtor.com →

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Full Tennessee profile

Taxes, cost of living, crime, schools, gun laws and more.

View Tennessee →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable