← Map/← Tennessee/Counties/McMinn

McMinn
Tennessee

54K

Population

$58K

Median Income

$257K

Median Home

R+62

Politics

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What stands out

Three things set McMinn County apart from the other 3,142 counties: the property tax rate is in the bottom 5% of American counties (0.40%), population growth is in the top 9% of American counties (+1.8% a year), and life expectancy is in the bottom 14% of American counties (72.2 years). Within Tennessee it ranks 7th of 95 counties for the property tax rate, counting from the bottom.

Where you are

You live in McMinn County, Tennessee. 53,532 people live here with you. The population grew 1.8% last year, and more Americans moved in than out (net +1,222).

Tennessee has no income tax on wages, and its tax on interest and dividends was fully repealed in 2021. It has one of the highest combined sales-tax rates in the country and taxes groceries at a reduced rate. Nashville and the surrounding counties have had a decade of rapid growth and price increases; the rest of the state remains inexpensive. There is no estate or inheritance tax.

Money

The typical household here brings in $57,982 a year, lower than 58% of American counties. Employers pay an average wage of $50,929. Unemployment runs 4.0%, higher than 71% of American counties. 5% of workers work from home; for the rest the average commute is 22 minutes each way.

Tennessee has no state income tax, so none of that goes to the state.

Home

The median home costs $262K, pricier than 60% of American counties, about 2.5 years of the median household's income. A two-bedroom rents for around $751 a month. Property tax is 0.40% of home value, roughly $686 a year on that median home, lower than 95% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 4.5 per 1,000 residents, higher than 83% of American counties. Drug overdoses killed 23 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 72.2 years, shorter than 86% of American counties. There are 52 active physicians in the county, about 9.7 per 10,000 people. 11.8% of people under 65 have no health insurance.

School

Local students test at grade level 3.00 where 3.0 is national grade level, lower than 52% of American counties. 86% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 62 points, among the most lopsided counties in the country. 55% of eligible voters turned out. Under Tennessee law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 60°F, highs near 71 and lows near 49, warmer than 68% of American counties. About 49 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 57 out of 100, riskier than 57% of American counties; the county has had 16 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 205 Mbps down, faster than 53% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$58K
This county
national avg ~$75K
Poverty Rate14.9%
This county
national avg ~11.5%
Unemployment Rate4.0%
This county
national avg ~3.8%
GDP per Capita$46,197
Federal Spending per Capita$226
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers30.4%
Average Adjusted Gross Income$58K
Avg Credit Score657
Work From Home %4.9%
This county
national avg 17.0%
Population Under 1821.1%
This county
national avg 22.0%
Single-Person Households26.7%
This county
national avg 28.0%
Banks & Finance Firms51
Income (20th Percentile)$26K
Income (80th Percentile)$112K
Income (95th Percentile)$186K
Bachelor's Degree or Higher17.4%
This county
national avg 34.3%
Less Than High School13.6%
This county
national avg 11.0%
Knowledge Economy GDP %6.0%
Dependency Ratio0.69
Medicare Spending / Person$3,211
SS Benefits / Person$4,635
Education Wage Premium1.60x
Median Earnings (Bachelor's)$55K
Median Earnings (Graduate)$62K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients1.6%
Average Annual Wage$51K
Professional Services Concentration0.44x national
This county
1.0 = national average share
Federal Government Jobs Located Here113
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government2.6%
Federal Civilian Share of Earnings1.0%
Federal Contract Dollars Performed Here (FY2025)$68M
Contract Dollars Relative to Local Wages0.07x wages
Largest Award's Share of Contract Dollars84%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$257K
This county
$350K state avg
$303K national
Median Sale Price$224K
This county
$303K national
Market Rent (ZORI)$1253/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate0.40%
This county
0.45% state avg
1.10% national

Annual tax on median home: $686

Affordability & Supply

HUD Fair Market Rent (2BR)$926/mo
Home Price Change (1 yr)+5.5%−+3.9% since 2024
Home Value to Income Ratio2.5x income
Severely Cost-Burdened Households8.5%
Homeownership Rate74.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
95.4%
Listings with Price Cuts— High — sellers are negotiating
28.9%
Sold Above List Price
14.5%
Median Days to Close
32 days
Active Listings
272
New Listings / Month
72

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
71 days
Months of Supply (Redfin)— Balanced market
5.8 mo
Sold Above List (Redfin)
12.5%

Sale-to-List Cross-Reference

Zillow 95.4%  ·  Redfin 96.6%

Source: Redfin · Updated monthly

Health

Life Expectancy72.2 yrs
This county
national avg ~78.5 years
Food Insecurity13.5%
This county
national avg ~11%
Food Environment Index7.4 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score15
Healthcare Shortage Score15.7
Healthcare Offices79
Obesity Rate (BRFSS)46.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)20.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)23.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)28.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)37.5%
This county
national avg 32.0%
Active Physicians52
Nursing Home Rating3.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients576 / 1,000
Medicare Cost per Beneficiary$11,657
Uninsured (under 65)11.8%
This county
national avg ~10%
Adults with Depression30.7%

Education

Math Test Scores2.98 grade level
Reading Test Scores3.03 grade level
HS Diploma Holders10,650
Bachelor's Degree Holders4,266
HS Completion Rate86.4%
This county
national avg ~85%
Private Schools7

Safety

Violent Crime Rate4.5 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate20.5 / 100K
This county
national avg ~13.6/100K
Homicide Rate8.0 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate46.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities116
Social Vulnerability (CDC SVI)57th pct
Drug Overdose Deaths (2024)23.3 / 100K
Suicide Rate23.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.3
January Sunshine-0.77
January Temperature0.48
Average Temp60°F+0.5% since 2022
Avg High Temp71°F+0.1% since 2022
Avg Low Temp49°F+1.5% since 2022
Median AQIAQI 39
Good Air Days238 days/yr
Unhealthy Air Days2 days/yr
Annual Precipitation48.5 in/yr-13% since 2022
Avg Storm Events9.6 storms/yr
Avg Annual Storm Damage$0
Ozone Days0 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.02
Heating Degree Days3,390 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,587 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,776 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,414 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.4
Avg Hail Events / Year0.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)57 / 100
Community Resilience (FEMA)42 / 100
Federal Disaster Declarations16 since 1953
Fine Particulate Pollution (PM2.5)6.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)19 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed205 Mbps
This county
national avg ~120 Mbps
Upload Speed76 Mbps
Fixed Internet (Q1 2026)423 Mbps
Mobile Internet (Q1 2026)250 Mbps
Mobile Upload (Q1 2026)18 Mbps
Mobile Latency (Q1 2026)32 ms
Households with 100Mbps+82.7%
This county
national avg 75.0%
Cellular-Only Internet21.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)240 Mbps

EV Infrastructure

EV Charging Stations6 stations
DC Fast Chargers5 chargers
Level 2 EV Chargers5

Commute & Transit

Remote Workers1,082 workers
Public Transit Commuters0 workers
Walk to Work (workers)204 workers
Extreme Commutes (90+ min)259 workers
Avg Commute Time22.2 min
This county
national avg ~27 min
Walk to Work0.9%

Families & Childcare

Childcare Cost Burden22.5%
This county
national median ~27% of household income
Childcare Centers9.3 per 10K residents
Childcare Facilities10

Civic & Community

Voter Turnout55.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.311
Nonprofit Organizations175
Veterans Share8.8%
This county
national avg 7.0%
Married Adults55.3%
Never-Married Adults23.0%
Divorced Adults14.1%
Religious Organizations61
Asian Population0.8%
Native American Population0.1%
Membership Associations14.8 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.66 per 1K residents
Colleges & Universities1
Nursing & Care Facilities7
Grocery Stores11
Hotels & Lodging18
Recreation Businesses9
Professional Services Firms53
Veterinary Practices6
Real Estate Firms21
Debt Burden
Avg Mortgage Balance$52K
Avg Student Loan Balance$8K
Avg Credit Card Balance$4K
Loan Delinquency Rate52.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.06%

Politics

R+62

2024 Presidential · Tennessee was R+24 statewide

vs Tennessee State

Income tax
NoneSame (state law)
Property tax
0.40%0.45% state avg
Politics
R+62R+24
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +1K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.90x avg income)

Economic Mobility

38%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in McMinn County

Median home value: $262K

View on Zillow →View on Realtor.com →

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Full Tennessee profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable