← Map/← Tennessee/Counties/Hardin

Hardin
Tennessee

27K

Population

$47K

Median Income

$209K

Median Home

R+71

Politics

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What stands out

Three things set Hardin County apart from the other 3,142 counties: life expectancy is in the bottom 6% of American counties (70.8 years), the restaurant count per person is in the top 8% of American counties (1.3 per 1,000), and the school test score is in the bottom 9% of American counties (2.56 where 3.0 is grade level). Within Tennessee it ranks 9th of 95 counties for life expectancy, counting from the bottom.

Where you are

You live in Hardin County, Tennessee. 26,824 people live here with you. The population grew 0.6% last year, and more Americans moved in than out (net +372).

Tennessee has no income tax on wages, and its tax on interest and dividends was fully repealed in 2021. It has one of the highest combined sales-tax rates in the country and taxes groceries at a reduced rate. Nashville and the surrounding counties have had a decade of rapid growth and price increases; the rest of the state remains inexpensive. There is no estate or inheritance tax.

Money

The typical household here brings in $46,902 a year, lower than 85% of American counties. Employers pay an average wage of $50,188. Unemployment runs 4.0%, higher than 70% of American counties. 6% of workers work from home; for the rest the average commute is 24 minutes each way.

Tennessee has no state income tax, so none of that goes to the state.

Home

The median home costs $212K, cheaper than 58% of American counties, about 2.7 years of the median household's income. A two-bedroom rents for around $692 a month. Property tax is 0.47% of home value, roughly $676 a year on that median home, lower than 90% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 4.7 per 1,000 residents, higher than 88% of American counties. Drug overdoses killed 19 people per 100,000 in 2024.

A child born here can expect to live 70.8 years, shorter than 94% of American counties. There are 22 active physicians in the county, about 8.2 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 12.4% of people under 65 have no health insurance.

School

Local students test at grade level 2.70 where 3.0 is national grade level, lower than 91% of American counties. 85% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 71 points, among the most lopsided counties in the country. 57% of eligible voters turned out. Under Tennessee law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 61°F, highs near 73 and lows near 50, warmer than 72% of American counties. About 48 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 52 out of 100, riskier than 53% of American counties; the county has had 28 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 173 Mbps down, slower than 62% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 1.3 full-service restaurants per 1,000 people, 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$47K
This county
national avg ~$75K
Poverty Rate23.7%
This county
national avg ~11.5%
Unemployment Rate4.0%
This county
national avg ~3.8%
GDP per Capita$48,033
Federal Spending per Capita$369
Median Individual Earnings$33K
This county
national avg $45K
Professional/Management Workers29.2%
Average Adjusted Gross Income$63K
Avg Credit Score657
Work From Home %6.0%
This county
national avg 17.0%
Population Under 1820.0%
This county
national avg 22.0%
Single-Person Households29.0%
This county
national avg 28.0%
Banks & Finance Firms22
Income (20th Percentile)$20K
Income (80th Percentile)$92K
Income (95th Percentile)$150K
Bachelor's Degree or Higher15.8%
This county
national avg 34.3%
Less Than High School14.6%
This county
national avg 11.0%
Knowledge Economy GDP %4.5%
Dependency Ratio0.76
Medicare Spending / Person$3,786
SS Benefits / Person$5,207
Education Wage Premium1.51x
Median Earnings (Bachelor's)$40K
Median Earnings (Graduate)$54K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients2.7%
Average Annual Wage$50K
Professional Services Concentration0.23x national
This county
1.0 = national average share
Federal Government Jobs Located Here127
Federal Share of Jobs Located Here1.5%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings2.4%
Federal Contract Dollars Performed Here (FY2025)$4M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars73%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$209K
This county
$350K state avg
$303K national
Median Sale Price$207K
This county
$303K national
Market Rent (ZORI)$735/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate0.47%
This county
0.45% state avg
1.10% national

Annual tax on median home: $676

Affordability & Supply

HUD Fair Market Rent (2BR)$925/mo
Home Price Change (1 yr)+4.2%−+3.2% since 2024
Home Value to Income Ratio2.7x income
Severely Cost-Burdened Households9.5%
Homeownership Rate75.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
18.9%
Active Listings
299
New Listings / Month
59

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
75 days
Months of Supply (Redfin)— Balanced market
5.2 mo
Sold Above List (Redfin)
4.7%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
94.3%

Source: Redfin · Updated monthly

Health

Life Expectancy70.8 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity13.8%
This county
national avg ~11%
Food Environment Index7.2 / 10
This county
higher = better access
Primary Care Shortage Score21
This county
national avg 5
Mental Health Shortage Score23
Dental Care Shortage Score25
Healthcare Shortage Score23.0
Healthcare Offices43
Obesity Rate (BRFSS)38.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)23.5%
This county
national avg 14.0%
Poor Health Rate (BRFSS)26.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)30.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)37.6%
This county
national avg 32.0%
Active Physicians22
Nursing Home Rating3.8 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients577 / 1,000
Medicare Cost per Beneficiary$12,036
Uninsured (under 65)12.4%
This county
national avg ~10%
Adults with Depression32.4%

Education

Math Test Scores2.56 grade level
Reading Test Scores2.84 grade level
HS Diploma Holders7,538
Bachelor's Degree Holders2,129
HS Completion Rate85.4%
This county
national avg ~85%

Safety

Violent Crime Rate4.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate27.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate5.5 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate44.8 / 100K
This county
national avg ~21/100K
Traffic Fatalities49
Social Vulnerability (CDC SVI)50th pct
Drug Overdose Deaths (2024)18.6 / 100K
Suicide Rate29.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.4
January Sunshine-0.77
January Temperature0.66
Average Temp61°F+1.7% since 2022
Avg High Temp73°F+0.7% since 2022
Avg Low Temp50°F+3.1% since 2022
Annual Precipitation47.9 in/yr-10% since 2022
Avg Storm Events8.6 storms/yr
Avg Annual Storm Damage$1M
Drought Index (2022)-0.27
Heating Degree Days3,125 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,899 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,597 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,617 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year1.2
Avg Hail Events / Year2.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)52 / 100
Community Resilience (FEMA)34 / 100
Federal Disaster Declarations28 since 1953
Fine Particulate Pollution (PM2.5)6.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)11 properties
FAA-Registered Airports3 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed173 Mbps
This county
national avg ~120 Mbps
Upload Speed28 Mbps
Fixed Internet (Q1 2026)342 Mbps
Mobile Internet (Q1 2026)163 Mbps
Mobile Upload (Q1 2026)19 Mbps
Mobile Latency (Q1 2026)51 ms
Households with 100Mbps+59.1%
This county
national avg 75.0%
Cellular-Only Internet21.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)145 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers5

Commute & Transit

Remote Workers622 workers
Public Transit Commuters0 workers
Walk to Work (workers)45 workers
Extreme Commutes (90+ min)526 workers
Avg Commute Time23.9 min
This county
national avg ~27 min
Walk to Work0.4%

Families & Childcare

Childcare Cost Burden32.2%
This county
national median ~27% of household income
Childcare Centers8.7 per 10K residents

Civic & Community

Voter Turnout56.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.627
Nonprofit Organizations93
Veterans Share7.3%
This county
national avg 7.0%
Married Adults54.3%
Never-Married Adults23.6%
Divorced Adults14.0%
Religious Organizations29
Asian Population0.1%
Native American Population0.3%
Membership Associations12.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.33 per 1K residents
Colleges & Universities1
Nursing & Care Facilities5
Grocery Stores4
Hotels & Lodging10
Recreation Businesses8
Professional Services Firms25
Real Estate Firms19
Debt Burden
Avg Mortgage Balance$46K
Avg Student Loan Balance$7K
Avg Credit Card Balance$4K
Loan Delinquency Rate50.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.07%

Politics

R+71

2024 Presidential · Tennessee was R+24 statewide

vs Tennessee State

Income tax
NoneSame (state law)
Property tax
0.47%0.45% state avg
Politics
R+71R+24
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +372

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.02x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Hardin County

Median home value: $212K

View on Zillow →View on Realtor.com →

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Full Tennessee profile

Taxes, cost of living, crime, schools, gun laws and more.

View Tennessee →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable