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Hardeman
Tennessee

26K

Population

$44K

Median Income

$157K

Median Home

R+28

Politics

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What stands out

What stands out about Hardeman County: the restaurant count per person is among the fewest in America (0.2 per 1,000), violent crime is in the top 4% of American counties (5.0 per 1,000), and the average commute is in the top 5% of American counties (31 minutes). Within Tennessee it ranks 5th of 92 counties for the restaurant count per person, counting from the bottom.

Where you are

You live in Hardeman County, Tennessee. 25,519 people live here with you. The population held steady at 0.2% last year, and more Americans moved in than out (net +153).

Tennessee has no income tax on wages, and its tax on interest and dividends was fully repealed in 2021. It has one of the highest combined sales-tax rates in the country and taxes groceries at a reduced rate. Nashville and the surrounding counties have had a decade of rapid growth and price increases; the rest of the state remains inexpensive. There is no estate or inheritance tax.

Money

The typical household here brings in $43,566 a year, lower than 90% of American counties. Employers pay an average wage of $51,533. Unemployment runs 4.2%, higher than 75% of American counties. 6% of workers work from home; for the rest the average commute is 31 minutes each way.

Tennessee has no state income tax, so none of that goes to the state.

Home

The median home costs $163K, cheaper than 78% of American counties, about 1.8 years of the median household's income. A two-bedroom rents for around $678 a month. Property tax is 0.69% of home value, roughly $781 a year on that median home, lower than 66% of American counties. 71% of households own rather than rent.

Safety and health

Violent crime here is 5.0 per 1,000 residents, higher than 96% of American counties. Drug overdoses killed 15 people per 100,000 in 2024.

A child born here can expect to live 71.9 years, shorter than 88% of American counties. There are 11 active physicians in the county, about 4.3 per 10,000 people. 11.7% of people under 65 have no health insurance.

School

Local students test at grade level 2.63 where 3.0 is national grade level, lower than 94% of American counties. 81% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 28 points. 50% of eligible voters turned out. Under Tennessee law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 62°F, highs near 72 and lows near 51, warmer than 72% of American counties. About 54 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 64 out of 100, riskier than 64% of American counties; the county has had 18 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 241 Mbps down, faster than 70% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.2 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$44K
This county
national avg ~$75K
Poverty Rate22.2%
This county
national avg ~11.5%
Unemployment Rate4.2%
This county
national avg ~3.8%
GDP per Capita$30,573
Federal Spending per Capita$1,198
Median Individual Earnings$35K
This county
national avg $45K
Professional/Management Workers24.2%
Average Adjusted Gross Income$43K
Avg Credit Score636
Work From Home %6.0%
This county
national avg 17.0%
Population Under 1819.0%
This county
national avg 22.0%
Single-Person Households36.4%
This county
national avg 28.0%
Banks & Finance Firms21
Income (20th Percentile)$19K
Income (80th Percentile)$93K
Income (95th Percentile)$157K
Bachelor's Degree or Higher10.5%
This county
national avg 34.3%
Less Than High School19.1%
This county
national avg 11.0%
Knowledge Economy GDP %12.0%
Dependency Ratio0.60
Medicare Spending / Person$3,569
SS Benefits / Person$4,270
Education Wage Premium1.47x
Median Earnings (Bachelor's)$39K
Median Earnings (Graduate)$52K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients2.7%
Average Annual Wage$52K
Federal Government Jobs Located Here52
Federal Share of Jobs Located Here0.8%
Residents Who Work for the Federal Government2.1%
Federal Civilian Share of Earnings1.1%
Federal Contract Dollars Performed Here (FY2025)$7M
Contract Dollars Relative to Local Wages0.02x wages
Largest Award's Share of Contract Dollars37%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$157K
This county
$350K state avg
$303K national
Market Rent (ZORI)$773/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate0.69%
This county
0.45% state avg
1.10% national

Annual tax on median home: $781

Affordability & Supply

HUD Fair Market Rent (2BR)$925/mo
Home Price Change (1 yr)+4.0%++12.4% since 2024
Home Value to Income Ratio1.8x income
Severely Cost-Burdened Households12.0%
Homeownership Rate70.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
15.4%
Active Listings
83
New Listings / Month
20

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
32 days
Months of Supply (Redfin)— Balanced market
4.4 mo
Sold Above List (Redfin)
15.4%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
96.5%

Source: Redfin · Updated monthly

Health

Life Expectancy71.9 yrs
This county
national avg ~78.5 years
Food Insecurity12.6%
This county
national avg ~11%
Food Environment Index7.5 / 10
This county
higher = better access
Primary Care Shortage Score19
This county
national avg 5
Mental Health Shortage Score20
Dental Care Shortage Score25
Healthcare Shortage Score21.3
Healthcare Offices26
Obesity Rate (BRFSS)43.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)22.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)27.9%
This county
national avg 18.0%
Physical Inactivity (BRFSS)33.0%
This county
national avg 24.0%
High Blood Pressure (BRFSS)42.5%
This county
national avg 32.0%
Active Physicians11
Nursing Home Rating5.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients664 / 1,000
Medicare Cost per Beneficiary$12,233
Uninsured (under 65)11.7%
This county
national avg ~10%
Adults with Depression26.3%

Education

Math Test Scores2.48 grade level
Reading Test Scores2.77 grade level
HS Diploma Holders5,611
Bachelor's Degree Holders1,296
HS Completion Rate80.9%
This county
national avg ~85%

Safety

Violent Crime Rate5.0 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate23.8 / 100K
This county
national avg ~13.6/100K
Homicide Rate13.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate18.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities8
Social Vulnerability (CDC SVI)89th pct
Drug Overdose Deaths (2024)15.0 / 100K
Suicide Rate18.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.0
January Sunshine-0.02
January Temperature0.57
Average Temp62°F+1.8% since 2022
Avg High Temp72°Fno change since 2022
Avg Low Temp51°F+4.1% since 2022
Annual Precipitation54.3 in/yr-5.9% since 2022
Avg Storm Events6.6 storms/yr
Avg Annual Storm Damage$98K
Drought Index (2022)0.10
Heating Degree Days3,170 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,911 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,625 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,650 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year0.6
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)64 / 100
Community Resilience (FEMA)28 / 100
Federal Disaster Declarations18 since 1953
Fine Particulate Pollution (PM2.5)7.4 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)11 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed241 Mbps
This county
national avg ~120 Mbps
Upload Speed225 Mbps
Fixed Internet (Q1 2026)301 Mbps
Mobile Internet (Q1 2026)247 Mbps
Mobile Upload (Q1 2026)27 Mbps
Mobile Latency (Q1 2026)38 ms
Households with 100Mbps+54.0%
This county
national avg 75.0%
Cellular-Only Internet25.1%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)226 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers521 workers
Public Transit Commuters161 workers
Walk to Work (workers)74 workers
Extreme Commutes (90+ min)342 workers
Avg Commute Time30.9 min
This county
national avg ~27 min
Walk to Work0.8%

Families & Childcare

Childcare Cost Burden30.9%
This county
national median ~27% of household income
Childcare Centers7.9 per 10K residents

Civic & Community

Voter Turnout49.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.803
Nonprofit Organizations86
Veterans Share8.0%
This county
national avg 7.0%
Married Adults40.4%
Never-Married Adults37.8%
Divorced Adults14.6%
Religious Organizations34
Asian Population0.4%
Native American Population0.6%
Membership Associations13.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.24 per 1K residents
Nursing & Care Facilities6
Grocery Stores10
Hotels & Lodging7
Professional Services Firms12
Real Estate Firms6
Debt Burden
Avg Mortgage Balance$42K
Avg Student Loan Balance$11K
Avg Credit Card Balance$3K
Loan Delinquency Rate60.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.07%

Politics

R+28

2024 Presidential · Tennessee was R+24 statewide

vs Tennessee State

Income tax
NoneSame (state law)
Property tax
0.69%0.45% state avg
Politics
R+28R+24
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +153

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.92x avg income)

Economic Mobility

35%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Hardeman County

Median home value: $163K

View on Zillow →View on Realtor.com →

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Full Tennessee profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable