Clay
Tennessee

What stands out

If you had to describe Clay County in numbers, start here: violent crime is in the top 3% of American counties (5.1 per 1,000), the typical two-bedroom rent is in the bottom 4% of American counties ($534 a month), and rainfall is in the top 5% of American counties (57 inches a year). Within Tennessee it ranks 3rd of 95 counties for violent crime.

Where you are

You live in Clay County, Tennessee. 7,592 people live here with you, so most faces are familiar. The population grew 0.8% last year, and more Americans moved in than out (net +99).

Tennessee has no income tax on wages, and its tax on interest and dividends was fully repealed in 2021. It has one of the highest combined sales-tax rates in the country and taxes groceries at a reduced rate. Nashville and the surrounding counties have had a decade of rapid growth and price increases; the rest of the state remains inexpensive. There is no estate or inheritance tax.

Money

The typical household here brings in $39,572 a year, lower than 94% of American counties. Employers pay an average wage of $38,261. Unemployment runs 4.6%, higher than 84% of American counties. 4% of workers work from home.

Tennessee has no state income tax, so none of that goes to the state.

Home

The median home costs $215K, cheaper than 57% of American counties, about 2.3 years of the median household's income. A two-bedroom rents for around $534 a month. Property tax is 0.59% of home value, roughly $787 a year on that median home, lower than 78% of American counties. 79% of households own rather than rent.

Safety and health

Violent crime here is 5.1 per 1,000 residents, higher than 97% of American counties. Drug overdoses killed 28 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 72.6 years, shorter than 83% of American counties. There are 4 active physicians in the county, about 5.3 per 10,000 people. 14.4% of people under 65 have no health insurance.

School

Local students test at grade level 2.78 where 3.0 is national grade level, lower than 86% of American counties. 85% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 65 points, among the most lopsided counties in the country. 58% of eligible voters turned out. Under Tennessee law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 59°F, highs near 71 and lows near 47, warmer than 64% of American counties. About 57 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 10 out of 100, safer than 90% of American counties; the county has had 22 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 211 Mbps down, faster than 55% of American counties. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people.