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Carter
Tennessee

56K

Population

$48K

Median Income

$238K

Median Home

R+64

Politics

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What stands out

If you had to describe Carter County in numbers, start here: violent crime is in the top 13% of American counties (4.6 per 1,000). Within Tennessee it ranks 42nd of 95 counties for violent crime.

Where you are

You live in Carter County, Tennessee. 56,315 people live here with you. The population grew 0.9% last year, and more Americans moved in than out (net +909).

Tennessee has no income tax on wages, and its tax on interest and dividends was fully repealed in 2021. It has one of the highest combined sales-tax rates in the country and taxes groceries at a reduced rate. Nashville and the surrounding counties have had a decade of rapid growth and price increases; the rest of the state remains inexpensive. There is no estate or inheritance tax.

Money

The typical household here brings in $47,994 a year, lower than 83% of American counties. Employers pay an average wage of $47,576. Unemployment runs 3.6%, higher than 59% of American counties. 6% of workers work from home.

Tennessee has no state income tax, so none of that goes to the state.

Home

The median home costs $240K, pricier than 52% of American counties, about 2.4 years of the median household's income. A two-bedroom rents for around $683 a month. Property tax is 0.56% of home value, roughly $816 a year on that median home, lower than 81% of American counties. 73% of households own rather than rent.

Safety and health

Violent crime here is 4.6 per 1,000 residents, higher than 87% of American counties. Drug overdoses killed 25 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 73.1 years, shorter than 79% of American counties. There are 40 active physicians in the county, about 7.1 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 12.1% of people under 65 have no health insurance.

School

Local students test at grade level 2.84 where 3.0 is national grade level, lower than 84% of American counties. 87% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 64 points, among the most lopsided counties in the country. 54% of eligible voters turned out. Under Tennessee law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 54°F, highs near 66 and lows near 43, colder than 55% of American counties. About 44 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 52 out of 100, riskier than 52% of American counties; the county has had 18 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 221 Mbps down, faster than 60% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$48K
This county
national avg ~$75K
Poverty Rate18.3%
This county
national avg ~11.5%
Unemployment Rate3.6%
This county
national avg ~3.8%
GDP per Capita$25,422
Federal Spending per Capita$293
Median Individual Earnings$35K
This county
national avg $45K
Professional/Management Workers32.7%
Average Adjusted Gross Income$55K
Avg Credit Score654
Work From Home %6.2%
This county
national avg 17.0%
Population Under 1818.0%
This county
national avg 22.0%
Single-Person Households33.0%
This county
national avg 28.0%
Banks & Finance Firms35
Income (20th Percentile)$20K
Income (80th Percentile)$95K
Income (95th Percentile)$157K
Bachelor's Degree or Higher21.1%
This county
national avg 34.3%
Less Than High School12.6%
This county
national avg 11.0%
Knowledge Economy GDP %8.6%
Dependency Ratio0.67
Medicare Spending / Person$3,426
SS Benefits / Person$4,794
Education Wage Premium1.81x
Median Earnings (Bachelor's)$43K
Median Earnings (Graduate)$54K
Median Earnings (HS Diploma)$30K
Public Assistance Recipients4.2%
Average Annual Wage$48K
Professional Services Concentration0.23x national
This county
1.0 = national average share
Federal Government Jobs Located Here91
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government2.7%
Federal Civilian Share of Earnings1.0%
Federal Contract Dollars Performed Here (FY2025)$10M
Contract Dollars Relative to Local Wages0.02x wages
Largest Award's Share of Contract Dollars91%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$238K
This county
$350K state avg
$303K national
Median Sale Price$246K
This county
$303K national
Market Rent (ZORI)$1223/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate0.56%
This county
0.45% state avg
1.10% national

Annual tax on median home: $816

Affordability & Supply

HUD Fair Market Rent (2BR)$1,132/mo
Home Price Change (1 yr)+3.7%++2.0% since 2024
Home Value to Income Ratio2.4x income
Severely Cost-Burdened Households9.1%
Homeownership Rate73.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.3%
Listings with Price Cuts— High — sellers are negotiating
28.9%
Sold Above List Price
12.0%
Median Days to Close
37 days
Active Listings
170
New Listings / Month
49

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
46 days
Months of Supply (Redfin)— Balanced market
3.3 mo
Sold Above List (Redfin)
11.1%

Sale-to-List Cross-Reference

Zillow 96.3%  ·  Redfin 96.8%

Source: Redfin · Updated monthly

Health

Life Expectancy73.1 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity15.3%
This county
national avg ~11%
Food Environment Index5.2 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score0
Dental Care Shortage Score17
Healthcare Shortage Score10.7
Healthcare Offices59
Obesity Rate (BRFSS)38.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)21.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)24.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)29.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)38.1%
This county
national avg 32.0%
Active Physicians40
Nursing Home Rating4.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients527 / 1,000
Medicare Cost per Beneficiary$12,537
Uninsured (under 65)12.1%
This county
national avg ~10%
Adults with Depression33.3%

Education

Math Test Scores2.66 grade level
Reading Test Scores3.02 grade level
HS Diploma Holders12,055
Bachelor's Degree Holders5,687
HS Completion Rate87.4%
This county
national avg ~85%
Private Schools7

Safety

Violent Crime Rate4.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate19.2 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.5 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate32.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities11
Social Vulnerability (CDC SVI)67th pct
Drug Overdose Deaths (2024)24.6 / 100K
Suicide Rate22.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale2.9
January Sunshine-0.77
January Temperature0.07
Average Temp54°F+0.6% since 2022
Avg High Temp66°Fno change since 2022
Avg Low Temp43°F+1.7% since 2022
Annual Precipitation44.4 in/yr-8.1% since 2022
Avg Storm Events4.2 storms/yr
Avg Annual Storm Damage$300K
Drought Index (2022)-0.12
Heating Degree Days4,595 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days736 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,995 HDD/yr
Cooling Degree Days (1901–2000 Baseline)582 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.6
Avg Hail Events / Year0.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)52 / 100
Community Resilience (FEMA)18 / 100
Federal Disaster Declarations18 since 1953
Fine Particulate Pollution (PM2.5)6.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)13 properties
FAA-Registered Airports1 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed221 Mbps
This county
national avg ~120 Mbps
Upload Speed55 Mbps
Fixed Internet (Q1 2026)430 Mbps
Mobile Internet (Q1 2026)322 Mbps
Mobile Upload (Q1 2026)44 Mbps
Mobile Latency (Q1 2026)33 ms
Households with 100Mbps+95.5%
This county
national avg 75.0%
Cellular-Only Internet12.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)196 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers4 chargers
Level 2 EV Chargers6

Commute & Transit

Remote Workers1,411 workers
Public Transit Commuters53 workers
Walk to Work (workers)229 workers
Extreme Commutes (90+ min)231 workers
Walk to Work1.0%

Agriculture

Farms175 farms
Farmland275 acres

Families & Childcare

Childcare Cost Burden28.1%
This county
national median ~27% of household income
Childcare Centers12.4 per 10K residents
Childcare Facilities6

Civic & Community

Voter Turnout53.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.858
Nonprofit Organizations132
Veterans Share8.6%
This county
national avg 7.0%
Married Adults50.9%
Never-Married Adults25.4%
Divorced Adults15.2%
Religious Organizations71
Asian Population0.5%
Native American Population0.2%
Membership Associations14.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.50 per 1K residents
Colleges & Universities1
Nursing & Care Facilities10
Grocery Stores10
Hotels & Lodging8
Recreation Businesses7
Professional Services Firms36
Veterinary Practices6
Real Estate Firms27
Debt Burden
Avg Mortgage Balance$49K
Avg Student Loan Balance$8K
Avg Credit Card Balance$3K
Loan Delinquency Rate53.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.16%

Politics

R+64

2024 Presidential · Tennessee was R+24 statewide

vs Tennessee State

Income tax
NoneSame (state law)
Property tax
0.56%0.45% state avg
Politics
R+64R+24
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +909

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.08x avg income)

Economic Mobility

36%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Carter County

Median home value: $240K

View on Zillow →View on Realtor.com →

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Explore Other Tennessee Counties

Anderson County, TennesseeBedford County, TennesseeBenton County, TennesseeBledsoe County, TennesseeBradley County, TennesseeCampbell County, TennesseeCannon County, TennesseeCarroll County, TennesseeCheatham County, TennesseeChester County, TennesseeClaiborne County, TennesseeClay County, TennesseeAll Tennessee counties →

Full Tennessee profile

Taxes, cost of living, crime, schools, gun laws and more.

View Tennessee →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable