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Carroll
Tennessee

28K

Population

$50K

Median Income

$178K

Median Home

R+64

Politics

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What stands out

Against every county in America, Carroll County is unusual in three ways: life expectancy is in the bottom 11% of American counties (71.8 years), population growth is in the top 12% of American counties (+1.6% a year), and rainfall is in the top 13% of American counties (52 inches a year). Within Tennessee it ranks 27th of 95 counties for life expectancy, counting from the bottom.

Where you are

You live in Carroll County, Tennessee. 28,381 people live here with you. The population grew 1.6% last year, and more Americans moved in than out (net +629).

Tennessee has no income tax on wages, and its tax on interest and dividends was fully repealed in 2021. It has one of the highest combined sales-tax rates in the country and taxes groceries at a reduced rate. Nashville and the surrounding counties have had a decade of rapid growth and price increases; the rest of the state remains inexpensive. There is no estate or inheritance tax.

Money

The typical household here brings in $49,700 a year, lower than 80% of American counties. Employers pay an average wage of $47,607. Unemployment runs 3.9%, higher than 66% of American counties. 6% of workers work from home; for the rest the average commute is 27 minutes each way.

Tennessee has no state income tax, so none of that goes to the state.

Home

The median home costs $182K, cheaper than 71% of American counties, about 1.7 years of the median household's income. A two-bedroom rents for around $709 a month. Property tax is 0.68% of home value, roughly $799 a year on that median home, lower than 68% of American counties. 75% of households own rather than rent.

Safety and health

Violent crime here is 4.5 per 1,000 residents, higher than 83% of American counties. Drug overdoses killed 19 people per 100,000 in 2024.

A child born here can expect to live 71.8 years, shorter than 89% of American counties. There are 19 active physicians in the county, about 6.7 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 10.0% of people under 65 have no health insurance.

School

Local students test at grade level 2.98 where 3.0 is national grade level, lower than 62% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 64 points, among the most lopsided counties in the country. 55% of eligible voters turned out. Under Tennessee law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 60°F, highs near 71 and lows near 50, warmer than 69% of American counties. About 52 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 72 out of 100, riskier than 72% of American counties; the county has had 24 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 203 Mbps down, faster than 51% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$50K
This county
national avg ~$75K
Poverty Rate16.0%
This county
national avg ~11.5%
Unemployment Rate3.9%
This county
national avg ~3.8%
GDP per Capita$30,903
Federal Spending per Capita$1,328
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers29.3%
Average Adjusted Gross Income$58K
Avg Credit Score659
Work From Home %5.6%
This county
national avg 17.0%
Population Under 1821.8%
This county
national avg 22.0%
Single-Person Households29.5%
This county
national avg 28.0%
Banks & Finance Firms26
Income (20th Percentile)$20K
Income (80th Percentile)$105K
Income (95th Percentile)$183K
Bachelor's Degree or Higher19.8%
This county
national avg 34.3%
Less Than High School11.3%
This county
national avg 11.0%
Knowledge Economy GDP %2.6%
Dependency Ratio0.72
Medicare Spending / Person$4,383
SS Benefits / Person$4,990
Education Wage Premium1.69x
Median Earnings (Bachelor's)$46K
Median Earnings (Graduate)$55K
Median Earnings (HS Diploma)$33K
Public Assistance Recipients2.6%
Average Annual Wage$48K
Professional Services Concentration0.26x national
This county
1.0 = national average share
Federal Government Jobs Located Here57
Federal Share of Jobs Located Here0.8%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings1.0%
Federal Contract Dollars Performed Here (FY2025)$532,333
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars14%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$178K
This county
$350K state avg
$303K national
Median Sale Price$178K
This county
$303K national
Market Rent (ZORI)$723/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate0.68%
This county
0.45% state avg
1.10% national

Annual tax on median home: $799

Affordability & Supply

HUD Fair Market Rent (2BR)$925/mo
Home Price Change (1 yr)+9.0%−+3.7% since 2024
Home Value to Income Ratio1.7x income
Severely Cost-Burdened Households8.6%
Homeownership Rate74.5%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
22.2%
Active Listings
134
New Listings / Month
27

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
45 days
Months of Supply (Redfin)— High inventory — buyers market
6.6 mo
Sold Above List (Redfin)
21.4%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
95.1%

Source: Redfin · Updated monthly

Health

Life Expectancy71.8 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity13.7%
This county
national avg ~11%
Food Environment Index7.6 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score17
Healthcare Shortage Score17.0
Healthcare Offices34
Obesity Rate (BRFSS)43.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)20.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)23.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)28.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)37.0%
This county
national avg 32.0%
Active Physicians19
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients620 / 1,000
Medicare Cost per Beneficiary$12,834
Uninsured (under 65)10.0%
This county
national avg ~10%
Adults with Depression31.1%

Education

Math Test Scores2.90 grade level
Reading Test Scores3.06 grade level
HS Diploma Holders6,589
Bachelor's Degree Holders2,302
HS Completion Rate88.7%
This county
national avg ~85%
Private Schools3

Safety

Violent Crime Rate4.5 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate20.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate7.1 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate11.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities3
Social Vulnerability (CDC SVI)55th pct
Drug Overdose Deaths (2024)18.5 / 100K
Suicide Rate19.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.9
January Sunshine-0.02
January Temperature0.43
Average Temp60°F+1.9% since 2022
Avg High Temp71°F+0.9% since 2022
Avg Low Temp50°F+3.5% since 2022
Annual Precipitation52.4 in/yr-1.1% since 2022
Avg Storm Events8.2 storms/yr
Avg Annual Storm Damage$211K
Drought Index (2022)-0.05
Heating Degree Days3,415 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,786 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,884 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,536 CDD/yr
Avg Tornadoes / Year0.8
Avg Flood Events / Year0.8
Avg Hail Events / Year1.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)72 / 100
Community Resilience (FEMA)33 / 100
Federal Disaster Declarations24 since 1953
Fine Particulate Pollution (PM2.5)7.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)6 properties
FAA-Registered Airports4 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed203 Mbps
This county
national avg ~120 Mbps
Upload Speed52 Mbps
Fixed Internet (Q1 2026)364 Mbps
Mobile Internet (Q1 2026)93 Mbps
Mobile Upload (Q1 2026)6 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+69.6%
This county
national avg 75.0%
Cellular-Only Internet17.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)146 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers4 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers651 workers
Public Transit Commuters0 workers
Walk to Work (workers)360 workers
Extreme Commutes (90+ min)497 workers
Avg Commute Time26.5 min
This county
national avg ~27 min
Walk to Work3.1%

Agriculture

Farms649 farms
Farmland41,229 acres

Families & Childcare

Childcare Cost Burden26.1%
This county
national median ~27% of household income
Childcare Centers9.9 per 10K residents
Childcare Facilities10

Civic & Community

Voter Turnout54.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.358
Nonprofit Organizations113
Veterans Share9.2%
This county
national avg 7.0%
Married Adults52.5%
Never-Married Adults26.8%
Divorced Adults13.7%
Religious Organizations35
Asian Population0.3%
Native American Population0.1%
Membership Associations13.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.50 per 1K residents
Colleges & Universities2
Nursing & Care Facilities7
Grocery Stores8
Hotels & Lodging3
Recreation Businesses5
Professional Services Firms27
Real Estate Firms8
Debt Burden
Avg Mortgage Balance$52K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate52.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.12%

Politics

R+64

2024 Presidential · Tennessee was R+24 statewide

vs Tennessee State

Income tax
NoneSame (state law)
Property tax
0.68%0.45% state avg
Politics
R+64R+24
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +629

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.85x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Carroll County

Median home value: $182K

View on Zillow →View on Realtor.com →

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Explore Other Tennessee Counties

Anderson County, TennesseeBedford County, TennesseeBenton County, TennesseeBledsoe County, TennesseeBradley County, TennesseeCampbell County, TennesseeCannon County, TennesseeCarter County, TennesseeCheatham County, TennesseeChester County, TennesseeClaiborne County, TennesseeClay County, TennesseeAll Tennessee counties →

Full Tennessee profile

Taxes, cost of living, crime, schools, gun laws and more.

View Tennessee →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable