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Rhode Island

D+17  ·  High tax burden  ·  COL index 114

C+

5.99%

Income Tax

237

Violent Crime / 100K

78.1

Life Expectancy

$430K

Median Home

$1,750

Childcare / Mo

State Profile

73/100
255075100TAXES54SAFETY80HEALTH94SCHOOLS76AFFORDABLE66LONGEVITY67

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Taxes

Income Tax

5.99% top

Property Tax

~$5,590/yr on median home

1.3% / yr

Sales Tax

7% avg

Social Security

Taxed

Pension / IRA

Partial

Estate Tax

Yes — $1.77M exemption

Inheritance Tax

None

Capital Gains

Taxed as income

Housing & Cost of Living

Cost of Living Index

National avg = 100

114

Median Home Price

$430,000

Median Rent (2BR)

$1,800/mo

Home Insurance

Near national avg (~$1,900/yr)

$1,400/yr

Flood Insurance

$900/yr

Homestead Exemption

Home equity protected from creditors

$500,000

Asset Protection

Strong

Crime & Safety

Violent Crime Rate

Near national avg

237 / 100K

Property Crime Rate

Near national avg

1,527 / 100K

Traffic Fatality Rate

7.8 / 100K

Healthcare

State Healthcare Rank

Top tier

#4 of 50

Life Expectancy

78.1 yrs

Medicaid Expansion

Expanded

Uninsured Rate

Well below national avg

4.7%

Education

K-12 Quality Rank

#13 of 50

School Choice / Vouchers

Not Available

Childcare

Avg Infant Care (Full-Time)

$1,750/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$195/mo

Avg Monthly Groceries

2-person household, moderate spending

$610/mo

Road Quality Rank

Among the worst roads in the US

#50 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

40+ routes

Major Hub Airport

Regional airport — connections via hub

No

Culture & Lifestyle

Urban Population

Highly urban — big city feel

91% urban

Restaurant Density

520/100K

Religious Congregations

170/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

None

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

2 venues

Craft Breweries

4.6/100K residents — Strong scene

50 breweries

Craft Distilleries

18 distilleries

Live Music

Providence arts district; Newport Jazz and Folk Festivals (legendary); Narragansett brewing heritage

Strong

Transportation

Car Insurance (Avg Annual)

$2,100

Traffic Fatality Rate

7.8 / 100K

Broadband Access

91% of households

Social & Legal

Abortion Access

Legal to viability; state law codified

Protected

LGBTQ+ Protections

Comprehensive

Marijuana

Recreational

Minimum Wage

$14/hr

Right to Work

No

Sports Betting

Legal

Casino Gambling

Commercial casinos

Online Gambling

Legal

State Lottery

Twin River/Bally's Twin River are state-operated casinos. Online casino gambling legal. Sports betting at casinos and online.

Yes

Age of Consent

16

Sex Education

Sex ed required by state

Comprehensive

Medically Accurate Required

Yes

Nude Beaches & Naturist Clubs

Ocean State Naturists · Newport area informal beaches

One club

Environment & Climate

Air Quality (Annual AQI)

Near national avg

32

Natural Disaster Risk

Moderate

Primary Hazards

hurricanenor-easterflood

Politics & Gun Laws

2024 Presidential Vote

D+17

Gun Laws

Gun ControlB
2A LibertyD

Carry Permit

May-issue

Purchase Permit Required

No

Gambling

Legal

Jobs & Economy

Job Market

+1% job growth · 4.2% unemployment

Moderate

Top Industries

HealthcareFinanceEducation

Tech Jobs

#21 of 50

Healthcare Jobs

#7 of 50

Remote Work

22% of workers

Median Household Income

$81,370

Business Climate

Corporate Income Tax

7%

LLC Formation Fee

$150 one-time

LLC Annual Fee

$50/yr

Business Climate Rank

#38 of 50

Daily Life

Gas Price (Regular)

Above avg (+0.06 vs national avg)

$3.36/gal

Consumer Fireworks

Limited consumer fireworks; Providence bans all

Restricted

Weather & Natural Risks

Winter Severity

Avg January high: 36°F

Moderate

Summer Heat

Moderate summers

82°F avg July

Annual Rainfall

47" / yr

Tornado Risk

Very Low

Hurricane Risk

Low

Wildfire Risk

Very Low

Flood Risk

Moderate

Natural Hazards

20LOW danger
EEE zoneLyme diseaseHurricane coastal exposure

Venomous Snakes

Minimal

Spider Hazard

Low

Hurricane Risk

Moderate

Tornado Risk

Minimal

Wildfire Risk

Minimal

Earthquake Risk

Low

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

6.1% of state population are veterans

49/100

Property Tax Exemption

Veteran property tax exemption

Partial

Military Retirement Pay

Taxed

Active Duty Pay

Tax Exempt

VA Facilities Access

Adequate

Notable Benefits

Military retirement exempt up to $15,000

Explore Rhode Island counties

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Compare Similar States

RI vs CT

Rhode Island vs Connecticut

COL 114 vs 114 · 5.99% vs 6.99% income tax

Full comparison →

RI vs NH

Rhode Island vs New Hampshire

COL 114 vs 114 · 5.99% vs No income tax

Full comparison →

RI vs MD

Rhode Island vs Maryland

COL 114 vs 116 · 5.99% vs 5.75% income tax

Full comparison →

RI vs VT

Rhode Island vs Vermont

COL 114 vs 111 · 5.99% vs 8.75% income tax

Full comparison →

Trending in Rhode Island

FY27 budget heads to Gov. McKee’s desk after Senate approval - Rhode Island Current

Rhode Island Current · Jun 10

RI's $15.2B budget gets speedy passage, including millionaires tax - The Providence Journal

The Providence Journal · Jun 10

Rhode Island General Assembly approves 2027 state budget bill - WJAR

WJAR · Jun 9

Millionaire Tax Included In Rhode Islands 2027 Budget - Patch

Patch · Jun 9

Five things to know about Rhode Island’s next state budget - Ocean State Media

Ocean State Media · Jun 8

What Residents Say

“It's not expensive in Rhode Island — it's not like Boston. I ...

I call it Silicon Valley at $21 a square foot. People can walk or bike to work. There's WaterFire, great food, great culture. The cost of living is reasonable....

reddit.com ↗

Is there a disconnect between cost of living and salaries in ...

I’ve noticed a lot of people who’ve lived in other states mention that when they moved to Rhode Island from another state, their salary stayed roughly ......

reddit.com ↗

MA vs. RI cost of living : r/RhodeIsland

RI has some higher taxes (income, sales) - but housing, insurance, real estate taxe, use taxes, and other miscellaneous stuff is much cheaper....

reddit.com ↗

Rhode Island or Oregon : r/relocating

Cost of living is high. State income tax and property taxes, cost of housing, cost of goods I would consider fairly high. You can visit the ......

reddit.com ↗

Considering moving to Rhode Island : r/RhodeIsland

The taxes and cost of living up here is unfortunate, have low taxes. Cost of living is a little high and be sure not to smoke as cigarettes are ......

reddit.com ↗

Is RI cheaper than CT? : r/RhodeIsland

For state income tax, RI could be higher or lower depending on your income level. The bottom RI tax rate is higher than CT (3.75% vs 2%), but ......

reddit.com ↗

Could you afford Rhode Island with a job for 24.60 an hour?

Got a job offer from Amazon but I’ve heard a lot about how expensive Rhode Island is, I have savings for the move and set up but is that pay too low ......

reddit.com ↗

Is there any advantage in living in RI while having job at MA?

I lived in RI from 2019 to 2023 and loved it. Then, I moved to PA for a year, hated it, and now I've got a job in northern MA and am planning our move ......

reddit.com ↗

Thinking of moving to Rhode Island from Texas. Any tips?

I need access to medical care in Boston (a special program that only exists at MGH) and to escape the politics and horrible summers here in Texas. The ......

reddit.com ↗

Pros and Cons of Rhode Island : r/RhodeIsland

Sales tax is 7%. Income tax is 3.75-6% depending on your income. NH has a higher property tax and profit from the liquor stores to make up for ......

reddit.com ↗

Stay Current

Get notified when Rhode Island tax laws, gun laws, or social policy changes.

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable