← Map/← Oklahoma/Counties/Stephens

Stephens
Oklahoma

43K

Population

$57K

Median Income

$140K

Median Home

R+65

Politics

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What stands out

Three things set Stephens County apart from the other 3,142 counties: winter sunshine is in the top 11% of American counties (1.0 on the USDA scale) and the median home price is in the bottom 14% of American counties ($144K). Within Oklahoma it ranks 14th of 77 counties for winter sunshine.

Where you are

You live in Stephens County, Oklahoma. 43,140 people live here with you. The population grew 0.9% last year, and more Americans moved in than out (net +520).

Oklahoma has a graduated income tax reaching 4.5%, exempts Social Security, and has some of the lowest home prices and property taxes in the country. Most of the state is in the highest-risk tornado zone in the world, and the Oklahoma City area has also seen frequent earthquakes linked to oil and gas wastewater disposal. Native American tribal nations hold significant jurisdiction across the eastern half of the state.

Money

The typical household here brings in $57,065 a year, lower than 61% of American counties. Employers pay an average wage of $52,784. Unemployment runs 3.2%, lower than 58% of American counties. 4% of workers work from home; for the rest the average commute is 23 minutes each way.

Oklahoma takes 4.1% of that median income in state income tax, about $2,353 a year.

Home

The median home costs $144K, cheaper than 86% of American counties, about 1.8 years of the median household's income. A two-bedroom rents for around $749 a month. Property tax is 0.70% of home value, roughly $896 a year on that median home, lower than 65% of American counties. 75% of households own rather than rent.

Safety and health

Violent crime here is 4.2 per 1,000 residents, higher than 69% of American counties. Drug overdoses killed 18 people per 100,000 in 2024.

A child born here can expect to live 74.0 years, shorter than 70% of American counties. There are 39 active physicians in the county, about 9.0 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 14.7% of people under 65 have no health insurance.

School

Local students test at grade level 2.97 where 3.0 is national grade level, lower than 52% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 65 points, among the most lopsided counties in the country. 58% of eligible voters turned out. Under Oklahoma law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 63°F, highs near 75 and lows near 51, warmer than 77% of American counties. About 41 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 72 out of 100, riskier than 72% of American counties; the county has had 35 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 229 Mbps down, faster than 64% of American counties. There are 13 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$57K
This county
national avg ~$75K
Poverty Rate19.4%
This county
national avg ~11.5%
Unemployment Rate3.2%
This county
national avg ~3.8%
GDP per Capita$65,870
Federal Spending per Capita$1,746
Median Individual Earnings$40K
This county
national avg $45K
Professional/Management Workers31.5%
Average Adjusted Gross Income$67K
Avg Credit Score667
Work From Home %4.1%
This county
national avg 17.0%
Population Under 1822.9%
This county
national avg 22.0%
Single-Person Households28.3%
This county
national avg 28.0%
Banks & Finance Firms37
Income (20th Percentile)$24K
Income (80th Percentile)$110K
Income (95th Percentile)$196K
Bachelor's Degree or Higher18.9%
This county
national avg 34.3%
Less Than High School11.3%
This county
national avg 11.0%
Knowledge Economy GDP %7.0%
Dependency Ratio0.76
Medicare Spending / Person$3,465
SS Benefits / Person$4,705
Education Wage Premium2.19x
Median Earnings (Bachelor's)$51K
Median Earnings (Graduate)$74K
Median Earnings (HS Diploma)$34K
Public Assistance Recipients3.0%
Average Annual Wage$53K
Professional Services Concentration0.59x national
This county
1.0 = national average share
Federal Government Jobs Located Here79
Federal Share of Jobs Located Here0.5%
Residents Who Work for the Federal Government2.7%
Federal Civilian Share of Earnings0.6%
Federal Contract Dollars Performed Here (FY2025)$25M
Contract Dollars Relative to Local Wages0.03x wages
Largest Award's Share of Contract Dollars87%
Oil and Gas Share of Private Jobs12.1%
Oil and Gas Extraction, Drilling and Support Jobs1,508

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$140K
This county
$215K state avg
$303K national
Median Sale Price$145K
This county
$303K national
Market Rent (ZORI)$904/mo
This county
$1000/mo state avg
$1400/mo national
Property Tax Rate0.70%
This county
0.85% state avg
1.10% national

Annual tax on median home: $896

Affordability & Supply

HUD Fair Market Rent (2BR)$937/mo
Home Price Change (1 yr)+10.4%++6.9% since 2024
Home Value to Income Ratio1.8x income
Severely Cost-Burdened Households8.6%
Homeownership Rate74.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.9%
Listings with Price Cuts— Low — market moving fast
20.4%
Sold Above List Price
12.0%
Median Days to Close
42 days
Active Listings
215
New Listings / Month
60

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
85 days
Months of Supply (Redfin)— High inventory — buyers market
6.8 mo
Sold Above List (Redfin)
12.5%

Sale-to-List Cross-Reference

Zillow 96.9%  ·  Redfin 98.5%

Source: Redfin · Updated monthly

Health

Life Expectancy74.0 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity14.3%
This county
national avg ~11%
Food Environment Index6.9 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score20
Dental Care Shortage Score14
Healthcare Shortage Score17.3
Healthcare Offices86
Obesity Rate (BRFSS)39.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)19.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)22.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)32.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)37.8%
This county
national avg 32.0%
Active Physicians39
Nursing Home Rating4.2 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients810 / 1,000
Medicare Cost per Beneficiary$15,344
Uninsured (under 65)14.7%
This county
national avg ~10%
Adults with Depression26.8%

Education

Math Test Scores2.98 grade level
Reading Test Scores2.97 grade level
HS Diploma Holders10,759
Bachelor's Degree Holders3,650
HS Completion Rate88.7%
This county
national avg ~85%
Private Schools4

Safety

Violent Crime Rate4.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate16.2 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate13.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities5
Social Vulnerability (CDC SVI)69th pct
Drug Overdose Deaths (2024)18.4 / 100K
Suicide Rate20.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale1.1
January Sunshine1.04
January Temperature0.62
Average Temp63°F+0.6% since 2022
Avg High Temp75°F-0.7% since 2022
Avg Low Temp51°F+2.8% since 2022
Annual Precipitation41.0 in/yr+30% since 2022
Avg Storm Events19.4 storms/yr
Avg Annual Storm Damage$99K
Drought Index (2022)-0.41
Heating Degree Days2,822 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,131 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,280 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,121 CDD/yr
Avg Tornadoes / Year1.8
Avg Flood Events / Year2.2
Avg Hail Events / Year10.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)72 / 100
Community Resilience (FEMA)30 / 100
Federal Disaster Declarations35 since 1953
Fine Particulate Pollution (PM2.5)9.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)10 properties
FAA-Registered Airports14 total
Airports (excl. heliports)13 airports

Internet & Remote Work

Download Speed229 Mbps
This county
national avg ~120 Mbps
Upload Speed125 Mbps
Fixed Internet (Q1 2026)352 Mbps
Mobile Internet (Q1 2026)179 Mbps
Mobile Upload (Q1 2026)19 Mbps
Mobile Latency (Q1 2026)36 ms
Households with 100Mbps+85.0%
This county
national avg 75.0%
Cellular-Only Internet20.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)138 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers3 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers709 workers
Public Transit Commuters0 workers
Walk to Work (workers)217 workers
Extreme Commutes (90+ min)777 workers
Avg Commute Time22.7 min
This county
national avg ~27 min
Bike Commuters0.3%
Walk to Work1.3%

Agriculture

Farms242 farms
Farmland7,705 acres

Families & Childcare

Childcare Cost Burden27.7%
This county
national median ~27% of household income
Childcare Centers18.4 per 10K residents
Childcare Facilities17

Civic & Community

Voter Turnout58.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.552
Nonprofit Organizations162
Veterans Share9.3%
This county
national avg 7.0%
Married Adults56.4%
Never-Married Adults22.4%
Divorced Adults13.1%
Religious Organizations48
Asian Population0.5%
Native American Population4.0%
Membership Associations15.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.72 per 1K residents
Colleges & Universities1
Nursing & Care Facilities10
Grocery Stores8
Hotels & Lodging8
Recreation Businesses11
Professional Services Firms90
Veterinary Practices10
Real Estate Firms21
Museums3
Debt Burden
Avg Mortgage Balance$64K
Avg Student Loan Balance$8K
Avg Credit Card Balance$4K
Loan Delinquency Rate50.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.13%

Politics

R+65

2024 Presidential · Oklahoma was R+33 statewide

vs Oklahoma State

Income tax
4.75%Same (state law)
Property tax
0.70%0.85% state avg
Politics
R+65R+33
COL Index
87state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +520

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.66x avg income)

Economic Mobility

44%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Stephens County

Median home value: $144K

View on Zillow →View on Realtor.com →

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Full Oklahoma profile

Taxes, cost of living, crime, schools, gun laws and more.

View Oklahoma →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable