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Atoka
Oklahoma

14K

Population

$49K

Median Income

$212K

Median Home

R+70

Politics

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What stands out

What stands out about Atoka County: the uninsured rate is in the top 8% of American counties (17.6%), winter sunshine is in the top 11% of American counties (1.0 on the USDA scale), and home internet speed is in the bottom 12% of American counties (96 Mbps). Within Oklahoma it ranks 9th of 77 counties for the uninsured rate.

Where you are

You live in Atoka County, Oklahoma. 14,117 people live here with you. The population grew 1.4% last year, and more Americans moved in than out (net +219).

Oklahoma has a graduated income tax reaching 4.5%, exempts Social Security, and has some of the lowest home prices and property taxes in the country. Most of the state is in the highest-risk tornado zone in the world, and the Oklahoma City area has also seen frequent earthquakes linked to oil and gas wastewater disposal. Native American tribal nations hold significant jurisdiction across the eastern half of the state.

Money

The typical household here brings in $49,181 a year, lower than 81% of American counties. Employers pay an average wage of $40,305. Unemployment runs 3.9%, higher than 66% of American counties. 8% of workers work from home; for the rest the average commute is 24 minutes each way.

Oklahoma takes 4.1% of that median income in state income tax, about $1,998 a year.

Home

The median home costs $220K, cheaper than 56% of American counties, about 2.0 years of the median household's income. A two-bedroom rents for around $703 a month. Property tax is 0.60% of home value, roughly $734 a year on that median home, lower than 78% of American counties. 77% of households own rather than rent.

Safety and health

Violent crime here is 4.6 per 1,000 residents, higher than 86% of American counties. Drug overdoses killed 19 people per 100,000 in 2024.

A child born here can expect to live 74.0 years, shorter than 70% of American counties. There are 2 active physicians in the county, about 1.4 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 17.6% of people under 65 have no health insurance.

School

Local students test at grade level 3.30 where 3.0 is national grade level, higher than 82% of American counties. 83% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 70 points, among the most lopsided counties in the country. 51% of eligible voters turned out. Under Oklahoma law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 64°F, highs near 76 and lows near 52, warmer than 80% of American counties. About 49 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 40 out of 100, safer than 60% of American counties; the county has had 28 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 96 Mbps down, slower than 88% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$49K
This county
national avg ~$75K
Poverty Rate20.0%
This county
national avg ~11.5%
Unemployment Rate3.9%
This county
national avg ~3.8%
GDP per Capita$30,530
Federal Spending per Capita$1,895
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers30.1%
Average Adjusted Gross Income$51K
Avg Credit Score654
Work From Home %8.4%
This county
national avg 17.0%
Population Under 1821.6%
This county
national avg 22.0%
Single-Person Households24.3%
This county
national avg 28.0%
Banks & Finance Firms9
Income (20th Percentile)$20K
Income (80th Percentile)$102K
Income (95th Percentile)$197K
Bachelor's Degree or Higher14.8%
This county
national avg 34.3%
Less Than High School17.3%
This county
national avg 11.0%
Knowledge Economy GDP %1.6%
Dependency Ratio0.67
Medicare Spending / Person$3,297
SS Benefits / Person$3,798
Education Wage Premium1.80x
Median Earnings (Bachelor's)$50K
Median Earnings (Graduate)$50K
Median Earnings (HS Diploma)$28K
Public Assistance Recipients2.3%
Average Annual Wage$40K
Professional Services Concentration0.28x national
This county
1.0 = national average share
Federal Government Jobs Located Here31
Federal Share of Jobs Located Here0.9%
Residents Who Work for the Federal Government5.3%
Federal Civilian Share of Earnings1.3%
Federal Contract Dollars Performed Here (FY2025)$25,431
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars75%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$212K
This county
$215K state avg
$303K national
Market Rent (ZORI)$669/mo
This county
$1000/mo state avg
$1400/mo national
Property Tax Rate0.60%
This county
0.85% state avg
1.10% national

Annual tax on median home: $734

Affordability & Supply

HUD Fair Market Rent (2BR)$937/mo
Home Price Change (1 yr)+1.8%−+13.5% since 2022
Home Value to Income Ratio2.0x income
Severely Cost-Burdened Households7.3%
Homeownership Rate76.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
13.3%
Active Listings
67

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
33 days
Months of Supply (Redfin)— High inventory — buyers market
13.0 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
94.4%

Source: Redfin · Updated monthly

Health

Life Expectancy74.0 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity15.0%
This county
national avg ~11%
Food Environment Index6.1 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score20
Healthcare Shortage Score19.0
Healthcare Offices12
Obesity Rate (BRFSS)40.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)21.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)24.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)33.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)38.9%
This county
national avg 32.0%
Active Physicians2
ER Visits per 1,000 Medicare Patients727 / 1,000
Medicare Cost per Beneficiary$14,826
Uninsured (under 65)17.6%
This county
national avg ~10%
Adults with Depression25.6%

Education

Math Test Scores3.27 grade level
Reading Test Scores3.33 grade level
HS Diploma Holders3,412
Bachelor's Degree Holders983
HS Completion Rate82.7%
This county
national avg ~85%

Safety

Violent Crime Rate4.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate18.6 / 100K
This county
national avg ~13.6/100K
Homicide Rate10.3 / 100K
This county
national avg ~7.5/100K
Traffic Fatalities5
Social Vulnerability (CDC SVI)86th pct
Drug Overdose Deaths (2024)18.9 / 100K
Suicide Rate22.9 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale3.2
January Sunshine1.04
January Temperature0.74
Average Temp64°F+1.1% since 2022
Avg High Temp76°F-0.1% since 2022
Avg Low Temp52°F+3.0% since 2022
Annual Precipitation48.5 in/yr+27% since 2022
Avg Storm Events5.4 storms/yr
Avg Annual Storm Damage$12K
Drought Index (2022)-0.53
Heating Degree Days2,642 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,283 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,137 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,067 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.4
Avg Hail Events / Year2.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)40 / 100
Community Resilience (FEMA)8 / 100
Federal Disaster Declarations28 since 1953
Fine Particulate Pollution (PM2.5)9.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)17 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed96 Mbps
This county
national avg ~120 Mbps
Upload Speed41 Mbps
Fixed Internet (Q1 2026)202 Mbps
Mobile Internet (Q1 2026)169 Mbps
Mobile Upload (Q1 2026)22 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+28.6%
This county
national avg 75.0%
Cellular-Only Internet34.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)75 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers1

Commute & Transit

Remote Workers415 workers
Public Transit Commuters0 workers
Walk to Work (workers)77 workers
Extreme Commutes (90+ min)170 workers
Avg Commute Time23.8 min
This county
national avg ~27 min
Walk to Work1.6%

Families & Childcare

Childcare Cost Burden29.3%
This county
national median ~27% of household income
Childcare Centers11.6 per 10K residents
Childcare Facilities3

Civic & Community

Voter Turnout50.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.966
Nonprofit Organizations51
Veterans Share8.5%
This county
national avg 7.0%
Married Adults51.8%
Never-Married Adults25.0%
Divorced Adults15.7%
Religious Organizations16
Asian Population0.8%
Native American Population9.3%
Membership Associations11.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.79 per 1K residents
Grocery Stores3
Hotels & Lodging4
Professional Services Firms19
Veterinary Practices3
Real Estate Firms4
Debt Burden
Avg Mortgage Balance$41K
Avg Student Loan Balance$7K
Avg Credit Card Balance$4K
Loan Delinquency Rate50.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

R+70

2024 Presidential · Oklahoma was R+33 statewide

vs Oklahoma State

Income tax
4.75%Same (state law)
Property tax
0.60%0.85% state avg
Politics
R+70R+33
COL Index
87state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +219

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.96x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Atoka County

Median home value: $220K

View on Zillow →View on Realtor.com →

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Full Oklahoma profile

Taxes, cost of living, crime, schools, gun laws and more.

View Oklahoma →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable