← Map/← Ohio/Counties/Ottawa

Ottawa
Ohio

40K

Population

$70K

Median Income

$267K

Median Home

R+16

Politics

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What stands out

What stands out about Ottawa County: the school test score is in the top 6% of American counties (3.46 where 3.0 is grade level), the restaurant count per person is in the top 7% of American counties (1.4 per 1,000), and unemployment is in the top 8% of American counties (5.2%). Within Ohio it ranks 6th of 88 counties for the school test score.

Where you are

You live in Ottawa County, Ohio. 40,367 people live here with you. The population shrank 0.4% last year, and more Americans moved in than out (net +114).

Ohio has a flat 2.75% income tax on income over $26,050 and exempts Social Security. Cities and school districts can add their own income taxes, so the total rate depends on the municipality. Home prices are well below the national average in all three major metros. Ohio has allowed permitless concealed carry since June 2022 and legalized recreational marijuana by ballot in 2023.

Money

The typical household here brings in $69,515 a year, higher than 73% of American counties. Employers pay an average wage of $53,467. Unemployment runs 5.2%, higher than 92% of American counties. 6% of workers work from home; for the rest the average commute is 23 minutes each way.

Ohio takes 1.7% of that median income in state income tax, about $1,195 a year.

Home

The median home costs $273K, pricier than 62% of American counties, about 1.9 years of the median household's income. A two-bedroom rents for around $862 a month. Property tax is 1.11% of home value, roughly $1,992 a year on that median home, higher than 67% of American counties. 82% of households own rather than rent.

Safety and health

Violent crime here is 3.6 per 1,000 residents, lower than 67% of American counties. Drug overdoses killed 30 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 77.3 years, longer than 68% of American counties. There are 56 active physicians in the county, about 13.9 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 6.9% of people under 65 have no health insurance.

School

Local students test at grade level 3.41 where 3.0 is national grade level, higher than 94% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 16 points. 73% of eligible voters turned out. Under Ohio law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 52°F, highs near 60 and lows near 43, colder than 68% of American counties. About 30 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 46 out of 100, safer than 54% of American counties; the county has had 13 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 213 Mbps down, faster than 56% of American counties. There are 8 airports in the county, counting general aviation. For a night or a weekend out: 1.4 full-service restaurants per 1,000 people, 2 breweries, 5 museums, 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$70K
This county
national avg ~$75K
Poverty Rate9.9%
This county
national avg ~11.5%
Unemployment Rate5.2%
This county
national avg ~3.8%
GDP per Capita$66,652
Federal Spending per Capita$1,008
Median Individual Earnings$46K
This county
national avg $45K
Professional/Management Workers34.1%
Average Adjusted Gross Income$77K
Avg Credit Score692
Work From Home %5.8%
This county
national avg 17.0%
Population Under 1817.8%
This county
national avg 22.0%
Single-Person Households31.9%
This county
national avg 28.0%
Banks & Finance Firms27
Income (20th Percentile)$32K
Income (80th Percentile)$130K
Income (95th Percentile)$228K
Bachelor's Degree or Higher26.9%
This county
national avg 34.3%
Less Than High School6.9%
This county
national avg 11.0%
Knowledge Economy GDP %3.1%
Dependency Ratio0.78
Medicare Spending / Person$4,344
SS Benefits / Person$5,863
Education Wage Premium2.08x
Median Earnings (Bachelor's)$55K
Median Earnings (Graduate)$80K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients1.5%
Average Annual Wage$53K
Professional Services Concentration0.25x national
This county
1.0 = national average share
Federal Government Jobs Located Here254
Federal Share of Jobs Located Here1.8%
Residents Who Work for the Federal Government2.0%
Federal Civilian Share of Earnings3.3%
Federal Contract Dollars Performed Here (FY2025)$31M
Contract Dollars Relative to Local Wages0.04x wages
Largest Award's Share of Contract Dollars84%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$267K
This county
$235K state avg
$303K national
Median Sale Price$214K
This county
$303K national
Market Rent (ZORI)$846/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate1.11%
This county
1.37% state avg
1.10% national

Annual tax on median home: $1,992

Affordability & Supply

HUD Fair Market Rent (2BR)$1,106/mo
Home Price Change (1 yr)+8.3%++1.8% since 2024
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households7.0%
Homeownership Rate82.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.7%
Listings with Price Cuts— Low — market moving fast
15.3%
Sold Above List Price
27.1%
Median Days to Close
27 days
Active Listings
222
New Listings / Month
69

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
51 days
Months of Supply (Redfin)— Balanced market
4.3 mo
Sold Above List (Redfin)
18.2%

Sale-to-List Cross-Reference

Zillow 96.7%  ·  Redfin 96.3%

Source: Redfin · Updated monthly

Health

Life Expectancy77.3 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.6%
This county
national avg ~11%
Food Environment Index7.7 / 10
This county
higher = better access
Primary Care Shortage Score10
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score0
Healthcare Shortage Score5.3
Healthcare Offices50
Obesity Rate (BRFSS)37.9%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.2%
This county
national avg 32.0%
Active Physicians56
Nursing Home Rating3.8 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients609 / 1,000
Medicare Cost per Beneficiary$11,916
Uninsured (under 65)6.9%
This county
national avg ~10%
Adults with Depression25.9%

Education

Math Test Scores3.46 grade level
Reading Test Scores3.37 grade level
HS Diploma Holders9,542
Bachelor's Degree Holders5,257
HS Completion Rate93.1%
This county
national avg ~85%
Private Schools8

Safety

Violent Crime Rate3.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate10.4 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate29.0 / 100K
This county
national avg ~21/100K
Traffic Fatalities24
Social Vulnerability (CDC SVI)11th pct
Drug Overdose Deaths (2024)30.1 / 100K
Suicide Rate19.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.4
January Sunshine-1.16
January Temperature-0.53
Average Temp52°F-0.4% since 2022
Avg High Temp60°F-0.7% since 2022
Avg Low Temp43°F-0.2% since 2022
Annual Precipitation29.8 in/yr+8.8% since 2022
Avg Storm Events10.4 storms/yr
Avg Annual Storm Damage$893K
Drought Index (2022)-0.74
Heating Degree Days5,793 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days960 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,173 HDD/yr
Cooling Degree Days (1901–2000 Baseline)792 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year1.4
Avg Hail Events / Year1.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)46 / 100
Community Resilience (FEMA)99 / 100
Federal Disaster Declarations13 since 1953
Fine Particulate Pollution (PM2.5)8.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)32 properties
FAA-Registered Airports9 total
Airports (excl. heliports)8 airports

Brewery Scene

Total Breweries2 breweries
Microbreweries0 microbreweries
Brewpubs2 brewpubs

Internet & Remote Work

Download Speed213 Mbps
This county
national avg ~120 Mbps
Upload Speed36 Mbps
Fixed Internet (Q1 2026)327 Mbps
Mobile Internet (Q1 2026)330 Mbps
Mobile Upload (Q1 2026)17 Mbps
Mobile Latency (Q1 2026)33 ms
Households with 100Mbps+92.8%
This county
national avg 75.0%
Cellular-Only Internet15.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)133 Mbps

EV Infrastructure

EV Charging Stations14 stations
DC Fast Chargers28 chargers
Level 2 EV Chargers17

Commute & Transit

Remote Workers1,074 workers
Public Transit Commuters103 workers
Walk to Work (workers)169 workers
Extreme Commutes (90+ min)419 workers
Avg Commute Time23.1 min
This county
national avg ~27 min
Bike Commuters0.0%
Walk to Work0.9%

Agriculture

Farms246 farms
Farmland10,906 acres

Families & Childcare

Childcare Cost Burden34.7%
This county
national median ~27% of household income
Childcare Centers11.8 per 10K residents
Childcare Facilities5

Civic & Community

Voter Turnout72.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.068
Nonprofit Organizations275
Veterans Share8.9%
This county
national avg 7.0%
Married Adults56.4%
Never-Married Adults22.2%
Divorced Adults12.4%
Religious Organizations38
Asian Population0.3%
Native American Population0.2%
Membership Associations14.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.44 per 1K residents
Nursing & Care Facilities23
Grocery Stores10
Arts & Entertainment Venues3
Hotels & Lodging45
Recreation Businesses44
Professional Services Firms51
Veterinary Practices7
Real Estate Firms36
Museums5
Debt Burden
Avg Mortgage Balance$72K
Avg Student Loan Balance$11K
Avg Credit Card Balance$5K
Loan Delinquency Rate42.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.26%

Politics

R+16

2024 Presidential · Ohio was R+12 statewide

vs Ohio State

Income tax
3.5%Same (state law)
Property tax
1.11%1.37% state avg
Politics
R+16R+12
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +114

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.11x avg income)

Economic Mobility

44%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Ottawa County

Median home value: $273K

View on Zillow →View on Realtor.com →

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Full Ohio profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable