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Monroe
Ohio

13K

Population

$55K

Median Income

$152K

Median Home

R+45

Politics

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What stands out

What stands out about Monroe County: the overdose death rate is among the lowest in America (-999 per 100,000), the average commute is in the top 2% of American counties (33 minutes), and unemployment is in the top 3% of American counties (6.4%). Within Ohio it ranks 1st of 88 counties for the overdose death rate, counting from the bottom.

Where you are

You live in Monroe County, Ohio. 13,401 people live here with you. The population shrank 0.5% last year, and more Americans moved in than out (net +30).

Ohio has a flat 2.75% income tax on income over $26,050 and exempts Social Security. Cities and school districts can add their own income taxes, so the total rate depends on the municipality. Home prices are well below the national average in all three major metros. Ohio has allowed permitless concealed carry since June 2022 and legalized recreational marijuana by ballot in 2023.

Money

The typical household here brings in $55,381 a year, lower than 66% of American counties. Employers pay an average wage of $47,331. Unemployment runs 6.4%, higher than 97% of American counties. 4% of workers work from home; for the rest the average commute is 33 minutes each way.

Ohio takes 1.5% of that median income in state income tax, about $807 a year.

Home

The median home costs $155K, cheaper than 82% of American counties, about 1.7 years of the median household's income. A two-bedroom rents for around $699 a month. Property tax is 0.87% of home value, roughly $1,071 a year on that median home, higher than 51% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 4.1 per 1,000 residents, higher than 63% of American counties.

A child born here can expect to live 75.9 years, longer than 51% of American counties. There is 1 active physician in the county, about 0.7 per 10,000 people. 8.8% of people under 65 have no health insurance.

School

Local students test at grade level 2.99 where 3.0 is national grade level, lower than 54% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 45 points, among the most lopsided counties in the country. 65% of eligible voters turned out. Under Ohio law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 52°F, highs near 63 and lows near 41, colder than 65% of American counties. About 42 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 18 out of 100, safer than 82% of American counties; the county has had 22 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 70 Mbps down, slower than 95% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$55K
This county
national avg ~$75K
Poverty Rate13.9%
This county
national avg ~11.5%
Unemployment Rate6.4%
This county
national avg ~3.8%
GDP per Capita$100,559
Federal Spending per Capita$1,098
Median Individual Earnings$38K
This county
national avg $45K
Professional/Management Workers25.2%
Average Adjusted Gross Income$79K
Avg Credit Score692
Work From Home %4.2%
This county
national avg 17.0%
Population Under 1820.5%
This county
national avg 22.0%
Single-Person Households31.1%
This county
national avg 28.0%
Banks & Finance Firms7
Income (20th Percentile)$25K
Income (80th Percentile)$104K
Income (95th Percentile)$182K
Bachelor's Degree or Higher10.7%
This county
national avg 34.3%
Less Than High School11.2%
This county
national avg 11.0%
Knowledge Economy GDP %8.3%
Dependency Ratio0.78
Medicare Spending / Person$4,320
SS Benefits / Person$5,263
Education Wage Premium1.97x
Median Earnings (Bachelor's)$48K
Median Earnings (Graduate)$72K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients3.2%
Average Annual Wage$47K
Professional Services Concentration0.39x national
This county
1.0 = national average share
Federal Government Jobs Located Here45
Federal Share of Jobs Located Here1.6%
Residents Who Work for the Federal Government1.0%
Federal Civilian Share of Earnings2.1%
Federal Contract Dollars Performed Here (FY2025)$11M
Contract Dollars Relative to Local Wages0.08x wages
Largest Award's Share of Contract Dollars98%
Oil and Gas Share of Private Jobs1.1%
Oil and Gas Extraction, Drilling and Support Jobs22

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$152K
This county
$235K state avg
$303K national
Market Rent (ZORI)$668/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.87%
This county
1.37% state avg
1.10% national

Annual tax on median home: $1,071

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+34.9%++30.5% since 2021
Home Value to Income Ratio1.7x income
Severely Cost-Burdened Households7.2%
Homeownership Rate80.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
17.6%
Active Listings
33
New Listings / Month
8

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
132 days
Months of Supply (Redfin)— Balanced market
3.3 mo
Sold Above List (Redfin)
25.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
94.9%

Source: Redfin · Updated monthly

Health

Life Expectancy75.9 yrs
This county
national avg ~78.5 years
Food Insecurity14.9%
This county
national avg ~11%
Food Environment Index7.4 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score18
Healthcare Shortage Score16.3
Healthcare Offices12
Obesity Rate (BRFSS)40.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)20.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)21.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)31.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)35.3%
This county
national avg 32.0%
Active Physicians1
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients713 / 1,000
Medicare Cost per Beneficiary$10,711
Uninsured (under 65)8.8%
This county
national avg ~10%
Adults with Depression28.7%

Education

Math Test Scores2.97 grade level
Reading Test Scores3.00 grade level
HS Diploma Holders4,569
Bachelor's Degree Holders686
HS Completion Rate88.8%
This county
national avg ~85%

Safety

Violent Crime Rate4.1 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate14.6 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities1
Social Vulnerability (CDC SVI)43th pct
Drug Overdose Deaths (2024)-999.0 / 100K
Suicide Rate19.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.2
January Sunshine-1.10
January Temperature-0.05
Average Temp52°F+1.4% since 2022
Avg High Temp63°F+1.0% since 2022
Avg Low Temp41°F+2.0% since 2022
Annual Precipitation41.7 in/yr-17% since 2022
Avg Storm Events6.8 storms/yr
Avg Annual Storm Damage$7K
Drought Index (2022)1.10
Heating Degree Days5,530 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days900 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,708 HDD/yr
Cooling Degree Days (1901–2000 Baseline)726 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year2.6
Avg Hail Events / Year1.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)18 / 100
Community Resilience (FEMA)26 / 100
Federal Disaster Declarations22 since 1953
Fine Particulate Pollution (PM2.5)7.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)11 properties
FAA-Registered Airports1 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed70 Mbps
This county
national avg ~120 Mbps
Upload Speed23 Mbps
Fixed Internet (Q1 2026)133 Mbps
Mobile Internet (Q1 2026)209 Mbps
Mobile Upload (Q1 2026)11 Mbps
Mobile Latency (Q1 2026)48 ms
Households with 100Mbps+50.5%
This county
national avg 75.0%
Cellular-Only Internet19.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)98 Mbps

Commute & Transit

Remote Workers224 workers
Public Transit Commuters0 workers
Walk to Work (workers)89 workers
Extreme Commutes (90+ min)357 workers
Avg Commute Time33.3 min
This county
national avg ~27 min
Walk to Work1.7%

Families & Childcare

Childcare Cost Burden44.8%
This county
national median ~27% of household income
Childcare Centers11.9 per 10K residents

Civic & Community

Voter Turnout65.2%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.164
Nonprofit Organizations132
Veterans Share8.2%
This county
national avg 7.0%
Married Adults55.6%
Never-Married Adults26.2%
Divorced Adults10.8%
Religious Organizations19
Asian Population0.1%
Native American Population0.0%
Membership Associations20.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.52 per 1K residents
Nursing & Care Facilities5
Grocery Stores3
Professional Services Firms13
Debt Burden
Avg Mortgage Balance$62K
Avg Student Loan Balance$8K
Avg Credit Card Balance$5K
Loan Delinquency Rate40.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.16%

Politics

R+45

2024 Presidential · Ohio was R+12 statewide

vs Ohio State

Income tax
3.5%Same (state law)
Property tax
0.87%1.37% state avg
Politics
R+45R+12
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +30

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.67x avg income)

Economic Mobility

47%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Monroe County

Median home value: $155K

View on Zillow →View on Realtor.com →

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Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable