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Hardin
Ohio

31K

Population

$56K

Median Income

$185K

Median Home

R+43

Politics

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What stands out

Three things set Hardin County apart from the other 3,142 counties: natural-hazard risk is in the bottom 14% of American counties (14 of 100). Within Ohio it ranks 5th of 88 counties for natural-hazard risk, counting from the bottom.

Where you are

You live in Hardin County, Ohio. 30,622 people live here with you. The population held steady at 0.1% last year, and more Americans moved in than out (net +11).

Ohio has a flat 2.75% income tax on income over $26,050 and exempts Social Security. Cities and school districts can add their own income taxes, so the total rate depends on the municipality. Home prices are well below the national average in all three major metros. Ohio has allowed permitless concealed carry since June 2022 and legalized recreational marijuana by ballot in 2023.

Money

The typical household here brings in $55,876 a year, lower than 65% of American counties. Employers pay an average wage of $49,899. Unemployment runs 4.2%, higher than 75% of American counties. 5% of workers work from home; for the rest the average commute is 22 minutes each way.

Ohio takes 1.5% of that median income in state income tax, about $820 a year.

Home

The median home costs $190K, cheaper than 67% of American counties, about 1.8 years of the median household's income. A two-bedroom rents for around $768 a month. Property tax is 1.12% of home value, roughly $1,412 a year on that median home, higher than 68% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 4.1 per 1,000 residents, higher than 66% of American counties. Drug overdoses killed 21 people per 100,000 in 2024.

A child born here can expect to live 73.4 years, shorter than 76% of American counties. There are 15 active physicians in the county, about 4.9 per 10,000 people. 7.7% of people under 65 have no health insurance.

School

Local students test at grade level 3.13 where 3.0 is national grade level, higher than 61% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 43 points, among the most lopsided counties in the country. 55% of eligible voters turned out. Under Ohio law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 52°F, highs near 62 and lows near 42, colder than 66% of American counties. About 33 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 14 out of 100, safer than 86% of American counties; the county has had 12 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 213 Mbps down, faster than 56% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.4 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$56K
This county
national avg ~$75K
Poverty Rate15.0%
This county
national avg ~11.5%
Unemployment Rate4.2%
This county
national avg ~3.8%
GDP per Capita$41,545
Federal Spending per Capita$240
Median Individual Earnings$37K
This county
national avg $45K
Professional/Management Workers29.2%
Average Adjusted Gross Income$57K
Avg Credit Score675
Work From Home %5.2%
This county
national avg 17.0%
Population Under 1823.0%
This county
national avg 22.0%
Single-Person Households28.0%
This county
national avg 28.0%
Banks & Finance Firms16
Income (20th Percentile)$26K
Income (80th Percentile)$109K
Income (95th Percentile)$169K
Bachelor's Degree or Higher18.5%
This county
national avg 34.3%
Less Than High School8.4%
This county
national avg 11.0%
Knowledge Economy GDP %3.2%
Dependency Ratio0.64
Medicare Spending / Person$3,323
SS Benefits / Person$3,741
Education Wage Premium1.88x
Median Earnings (Bachelor's)$53K
Median Earnings (Graduate)$70K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients1.8%
Average Annual Wage$50K
Professional Services Concentration0.17x national
This county
1.0 = national average share
Federal Government Jobs Located Here53
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government1.7%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$7M
Contract Dollars Relative to Local Wages0.02x wages
Largest Award's Share of Contract Dollars53%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$185K
This county
$235K state avg
$303K national
Market Rent (ZORI)$1100/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate1.12%
This county
1.37% state avg
1.10% national

Annual tax on median home: $1,412

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+5.5%++0.1% since 2024
Home Value to Income Ratio1.8x income
Severely Cost-Burdened Households8.0%
Homeownership Rate74.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— High — sellers are negotiating
26.3%
Active Listings
65
New Listings / Month
16

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
83 days
Months of Supply (Redfin)— Balanced market
4.6 mo
Sold Above List (Redfin)
16.7%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
96.5%

Source: Redfin · Updated monthly

Health

Life Expectancy73.4 yrs
This county
national avg ~78.5 years
Food Insecurity14.0%
This county
national avg ~11%
Food Environment Index7.5 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score15
Healthcare Shortage Score16.3
Healthcare Offices31
Obesity Rate (BRFSS)41.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)19.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)20.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)30.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)36.7%
This county
national avg 32.0%
Active Physicians15
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients647 / 1,000
Medicare Cost per Beneficiary$12,231
Uninsured (under 65)7.7%
This county
national avg ~10%
Adults with Depression27.5%

Education

Math Test Scores3.07 grade level
Reading Test Scores3.18 grade level
HS Diploma Holders7,727
Bachelor's Degree Holders2,148
HS Completion Rate91.6%
This county
national avg ~85%
Private Schools3

Safety

Violent Crime Rate4.1 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate9.6 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate42.8 / 100K
This county
national avg ~21/100K
Traffic Fatalities7
Social Vulnerability (CDC SVI)52th pct
Drug Overdose Deaths (2024)21.0 / 100K
Suicide Rate18.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-3.6
January Sunshine-0.74
January Temperature-0.52
Average Temp52°F-0.2% since 2022
Avg High Temp62°F+0.5% since 2022
Avg Low Temp42°F-1.2% since 2022
Annual Precipitation32.8 in/yr+2.2% since 2022
Avg Storm Events5.6 storms/yr
Avg Annual Storm Damage$133K
Drought Index (2022)-0.61
Heating Degree Days5,705 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days976 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,252 HDD/yr
Cooling Degree Days (1901–2000 Baseline)742 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year1.4
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)14 / 100
Community Resilience (FEMA)63 / 100
Federal Disaster Declarations12 since 1953
Fine Particulate Pollution (PM2.5)7.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)7 properties
FAA-Registered Airports5 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed213 Mbps
This county
national avg ~120 Mbps
Upload Speed50 Mbps
Fixed Internet (Q1 2026)332 Mbps
Mobile Internet (Q1 2026)189 Mbps
Mobile Upload (Q1 2026)14 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+89.9%
This county
national avg 75.0%
Cellular-Only Internet12.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)148 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers8

Commute & Transit

Remote Workers708 workers
Public Transit Commuters0 workers
Walk to Work (workers)662 workers
Extreme Commutes (90+ min)297 workers
Avg Commute Time22.0 min
This county
national avg ~27 min
Walk to Work4.9%

Agriculture

Farms168 farms
Farmland20,324 acres

Families & Childcare

Childcare Cost Burden26.5%
This county
national median ~27% of household income
Childcare Centers8.0 per 10K residents
Childcare Facilities3

Civic & Community

Voter Turnout55.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.208
Nonprofit Organizations232
Veterans Share7.2%
This county
national avg 7.0%
Married Adults51.4%
Never-Married Adults32.5%
Divorced Adults9.9%
Religious Organizations31
Asian Population0.8%
Native American Population0.1%
Membership Associations13.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.45 per 1K residents
Colleges & Universities1
Nursing & Care Facilities3
Grocery Stores7
Hotels & Lodging3
Recreation Businesses5
Professional Services Firms25
Veterinary Practices5
Real Estate Firms9
Debt Burden
Avg Mortgage Balance$62K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate47.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.22%

Politics

R+43

2024 Presidential · Ohio was R+12 statewide

vs Ohio State

Income tax
3.5%Same (state law)
Property tax
1.12%1.37% state avg
Politics
R+43R+12
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +11

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.74x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Hardin County

Median home value: $190K

View on Zillow →View on Realtor.com →

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Full Ohio profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable