← Map/← Ohio/Counties/Champaign

Champaign
Ohio

39K

Population

$70K

Median Income

$248K

Median Home

R+41

Politics

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What stands out

What stands out about Champaign County: the restaurant count per person is in the bottom 10% of American counties (0.4 per 1,000). Within Ohio it ranks 14th of 88 counties for the restaurant count per person, counting from the bottom.

Where you are

You live in Champaign County, Ohio. 38,715 people live here with you. The population held steady at 0.3% last year, and more Americans moved in than out (net +139).

Ohio has a flat 2.75% income tax on income over $26,050 and exempts Social Security. Cities and school districts can add their own income taxes, so the total rate depends on the municipality. Home prices are well below the national average in all three major metros. Ohio has allowed permitless concealed carry since June 2022 and legalized recreational marijuana by ballot in 2023.

Money

The typical household here brings in $70,486 a year, higher than 75% of American counties. Employers pay an average wage of $52,045. Unemployment runs 3.7%, higher than 62% of American counties. 7% of workers work from home.

Ohio takes 1.7% of that median income in state income tax, about $1,222 a year.

Home

The median home costs $253K, pricier than 57% of American counties, about 2.0 years of the median household's income. A two-bedroom rents for around $795 a month. Property tax is 1.13% of home value, roughly $1,884 a year on that median home, higher than 69% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 3.9 per 1,000 residents, higher than 51% of American counties. Drug overdoses killed 19 people per 100,000 in 2024.

A child born here can expect to live 76.0 years, longer than 52% of American counties. There are 15 active physicians in the county, about 3.9 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 7.2% of people under 65 have no health insurance.

School

Local students test at grade level 2.95 where 3.0 is national grade level, lower than 63% of American counties. 91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 41 points, among the most lopsided counties in the country. 66% of eligible voters turned out. Under Ohio law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 52°F, highs near 62 and lows near 42, colder than 68% of American counties. About 41 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 26 out of 100, safer than 74% of American counties; the county has had 11 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 166 Mbps down, slower than 64% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.4 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$70K
This county
national avg ~$75K
Poverty Rate9.8%
This county
national avg ~11.5%
Unemployment Rate3.7%
This county
national avg ~3.8%
GDP per Capita$42,370
Federal Spending per Capita$763
Median Individual Earnings$43K
This county
national avg $45K
Professional/Management Workers32.3%
Average Adjusted Gross Income$65K
Avg Credit Score674
Work From Home %6.9%
This county
national avg 17.0%
Population Under 1822.1%
This county
national avg 22.0%
Single-Person Households25.6%
This county
national avg 28.0%
Banks & Finance Firms14
Income (20th Percentile)$34K
Income (80th Percentile)$118K
Income (95th Percentile)$192K
Bachelor's Degree or Higher18.1%
This county
national avg 34.3%
Less Than High School8.6%
This county
national avg 11.0%
Knowledge Economy GDP %5.1%
Dependency Ratio0.69
Medicare Spending / Person$3,058
SS Benefits / Person$4,043
Education Wage Premium1.92x
Median Earnings (Bachelor's)$55K
Median Earnings (Graduate)$69K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients2.5%
Average Annual Wage$52K
Professional Services Concentration0.38x national
This county
1.0 = national average share
Federal Government Jobs Located Here72
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government1.0%
Federal Civilian Share of Earnings0.7%
Federal Contract Dollars Performed Here (FY2025)$27M
Contract Dollars Relative to Local Wages0.04x wages
Largest Award's Share of Contract Dollars30%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$248K
This county
$235K state avg
$303K national
Median Sale Price$221K
This county
$303K national
Market Rent (ZORI)$913/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate1.13%
This county
1.37% state avg
1.10% national

Annual tax on median home: $1,884

Affordability & Supply

HUD Fair Market Rent (2BR)$1,046/mo
Home Price Change (1 yr)+4.2%−+4.2% since 2024
Home Value to Income Ratio2.0x income
Severely Cost-Burdened Households6.6%
Homeownership Rate76.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.4%
Listings with Price Cuts— High — sellers are negotiating
32.8%
Sold Above List Price
25.5%
Median Days to Close
34 days
Active Listings
82
New Listings / Month
30

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
49 days
Months of Supply (Redfin)— Low inventory — sellers market
2.6 mo
Sold Above List (Redfin)
26.5%

Sale-to-List Cross-Reference

Zillow 97.4%  ·  Redfin 99.3%

Source: Redfin · Updated monthly

Health

Life Expectancy76.0 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity11.0%
This county
national avg ~11%
Food Environment Index8.4 / 10
This county
higher = better access
Primary Care Shortage Score12
This county
national avg 5
Mental Health Shortage Score12
Dental Care Shortage Score0
Healthcare Shortage Score8.0
Healthcare Offices30
Obesity Rate (BRFSS)43.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.4%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.7%
This county
national avg 32.0%
Active Physicians15
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients390 / 1,000
Medicare Cost per Beneficiary$11,255
Uninsured (under 65)7.2%
This county
national avg ~10%
Adults with Depression26.8%

Education

Math Test Scores2.89 grade level
Reading Test Scores3.01 grade level
HS Diploma Holders10,102
Bachelor's Degree Holders3,345
HS Completion Rate91.4%
This county
national avg ~85%
Private Schools4

Safety

Violent Crime Rate3.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate13.9 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate32.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities5
Social Vulnerability (CDC SVI)11th pct
Drug Overdose Deaths (2024)19.0 / 100K
Suicide Rate15.9 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.3
January Sunshine-0.74
January Temperature-0.48
Average Temp52°F+1.2% since 2022
Avg High Temp62°F+1.0% since 2022
Avg Low Temp42°F+1.2% since 2022
Annual Precipitation40.9 in/yr-7.3% since 2022
Avg Storm Events9.4 storms/yr
Avg Annual Storm Damage$80K
Drought Index (2022)0.90
Heating Degree Days5,804 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days931 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,101 HDD/yr
Cooling Degree Days (1901–2000 Baseline)754 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year2.4
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)26 / 100
Community Resilience (FEMA)84 / 100
Federal Disaster Declarations11 since 1953
Fine Particulate Pollution (PM2.5)8.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)35 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed166 Mbps
This county
national avg ~120 Mbps
Upload Speed36 Mbps
Fixed Internet (Q1 2026)298 Mbps
Mobile Internet (Q1 2026)402 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)30 ms
Households with 100Mbps+90.2%
This county
national avg 75.0%
Cellular-Only Internet8.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)56 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers1,257 workers
Public Transit Commuters1 workers
Walk to Work (workers)392 workers
Extreme Commutes (90+ min)439 workers
Bike Commuters0.1%
Walk to Work2.2%

Families & Childcare

Childcare Cost Burden21.4%
This county
national median ~27% of household income
Childcare Centers9.8 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout66.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.410
Nonprofit Organizations296
Veterans Share8.3%
This county
national avg 7.0%
Married Adults55.3%
Never-Married Adults25.2%
Divorced Adults13.3%
Religious Organizations32
Asian Population0.4%
Native American Population0.4%
Membership Associations12.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.39 per 1K residents
Nursing & Care Facilities4
Grocery Stores10
Arts & Entertainment Venues4
Recreation Businesses10
Professional Services Firms44
Veterinary Practices6
Real Estate Firms19
Debt Burden
Avg Mortgage Balance$61K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate49.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.20%

Politics

R+41

2024 Presidential · Ohio was R+12 statewide

vs Ohio State

Income tax
3.5%Same (state law)
Property tax
1.13%1.37% state avg
Politics
R+41R+12
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +139

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.82x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Champaign County

Median home value: $253K

View on Zillow →View on Realtor.com →

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Full Ohio profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable