← Map/← North Dakota/Counties/Ramsey

Ramsey
North Dakota

12K

Population

$61K

Median Income

$228K

Median Home

R+37

Politics

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What stands out

If you had to describe Ramsey County in numbers, start here: the school test score is among the highest in America (3.67 where 3.0 is grade level), the average temperature is among the coldest in America (40°F), and unemployment is in the bottom 9% of American counties (2.3%). Within North Dakota it ranks 2nd of 48 counties for the school test score.

Where you are

You live in Ramsey County, North Dakota. 11,613 people live here with you. The population shrank 0.5% last year, and more Americans moved out than in (net -52).

North Dakota's income tax is now among the lowest of any state that has one, with a top rate under 2.5% after 2023 cuts funded by oil revenue, and it stopped taxing Social Security in 2021. Housing is inexpensive and the state has the lowest unemployment in the country in most years. Winters are severe, and the Bakken oil economy makes the western counties boom and bust.

Money

The typical household here brings in $61,490 a year, higher than 53% of American counties. Employers pay an average wage of $50,822. Unemployment runs 2.3%, lower than 91% of American counties. 4% of workers work from home.

North Dakota takes 0.4% of that median income in state income tax, about $254 a year.

Home

The median home costs $231K, cheaper than 51% of American counties, about 2.1 years of the median household's income. A two-bedroom rents for around $683 a month. Property tax is 0.93% of home value, roughly $1,799 a year on that median home, higher than 55% of American counties. 62% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 76% of American counties. Drug overdoses killed 11 people per 100,000 in 2024.

A child born here can expect to live 76.2 years, longer than 55% of American counties. There are 15 active physicians in the county, about 12.9 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 6.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.52 where 3.0 is national grade level, higher than almost every county in America. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 37 points. 62% of eligible voters turned out. Under North Dakota law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 40°F, highs near 51 and lows near 30, colder than almost every county in America. About 18 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 48 out of 100, safer than 52% of American counties; the county has had 29 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 229 Mbps down, faster than 64% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 1.1 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$61K
This county
national avg ~$75K
Poverty Rate13.0%
This county
national avg ~11.5%
Unemployment Rate2.3%
This county
national avg ~3.8%
GDP per Capita$78,398
Federal Spending per Capita$1,845
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers35.2%
Average Adjusted Gross Income$80K
Avg Credit Score716
Work From Home %3.8%
This county
national avg 17.0%
Population Under 1824.1%
This county
national avg 22.0%
Single-Person Households39.7%
This county
national avg 28.0%
Banks & Finance Firms14
Income (20th Percentile)$23K
Income (80th Percentile)$123K
Income (95th Percentile)$197K
Bachelor's Degree or Higher25.5%
This county
national avg 34.3%
Less Than High School7.3%
This county
national avg 11.0%
Knowledge Economy GDP %9.2%
Dependency Ratio0.84
Medicare Spending / Person$3,182
SS Benefits / Person$4,345
Education Wage Premium1.88x
Median Earnings (Bachelor's)$53K
Median Earnings (Graduate)$69K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients2.3%
Average Annual Wage$51K
Professional Services Concentration0.29x national
This county
1.0 = national average share
Federal Government Jobs Located Here116
Federal Share of Jobs Located Here2.1%
Residents Who Work for the Federal Government5.1%
Federal Civilian Share of Earnings3.3%
Federal Contract Dollars Performed Here (FY2025)$14M
Contract Dollars Relative to Local Wages0.05x wages
Largest Award's Share of Contract Dollars28%
Oil and Gas Share of Earnings (incl. proprietors)0.2%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$228K
This county
$255K state avg
$303K national
Market Rent (ZORI)$663/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.93%
This county
0.88% state avg
1.10% national

Annual tax on median home: $1,799

Affordability & Supply

HUD Fair Market Rent (2BR)$873/mo
Home Price Change (1 yr)+6.6%++1.9% since 2024
Home Value to Income Ratio2.1x income
Severely Cost-Burdened Households8.6%
Homeownership Rate62.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
13.4%
Active Listings
42
New Listings / Month
10

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
99 days
Months of Supply (Redfin)— Balanced market
5.3 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
92.5%

Source: Redfin · Updated monthly

Health

Life Expectancy76.2 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.1%
This county
national avg ~11%
Food Environment Index8.4 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score16
Healthcare Shortage Score16.3
Healthcare Offices26
Obesity Rate (BRFSS)41.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.9%
This county
national avg 32.0%
Active Physicians15
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients604 / 1,000
Medicare Cost per Beneficiary$11,475
Uninsured (under 65)6.4%
This county
national avg ~10%
Adults with Depression21.9%

Education

Math Test Scores3.67 grade level
Reading Test Scores3.37 grade level
HS Diploma Holders1,769
Bachelor's Degree Holders1,499
HS Completion Rate92.7%
This county
national avg ~85%
Private Schools4

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Social Vulnerability (CDC SVI)47th pct
Drug Overdose Deaths (2024)11.0 / 100K
Suicide Rate19.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-3.1
January Sunshine-0.38
January Temperature-2.37
Average Temp40°F+7.5% since 2022
Avg High Temp51°F+6.7% since 2022
Avg Low Temp30°F+8.4% since 2022
Annual Precipitation17.8 in/yr-10% since 2022
Avg Storm Events9.2 storms/yr
Avg Annual Storm Damage$50K
Drought Index (2022)0.92
Heating Degree Days9,367 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days435 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)10,293 HDD/yr
Cooling Degree Days (1901–2000 Baseline)350 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.2
Avg Hail Events / Year4.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)48 / 100
Community Resilience (FEMA)93 / 100
Federal Disaster Declarations29 since 1953
Fine Particulate Pollution (PM2.5)5.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)15 properties
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed229 Mbps
This county
national avg ~120 Mbps
Upload Speed155 Mbps
Fixed Internet (Q1 2026)284 Mbps
Mobile Internet (Q1 2026)362 Mbps
Mobile Upload (Q1 2026)36 Mbps
Mobile Latency (Q1 2026)47 ms
Households with 100Mbps+100.0%
This county
national avg 75.0%
Cellular-Only Internet7.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)205 Mbps

EV Infrastructure

EV Charging Stations3 stations
DC Fast Chargers2 chargers
Level 2 EV Chargers3

Commute & Transit

Remote Workers224 workers
Public Transit Commuters27 workers
Walk to Work (workers)250 workers
Extreme Commutes (90+ min)188 workers
Bike Commuters0.4%
Walk to Work4.3%

Families & Childcare

Childcare Cost Burden22.4%
This county
national median ~27% of household income
Childcare Centers2.7 per 10K residents
Childcare Facilities5

Civic & Community

Voter Turnout61.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.279
Nonprofit Organizations111
Veterans Share6.5%
This county
national avg 7.0%
Married Adults53.3%
Never-Married Adults26.2%
Divorced Adults9.4%
Religious Organizations8
Asian Population1.0%
Native American Population11.9%
Membership Associations11.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.05 per 1K residents
Colleges & Universities1
Nursing & Care Facilities14
Hotels & Lodging11
Recreation Businesses5
Professional Services Firms18
Veterinary Practices3
Real Estate Firms7
Debt Burden
Avg Mortgage Balance$95K
Avg Student Loan Balance$12K
Avg Credit Card Balance$5K
Loan Delinquency Rate29.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.06%

Politics

R+37

2024 Presidential · North Dakota was R+33 statewide

vs North Dakota State

Income tax
2.5%Same (state law)
Property tax
0.93%0.88% state avg
Politics
R+37R+33
COL Index
98state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -52

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.83x avg income)

Economic Mobility

48%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Ramsey County

Median home value: $231K

View on Zillow →View on Realtor.com →

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Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable