← Map/← North Dakota/Counties/Pembina

Pembina
North Dakota

7K

Population

$64K

Median Income

$142K

Median Home

R+46

Politics

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What stands out

What stands out about Pembina County: the school test score is among the highest in America (3.65 where 3.0 is grade level), the average temperature is in the bottom 2% of American counties (41°F), and the home price against local income is in the bottom 4% of American counties (1.3 years of income). Within North Dakota it ranks 3rd of 48 counties for the school test score.

Where you are

You live in Pembina County, North Dakota. 6,853 people live here with you, so most faces are familiar. The population shrank 1.3% last year, and more Americans moved out than in (net -66).

North Dakota's income tax is now among the lowest of any state that has one, with a top rate under 2.5% after 2023 cuts funded by oil revenue, and it stopped taxing Social Security in 2021. Housing is inexpensive and the state has the lowest unemployment in the country in most years. Winters are severe, and the Bakken oil economy makes the western counties boom and bust.

Money

The typical household here brings in $64,243 a year, higher than 61% of American counties. Employers pay an average wage of $58,468. Unemployment runs 3.4%, lower than 51% of American counties. 5% of workers work from home.

North Dakota takes 0.5% of that median income in state income tax, about $307 a year.

Home

The median home costs $143K, cheaper than 86% of American counties, about 1.3 years of the median household's income. A two-bedroom rents for around $633 a month. Property tax is 1.02% of home value, roughly $1,148 a year on that median home, higher than 61% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 3.1 per 1,000 residents, lower than 90% of American counties.

A child born here can expect to live 78.2 years, longer than 77% of American counties. There are 3 active physicians in the county, about 4.4 per 10,000 people. 7.6% of people under 65 have no health insurance.

School

Local students test at grade level 3.39 where 3.0 is national grade level, higher than almost every county in America. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 46 points, among the most lopsided counties in the country. 63% of eligible voters turned out. Under North Dakota law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 41°F, highs near 51 and lows near 31, colder than 98% of American counties. About 19 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 47 out of 100, safer than 53% of American counties; the county has had 38 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 227 Mbps down, faster than 63% of American counties. There are 7 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$64K
This county
national avg ~$75K
Poverty Rate9.6%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$111,787
Federal Spending per Capita$9,496
Median Individual Earnings$46K
This county
national avg $45K
Professional/Management Workers34.0%
Average Adjusted Gross Income$94K
Avg Credit Score711
Work From Home %5.4%
This county
national avg 17.0%
Population Under 1821.1%
This county
national avg 22.0%
Single-Person Households37.5%
This county
national avg 28.0%
Banks & Finance Firms11
Income (20th Percentile)$27K
Income (80th Percentile)$130K
Income (95th Percentile)$214K
Bachelor's Degree or Higher21.9%
This county
national avg 34.3%
Less Than High School7.9%
This county
national avg 11.0%
Knowledge Economy GDP %4.4%
Dependency Ratio0.85
Medicare Spending / Person$3,834
SS Benefits / Person$5,228
Education Wage Premium1.50x
Median Earnings (Bachelor's)$47K
Median Earnings (Graduate)$63K
Median Earnings (HS Diploma)$42K
Public Assistance Recipients2.5%
Average Annual Wage$58K
Professional Services Concentration0.53x national
This county
1.0 = national average share
Federal Government Jobs Located Here201
Federal Share of Jobs Located Here6.0%
Residents Who Work for the Federal Government7.5%
Federal Civilian Share of Earnings8.0%
Federal Contract Dollars Performed Here (FY2025)$23M
Contract Dollars Relative to Local Wages0.11x wages
Largest Award's Share of Contract Dollars51%
Oil and Gas Share of Earnings (incl. proprietors)0.1%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$142K
This county
$255K state avg
$303K national
Market Rent (ZORI)$658/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate1.02%
This county
0.88% state avg
1.10% national

Annual tax on median home: $1,148

Affordability & Supply

HUD Fair Market Rent (2BR)$873/mo
Home Price Change (1 yr)+13.2%++7.6% since 2024
Home Value to Income Ratio1.3x income
Severely Cost-Burdened Households6.6%
Homeownership Rate74.4%
This county
national avg ~65%
Days on Market (Redfin)— Slow — buyers have leverage
46 days
Months of Supply (Redfin)— Balanced market
3.0 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list
100.0%

Source: Redfin · Updated monthly

Health

Life Expectancy78.2 yrs
This county
national avg ~78.5 years
Food Insecurity5.0%
This county
national avg ~11%
Food Environment Index9.0 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score15
Dental Care Shortage Score9
Healthcare Shortage Score13.3
Healthcare Offices10
Obesity Rate (BRFSS)42.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.0%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.3%
This county
national avg 32.0%
Active Physicians3
Nursing Home Rating2.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients471 / 1,000
Medicare Cost per Beneficiary$13,039
Uninsured (under 65)7.6%
This county
national avg ~10%
Adults with Depression21.6%

Education

Math Test Scores3.65 grade level
Reading Test Scores3.14 grade level
HS Diploma Holders1,281
Bachelor's Degree Holders838
HS Completion Rate92.1%
This county
national avg ~85%

Safety

Violent Crime Rate3.1 / 1,000
This county
national avg ~4.0
Traffic Fatalities1
Social Vulnerability (CDC SVI)12th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale-5.2
January Sunshine-0.38
January Temperature-2.45
Average Temp41°F+9.3% since 2022
Avg High Temp51°F+8.5% since 2022
Avg Low Temp31°F+10% since 2022
Annual Precipitation19.4 in/yr-27% since 2022
Avg Storm Events11.4 storms/yr
Avg Annual Storm Damage$269K
Drought Index (2022)1.52
Heating Degree Days9,171 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days481 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)10,326 HDD/yr
Cooling Degree Days (1901–2000 Baseline)363 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year2.4
Avg Hail Events / Year5.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)47 / 100
Community Resilience (FEMA)50 / 100
Federal Disaster Declarations38 since 1953
Fine Particulate Pollution (PM2.5)6.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)12 properties
FAA-Registered Airports8 total
Airports (excl. heliports)7 airports

Internet & Remote Work

Download Speed227 Mbps
This county
national avg ~120 Mbps
Upload Speed205 Mbps
Fixed Internet (Q1 2026)287 Mbps
Mobile Internet (Q1 2026)271 Mbps
Mobile Upload (Q1 2026)41 Mbps
Mobile Latency (Q1 2026)54 ms
Households with 100Mbps+100.0%
This county
national avg 75.0%
Cellular-Only Internet6.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)238 Mbps

Commute & Transit

Remote Workers172 workers
Public Transit Commuters9 workers
Walk to Work (workers)95 workers
Extreme Commutes (90+ min)40 workers
Bike Commuters0.8%
Walk to Work3.0%

Families & Childcare

Childcare Cost Burden22.7%
This county
national median ~27% of household income
Childcare Centers10.6 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout62.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.852
Nonprofit Organizations94
Veterans Share10.2%
This county
national avg 7.0%
Married Adults58.9%
Never-Married Adults24.9%
Divorced Adults8.3%
Religious Organizations16
Asian Population0.5%
Native American Population1.5%
Membership Associations26.6 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.60 per 1K residents
Nursing & Care Facilities3
Grocery Stores5
Hotels & Lodging4
Recreation Businesses9
Professional Services Firms14
Real Estate Firms3
Debt Burden
Avg Mortgage Balance$85K
Avg Student Loan Balance$8K
Avg Credit Card Balance$5K
Loan Delinquency Rate30.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.17%

Politics

R+46

2024 Presidential · North Dakota was R+33 statewide

vs North Dakota State

Income tax
2.5%Same (state law)
Property tax
1.02%0.88% state avg
Politics
R+46R+33
COL Index
98state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -66

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.66x avg income)

Economic Mobility

55%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Pembina County

Median home value: $143K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable