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Pender
North Carolina

62K

Population

$75K

Median Income

$436K

Median Home

R+30

Politics

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What stands out

Three things set Pender County apart from the other 3,142 counties: population growth is among the fastest growing in America (+4.3% a year), natural-hazard risk is in the top 6% of American counties (94 of 100), and homeownership is in the top 9% of American counties (82%). Within North Carolina it ranks 2nd of 100 counties for population growth.

Where you are

You live in Pender County, North Carolina. 61,592 people live here with you. The population grew 4.3% last year, and more Americans moved in than out (net +2,798).

North Carolina has a flat income tax that is being cut each year, 3.99% for 2026 after 4.25% in 2025, with 3.49% scheduled for 2027 if revenue triggers are met, and it does not tax Social Security. Property taxes are moderate and reassessments happen every four to eight years by county. The Research Triangle and Charlotte have driven a decade of in-migration; the mountains and the Outer Banks are second-home markets with hurricane and flood exposure on the coast.

Money

The typical household here brings in $74,538 a year, higher than 81% of American counties. Employers pay an average wage of $47,159. Unemployment runs 3.5%, higher than 52% of American counties. 11% of workers work from home.

North Carolina takes 4.0% of that median income in state income tax, about $2,974 a year.

Home

The median home costs $436K, pricier than 89% of American counties, about 2.7 years of the median household's income. A two-bedroom rents for around $824 a month. Property tax is 0.75% of home value, roughly $1,796 a year on that median home, lower than 60% of American counties. 82% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 75% of American counties. Drug overdoses killed 15 people per 100,000 in 2024.

A child born here can expect to live 76.0 years, longer than 52% of American counties. There are 45 active physicians in the county, about 7.3 per 10,000 people. 10.3% of people under 65 have no health insurance.

School

Local students test at grade level 3.08 where 3.0 is national grade level, higher than 60% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 30 points. 73% of eligible voters turned out. Under North Carolina law you can get a concealed-carry permit on request, abortion is legal with limits, and marijuana is illegal.

Weather and risk

The year averages 63°F, highs near 73 and lows near 53, warmer than 76% of American counties. About 46 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 94 out of 100, riskier than 94% of American counties; the county has had 31 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 273 Mbps down, faster than 85% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people, 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$75K
This county
national avg ~$75K
Poverty Rate10.5%
This county
national avg ~11.5%
Unemployment Rate3.5%
This county
national avg ~3.8%
GDP per Capita$33,978
Federal Spending per Capita$101
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers36.8%
Average Adjusted Gross Income$82K
Avg Credit Score652
Work From Home %10.7%
This county
national avg 17.0%
Population Under 1822.1%
This county
national avg 22.0%
Single-Person Households26.9%
This county
national avg 28.0%
Banks & Finance Firms19
Income (20th Percentile)$31K
Income (80th Percentile)$134K
Income (95th Percentile)$227K
Bachelor's Degree or Higher28.6%
This county
national avg 34.3%
Less Than High School9.8%
This county
national avg 11.0%
Knowledge Economy GDP %9.0%
Dependency Ratio0.67
Medicare Spending / Person$2,809
SS Benefits / Person$4,046
Education Wage Premium1.81x
Median Earnings (Bachelor's)$57K
Median Earnings (Graduate)$69K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients1.6%
Average Annual Wage$47K
Professional Services Concentration0.57x national
This county
1.0 = national average share
Federal Government Jobs Located Here109
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government2.8%
Federal Civilian Share of Earnings0.9%
Federal Contract Dollars Performed Here (FY2025)$821,281
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars97%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$436K
This county
$335K state avg
$303K national
Median Sale Price$458K
This county
$303K national
Market Rent (ZORI)$1977/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.75%
This county
0.70% state avg
1.10% national

Annual tax on median home: $1,796

Affordability & Supply

HUD Fair Market Rent (2BR)$1,166/mo
Home Price Change (1 yr)+0.3%−+7.6% since 2024
Home Value to Income Ratio2.7x income
Severely Cost-Burdened Households10.8%
Homeownership Rate82.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.9%
Listings with Price Cuts— Low — market moving fast
23.0%
Sold Above List Price
11.6%
Median Days to Close
35 days
Active Listings
372
New Listings / Month
129

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
61 days
Months of Supply (Redfin)— Balanced market
3.8 mo
Sold Above List (Redfin)
16.9%

Sale-to-List Cross-Reference

Zillow 97.9%  ·  Redfin 98.9%

Source: Redfin · Updated monthly

Health

Life Expectancy76.0 yrs
This county
national avg ~78.5 years
Food Insecurity11.1%
This county
national avg ~11%
Food Environment Index7.9 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score22
Dental Care Shortage Score23
Healthcare Shortage Score21.0
Healthcare Offices90
Obesity Rate (BRFSS)35.6%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)21.0%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.4%
This county
national avg 32.0%
Active Physicians45
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients581 / 1,000
Medicare Cost per Beneficiary$10,348
Uninsured (under 65)10.3%
This county
national avg ~10%
Adults with Depression25.8%

Education

Math Test Scores3.06 grade level
Reading Test Scores3.10 grade level
HS Diploma Holders9,729
Bachelor's Degree Holders8,374
HS Completion Rate90.2%
This county
national avg ~85%
Private Schools13

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate17.5 / 100K
This county
national avg ~13.6/100K
Homicide Rate5.1 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate29.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities14
Social Vulnerability (CDC SVI)56th pct
Drug Overdose Deaths (2024)14.6 / 100K
Suicide Rate20.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.5
January Sunshine0.86
January Temperature1.05
Average Temp63°F-0.9% since 2022
Avg High Temp73°F-1.9% since 2022
Avg Low Temp53°F+0.4% since 2022
Median AQIAQI 44
Good Air Days237 days/yr
Unhealthy Air Days1 days/yr
Annual Precipitation46.4 in/yr+10% since 2022
Avg Storm Events8.6 storms/yr
Avg Annual Storm Damage$95K
Drought Index (2022)-1.02
Heating Degree Days2,673 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,843 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,834 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,672 CDD/yr
Avg Tornadoes / Year2.2
Avg Flood Events / Year1.0
Avg Hail Events / Year1.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)94 / 100
Community Resilience (FEMA)57 / 100
Federal Disaster Declarations31 since 1953
Fine Particulate Pollution (PM2.5)5.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)17 properties
FAA-Registered Airports3 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed273 Mbps
This county
national avg ~120 Mbps
Upload Speed104 Mbps
Fixed Internet (Q1 2026)371 Mbps
Mobile Internet (Q1 2026)162 Mbps
Mobile Upload (Q1 2026)16 Mbps
Mobile Latency (Q1 2026)36 ms
Households with 100Mbps+77.8%
This county
national avg 75.0%
Cellular-Only Internet11.1%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)120 Mbps

EV Infrastructure

EV Charging Stations6 stations
DC Fast Chargers2 chargers
Level 2 EV Chargers10

Commute & Transit

Remote Workers2,969 workers
Public Transit Commuters127 workers
Walk to Work (workers)233 workers
Extreme Commutes (90+ min)749 workers
Bike Commuters0.0%
Walk to Work0.8%

Families & Childcare

Childcare Cost Burden24.6%
This county
national median ~27% of household income
Childcare Centers6.1 per 10K residents
Childcare Facilities12

Civic & Community

Voter Turnout73.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.270
Nonprofit Organizations261
Veterans Share10.4%
This county
national avg 7.0%
Married Adults56.5%
Never-Married Adults25.0%
Divorced Adults11.9%
Religious Organizations45
Asian Population0.5%
Native American Population0.3%
Membership Associations8.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.62 per 1K residents
Nursing & Care Facilities8
Grocery Stores18
Arts & Entertainment Venues7
Hotels & Lodging7
Recreation Businesses23
Professional Services Firms127
Veterinary Practices20
Real Estate Firms99
Debt Burden
Avg Mortgage Balance$55K
Avg Student Loan Balance$9K
Avg Credit Card Balance$3K
Loan Delinquency Rate57.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.11%

Politics

R+30

2024 Presidential · North Carolina was R+3 statewide

vs North Carolina State

Income tax
4.5%Same (state law)
Property tax
0.75%0.7% state avg
Politics
R+30R+3
COL Index
94state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +3K

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.16x avg income)

Economic Mobility

36%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Pender County

Median home value: $436K

View on Zillow →View on Realtor.com →

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Full North Carolina profile

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable