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Montgomery
North Carolina

26K

Population

$56K

Median Income

$195K

Median Home

R+32

Politics

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What stands out

Montgomery County sits close to the middle of the country on most of what we measure: income, home prices, crime, schools, weather. The sections below place each figure against every other American county.

Where you are

You live in Montgomery County, North Carolina. 25,839 people live here with you. The population grew 0.9% last year, and more Americans moved in than out (net +328).

North Carolina has a flat income tax that is being cut each year, 3.99% for 2026 after 4.25% in 2025, with 3.49% scheduled for 2027 if revenue triggers are met, and it does not tax Social Security. Property taxes are moderate and reassessments happen every four to eight years by county. The Research Triangle and Charlotte have driven a decade of in-migration; the mountains and the Outer Banks are second-home markets with hurricane and flood exposure on the coast.

Money

The typical household here brings in $55,523 a year, lower than 66% of American counties. Employers pay an average wage of $48,929. Unemployment runs 3.7%, higher than 61% of American counties. 4% of workers work from home.

North Carolina takes 4.0% of that median income in state income tax, about $2,215 a year.

Home

The median home costs $199K, cheaper than 63% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $660 a month. Property tax is 0.74% of home value, roughly $1,037 a year on that median home, lower than 61% of American counties. 72% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 56% of American counties. Drug overdoses killed 25 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 73.1 years, shorter than 79% of American counties. There are 8 active physicians in the county, about 3.1 per 10,000 people. 14.4% of people under 65 have no health insurance.

School

Local students test at grade level 2.95 where 3.0 is national grade level, lower than 57% of American counties. 84% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 32 points. 66% of eligible voters turned out. Under North Carolina law you can get a concealed-carry permit on request, abortion is legal with limits, and marijuana is illegal.

Weather and risk

The year averages 62°F, highs near 73 and lows near 51, warmer than 73% of American counties. About 45 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 51 out of 100, riskier than 52% of American counties; the county has had 24 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 164 Mbps down, slower than 65% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$56K
This county
national avg ~$75K
Poverty Rate16.4%
This county
national avg ~11.5%
Unemployment Rate3.7%
This county
national avg ~3.8%
GDP per Capita$54,310
Federal Spending per Capita$183
Median Individual Earnings$35K
This county
national avg $45K
Professional/Management Workers29.8%
Average Adjusted Gross Income$62K
Avg Credit Score658
Work From Home %4.5%
This county
national avg 17.0%
Population Under 1821.2%
This county
national avg 22.0%
Single-Person Households27.7%
This county
national avg 28.0%
Banks & Finance Firms10
Income (20th Percentile)$23K
Income (80th Percentile)$101K
Income (95th Percentile)$191K
Bachelor's Degree or Higher19.7%
This county
national avg 34.3%
Less Than High School16.1%
This county
national avg 11.0%
Knowledge Economy GDP %5.0%
Dependency Ratio0.74
Medicare Spending / Person$2,404
SS Benefits / Person$4,315
Education Wage Premium1.46x
Median Earnings (Bachelor's)$53K
Median Earnings (Graduate)$52K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients0.6%
Average Annual Wage$49K
Professional Services Concentration0.63x national
This county
1.0 = national average share
Federal Government Jobs Located Here69
Federal Share of Jobs Located Here0.8%
Residents Who Work for the Federal Government2.6%
Federal Civilian Share of Earnings1.2%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$195K
This county
$335K state avg
$303K national
Market Rent (ZORI)$710/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.74%
This county
0.70% state avg
1.10% national

Annual tax on median home: $1,037

Affordability & Supply

HUD Fair Market Rent (2BR)$925/mo
Home Price Change (1 yr)-8.3%−+8.0% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households7.9%
Homeownership Rate71.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
17.1%
Active Listings
111
New Listings / Month
21

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
47 days
Months of Supply (Redfin)— High inventory — buyers market
8.2 mo
Sold Above List (Redfin)
5.3%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
93.9%

Source: Redfin · Updated monthly

Health

Life Expectancy73.1 yrs
This county
national avg ~78.5 years
Food Insecurity12.6%
This county
national avg ~11%
Food Environment Index7.5 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score17
Healthcare Shortage Score16.7
Healthcare Offices21
Obesity Rate (BRFSS)38.9%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)22.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)36.0%
This county
national avg 32.0%
Active Physicians8
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients574 / 1,000
Medicare Cost per Beneficiary$10,990
Uninsured (under 65)14.4%
This county
national avg ~10%
Adults with Depression25.9%

Education

Math Test Scores2.94 grade level
Reading Test Scores2.96 grade level
HS Diploma Holders5,045
Bachelor's Degree Holders2,417
HS Completion Rate83.9%
This county
national avg ~85%
Private Schools3

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate21.5 / 100K
This county
national avg ~13.6/100K
Homicide Rate7.4 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate36.2 / 100K
This county
national avg ~21/100K
Traffic Fatalities13
Social Vulnerability (CDC SVI)77th pct
Drug Overdose Deaths (2024)25.4 / 100K
Suicide Rate16.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale1.4
January Sunshine0.71
January Temperature0.76
Average Temp62°Fno change since 2022
Avg High Temp73°F-0.5% since 2022
Avg Low Temp51°F+0.6% since 2022
Median AQIAQI 48
Good Air Days200 days/yr
Unhealthy Air Days3 days/yr
Annual Precipitation45.4 in/yr-3.4% since 2022
Avg Storm Events7.0 storms/yr
Avg Annual Storm Damage$19K
Ozone Days114 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.26
Heating Degree Days2,903 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,735 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,377 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,526 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.0
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)51 / 100
Community Resilience (FEMA)26 / 100
Federal Disaster Declarations24 since 1953
Fine Particulate Pollution (PM2.5)7.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)7 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed164 Mbps
This county
national avg ~120 Mbps
Upload Speed75 Mbps
Fixed Internet (Q1 2026)346 Mbps
Mobile Internet (Q1 2026)164 Mbps
Mobile Upload (Q1 2026)25 Mbps
Mobile Latency (Q1 2026)39 ms
Households with 100Mbps+71.2%
This county
national avg 75.0%
Cellular-Only Internet13.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)199 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers3 chargers
Level 2 EV Chargers3

Commute & Transit

Remote Workers481 workers
Public Transit Commuters3 workers
Walk to Work (workers)151 workers
Extreme Commutes (90+ min)188 workers
Bike Commuters0.1%
Walk to Work1.4%

Families & Childcare

Childcare Cost Burden24.8%
This county
national median ~27% of household income
Childcare Centers8.9 per 10K residents

Civic & Community

Voter Turnout65.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.435
Nonprofit Organizations99
Veterans Share6.0%
This county
national avg 7.0%
Married Adults50.3%
Never-Married Adults31.1%
Divorced Adults10.1%
Religious Organizations26
Asian Population1.5%
Native American Population1.2%
Membership Associations11.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.70 per 1K residents
Colleges & Universities1
Nursing & Care Facilities12
Grocery Stores10
Hotels & Lodging3
Recreation Businesses3
Professional Services Firms19
Real Estate Firms18
Debt Burden
Avg Mortgage Balance$52K
Avg Student Loan Balance$7K
Avg Credit Card Balance$3K
Loan Delinquency Rate52.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.08%

Politics

R+32

2024 Presidential · North Carolina was R+3 statewide

vs North Carolina State

Income tax
4.5%Same (state law)
Property tax
0.74%0.7% state avg
Politics
R+32R+3
COL Index
94state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +328

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.10x avg income)

Economic Mobility

35%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Montgomery County

Median home value: $199K

View on Zillow →View on Realtor.com →

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Full North Carolina profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable